DM, lets cut to the 1 of your point's, do you Cancel or Suspend your insurance, I would imagine if you cancel your NCB is fcuked so I would recommend tat you check out the Suspend option , best thing is phone the cnuts but don't tell them about your medical postition.
BTW I was told about 16 Year's ago I had cancer and would have to have me Back passage removed , stuck in Talla hospital for over a week bored out of me tree , consultant came back then and said all OK and me Pimple(pollup) could be removed from me Hole and me Back passage was OK be 1cm.
Have to have the Up/Down scopes since them all |good touch wood, thin kit was all that fckn whiskey and the Ouzo in Geece