Irish Taxi Forum
Public Area => Taxi Talk => Topic started by: dalymount on December 26, 2019, 12:46:33 pm
-
Heres a question for all you drivers who might be well up on such matters.if I survive my current operation and in (say) 3months time I decide I want only work 20 hours a week as most people are to do and still get the dole,now that self employed people are also allowed claim the dole could I also avail of this and only work 20 hours a week and get the dole as well ?
-
No If you claim the dole you can do 20 hours in a PAYE job but not self employed .If you decide to retire and claim the Dole I think you must surrender your licence but not sure if you could rent the car and declare the rental as income and have your dole ammended .You really only have two choices Die or drive .
-
Yeah im incline to agree with you I dont think self employed can do it even though we can now claim the dole
-
Yeah im incline to agree with you I dont think self employed can do it even though we can now claim the dole
Can yu claim dole now wen yur temporarily incapacitated like yurself daily ? ....yu can proof yur not working for cople months ? I Wonder
-
No because the main criteria required is that you must be available for work and obviously im not
-
Claim the scratcher while you're off anyway Dalyer.
-
Ya cant ive asked them .they said there are no circumstances in which you can claim if you are not available for work
-
Ya cant ive asked them .they said there are no circumstances in which you can claim if you are not available for work
Disability allowance?
-
Tried it no joy there either you have to be out for at least a year.I went over everything with the citizens info the other day they said there is absolutely nothing you can claim
-
You can deffo get something but they'll need to means test you.If your wife works or you have another income it won't be worth it.Dunno what the name of it is.
-
Try this: https://www.welfare.ie/en/Pages/office/Intreo-Centre-Coolock.aspx (https://www.welfare.ie/en/Pages/office/Intreo-Centre-Coolock.aspx)
Failing that, call into the Coolock Civic Centre.
If they're still uncooperative, rent your heap for a minimum €150 a week.
My brother has his pension AND rents his heap.€232 plus €150 a week and props up the bar in The Comet.
-
Its called the supplementary welfere benefit and they told me because I have a small pension from eircom that what I would get would not be worth claiming
-
How small...
-
They said it id the most harshly means tested payment of all welfere payments
-
The welfare is only there to bring you up to a minimum standard of living.If your pension already has you there then you'll be viewed by them as a time waster.In fact they'll laugh you out of the welfare office.Jammy cunt..
-
They said it id the most harshly means tested payment of all welfere payments
Fucks sake you'd think it was their money.
-
Ah fukk them ive enough on me mind at the mo ,but if I get out of here alive and I do mean if,ill get my mojo back and then ill fight the bastards
-
Daly I'd say the pension people are hoping you don't pull through so they save 300k over the next 20 years...ye lucky lucky bastard..
-
https://youtu.be/8EI7p2p1QJI
-
Dalyer and his new mates:
https://youtu.be/uKyr-j3kmqc 8)
-
The Naked Gun Bed Scene (http://www.youtube.com/watch?v=v664Yaqjw0g&t=0m0s#) lol
-
can anybody at home get a carers allowance for looking after you ?
-
Dont know John,thats an interesting one I hadnt thought of that
-
No I just checked it I have to be out of action for at least 12 months
-
No I just checked it I have to be out of action for at least 12 months
That can be arranged, and paperwork backdated lol
-
Heres a question for all you drivers who might be well up on such matters.if I survive my current operation and in (say) 3months time I decide I want only work 20 hours a week as most people are to do and still get the dole,now that self employed people are also allowed claim the dole could I also avail of this and only work 20 hours a week and get the dole as well ?
Not sure if this is much help but I had a social welfare worker in the cab a couple of days before Crimbo. Got yakking and he told me that he'd be interviewing taxi drivers that fecked off when they were called in for a "chat." Apparently he said some taxi drivers are able to claim about a 100 on dole so long as they don't work more than 30hrs a week. I thought he said 30 but my hearing isn't the best so listening to yiz makes me think it's 20. Not sure if it helps but there's def some sort of a feckin scheme out there so don't let anyone fob you off. This was from the horse's mouth. I asked him how they'd know a sham kept to the 30hrs a week lark. He more or less told me they couldn't. That's why they were calling them in for interview-to encourage them to feck off. Can't make them though is what I understood
-
Yeah Dalyer...don't be asking any of them cunts in SW....Citizens Advice is where you should be asking....i'd say them fuks in SW are on a bonus scheme to keep genuine cases at bay....they can't keep the "we want everything for nuttin" brigade at bay cos they know every fukin payment they're entitled to.
-
Yeah but it WAS the C I who said im entitled to nought
-
Interesting point that Charmschool made, it reminds me of a mate of mine who rang me a few years back enquiring about dole payments fer Taxi drivers (which I knew nothing about) but he said his accountant had set up dole payments fer him and now the welfare were looking to interview him. I advised him to drop it like a Hot potatoe as I knew he was working a 60 hour week every week.
The point being that he definately was getting dole payments fer some years.
-
So nobody knows anything....there's a surprise...Daly has a pension from a previous employment that will be means tested like any other income.He is entitled to very little.Yous fuckers will probably get him an audit...
-
Ah I dont mind an audit MFH,I reckon im fully above board.if I was with a dispatcher then I would be afraid if an audit,but when your an independent only working 3 nights a week I would say I would not be top of their list for audit
-
The Sage FDS once said this is only a part time gig .Looking at your situation Dalyer it might be a wise move for older drivers with dodgy health to consider a part time PAYE job that would qualify them for some sort of payout if they fell sick .If I could I would go back PAYE and work the car part time but there is no great demand for 58 year old fat blokes .24 hour bus ,rent a bike ,go car,Green Party looking like they will be in the next government expect traffic restrictions and more tax on motoring .You have raised a few important points Dalyer that a lot of lads probably never considered .
-
It's too expensive for a part-time gig.Stop repeating bullshit from ten years ago.10k minimum to stay in the BUSINESS for owner drivers and 25k for renters.Part-time my bollix.
-
There is even LESS demand for 65 year olds John
-
Merc where do you get 10K eight year old motor gets you two years cost of car 3000 thats 1500 a year if your only part time 50 notes a week for juice thats 3 K A decent golfer spends that on membership and green fees plus you have the use of the car for going to work .
-
There is even LESS demand for 65 year olds John
So you will have your pension,s .Who covers your hospital bills ,do you have private insurance or does your PRSI cover you .
-
I have no ins ill sort all that when I get out
-
John stick up a link for a car for 3k that will last without problems for 2 years that will get 50mpg..if your only getting 25/30mpg your fuel bill is 4k
2500 car
2000+ Insurance
2500 for fuel
1000 maintenance and fees.
2000 tax bill at least.
10000 total.
One thing Daly hasn't factored in is his car costs him 200 a week to stay idle while he's sick.Probably negates the majority of his pension.
-
Unemployment Benefit/Allowance is explained in the following link. Obviously any pension income will be included in means tests.
https://www.citizensinformation.ie/en/social_welfare/social_welfare_payments/unemployed_people/self_employed_and_unemployment.html (https://www.citizensinformation.ie/en/social_welfare/social_welfare_payments/unemployed_people/self_employed_and_unemployment.html)
Introduction
Self-employed people can become unemployed if their business has to close down. It may also be the case, though you continue to be self-employed the amount of work you are getting has reduced so much that it no longer provides you with a sufficient income.
If you find yourself unemployed or you are getting less work than before you may qualify for a jobseeker's payment. You do not need to de-register as self-employed to get a payment. However you must meet the conditions that apply to jobseeker's payments.
If you do not qualify for a social welfare payment you may be eligible to pay voluntary contributions.
Jobseeker's Benefit (Self-Employed)
Jobseeker’s Benefit (Self-Employed) (JBSE) is a weekly payment from the Department of Employment Affairs and Social Protection (DEASP) to people who lose their self-employment.
To qualify for Jobseeker’s Benefit (Self-Employed) you need:
At least 156 weeks of Class S contributions or at least 104 weeks of paid Class A or H PRSI since first starting work
52 weeks of Class S contributions paid in the relevant tax year. The relevant tax year is the second-last complete tax year before the year in which your claim is made. So, for claims made in 2019, the relevant tax year is 2017.
To get Jobseeker's Benefit (Self-Employed) you must stop all self-employment activity. However, you can work as an employee for up to 3 days each week and continue to get Jobseeker's Benefit (Self-Employed).
If you don't qualify for Jobseeker's Benefit (Self-Employed) you may qualify for Jobseeker's Allowance.
Jobseeker's Allowance
Jobseeker's Allowance (JA) is a weekly payment from DEASP to jobseeker's. To get Jobseeker’s Allowance you must be habitually resident and pass a means test. If you are self-employed, you may be entitled to Jobseeker's Allowance depending on your earnings from your business. You do not need to close your business or stop working as self-employed for you to get Jobseeker’s Allowance and you don't have to be unemployed for at least 4 out of 7 days, as for Jobseeker's Benefit. You will get Jobseeker’s Allowance if your income is below a certain level.
-
AFAIK you must make minimum wage from any employment so 20x10 euro is 200 welfare payment I think is 208 after deducting earnings from benifits you probably wouldnt get a score a week but your PRSI contributions would be covered by the state as you would recieve credits .Dollyer is pension age next year so rent out the car while convalessing then decide how he feels next year .A pension and two or three shifts should do him .
-
However, there is some contradictory information on Illness Benefit (not means tested).
According to the following article it was supposed to apply to self-employed from December 1st 2017:
https://www.irishtimes.com/business/personal-finance/self-employed-to-get-sick-pay-for-first-time-from-december-1.3298310 (https://www.irishtimes.com/business/personal-finance/self-employed-to-get-sick-pay-for-first-time-from-december-1.3298310)
Self-employed to get sick pay for first time from December
Move to provide access to State income supports in cases of serious illness or injury
Mon, Nov 20, 2017, 08:35
Fiona Reddan
It has been a while in coming, but from December 1st some 326,000 self-employed people will be entitled to long-term sick pay, giving the safety net of State income support to this cohort for the first time.
The invalidity pension, paid at a weekly rate of €198.50, with possible increases for an adult dependant and child dependants is a payment for people who cannot work because of a long-term illness or disability, and is not means tested. The payment is taxable, however.
...
However, this link suggests it is only available to those with contributions paid at classes A, E, H and P. Self-employed is class S.
https://www.citizensinformation.ie/en/social_welfare/social_welfare_payments/disability_and_illness/disability_benefit.html (https://www.citizensinformation.ie/en/social_welfare/social_welfare_payments/disability_and_illness/disability_benefit.html)
If I were you DM, I'd be asking Citizens Info if (or how) The Irish Times got it so wrong? In fact I might ask anyway in the new year as it's something that potentially applies to us all - or not as the case may be. I know (from the older not so young lad) that you have to get your claim in quick for Illness benefit i.e. as soon as you are incapacitated, although they will consider late claims on a case by case basis.
-
AAh... fuck that... I see it now... The Irish Times article is about Invalidity Pension (i.e. long term illness) not Illness Benefit (short-term Illness). Sorry, I should look before I leap!
-
It seems the advice you got is correct, DM. To qualify for Invalidity Pension you must:
Have been incapable of work for at least 12 months and be likely to be incapable of work for at least another 12 months (you may have been getting Illness Benefit or Disability Allowance during that time)
Or
Be permanently incapable of work (in certain cases of very serious illness or disability, you can transfer directly from another social welfare payment or from your job to Invalidity Pension).
https://www.citizensinformation.ie/en/social_welfare/social_welfare_payments/disability_and_illness/invalidity_pension.html (https://www.citizensinformation.ie/en/social_welfare/social_welfare_payments/disability_and_illness/invalidity_pension.html)
-
if you are part worn and not in great shape get a part time job PAYE it gives you a little bit of security bit of holiday pay PRSI contributions .Im looking for 20 hours a week over two or three days .
-
if you are part worn and not in great shape get a part time job PAYE it gives you a little bit of security bit of holiday pay PRSI contributions .Im looking for 20 hours a week over two or three days .
I think Aldi and Lidl are hiring John,maybe go for an interview with some drool running down your chin and wear glasses with a magnified lens....you'll probably be known as Poor John....until you open your gob!!
-
Ermy has a partime job now he wants another one to make up the shortfall.
-
Merc Greenspan told the FED years ago that the plan is to make certain that no family can survive on a single wage .My old mans wage in the 60 paid for a house housekeeping and porter .I take it your hen works full time ,any body relying on the taxi industry would be doing 60+ hours a week .Look at the jobs available paying under 11 yo yo an hour .If I could get a sitting down job for small change I would take it and drive weekends only .Ten years before I qualify for pension I think it would be stupit not to have a back up plan .I still think Ireland are in for a Fucking Good Kicking from Brexit and the EU .
-
You already have a partime job sitting on yer fudge maker..
Maybe drop your CV into B&Q in Liffey Valley.They seem to specialise in hiring mature ladies and gents.Walk to work.No commute.All the hardware you can fit in your pockets.
-
Anne-Marie Walsh
December 27 2019 2:30 AM
The number of 65-year-olds on the dole has trebled since the Government made them wait an extra year for a pension.
There are now 5,263 of them on jobseeker's payments that are €45 a week lower than the State pension.
This compares with 1,715 who were on the dole six years ago before State-funded pension payments were axed for those aged 65 to 66.
Many may have been forced to leave their jobs because of compulsory retirement clauses in their employment contracts. Others may not have been physically capable of continuing to work and some may be working part-time.
And the number of over-65s on the dole is likely to soar further as the qualifying age for the State pension rises to 67 next year and 68 in 2028.
Future pension age hikes will hit workers in other ways because they'll have to wait longer for benefits including free travel and a fuel allowance. They are among Government measures to reduce the cost of its pension bill as the population ages.
ADVERTISEMENT
The issue of pension age hikes will become a battlefield in the upcoming general election because the Labour Party and Sinn Féin have vowed to block upcoming increases.
French workers are already involved in a stand-off with their government over plans for a more modest rise in the retirement age.
Groups representing older workers said that apart from the financial loss suffered by those on the dole, many were embarrassed about signing on.
One organisation said dole claimants had faced difficulties when they wanted to travel abroad.
"In one case, a member in Wicklow wanted to take an extended holiday overseas to Australia to visit his son but was told if he left the country for more than two weeks, payment would be stopped," said Peter Kavanagh, head of communications at Active Retirement Ireland.
"Human lives are caught up in this. It shows it for the half-baked solution that it is and that the old people in question are not at the heart of this."
He urged the Government to make it illegal for bosses to get rid of workers when they reached 65 and invest in training for careers where people could work longer.
"The worst aspect in human terms is the financial loss for many people who have no other option open to them because their contracts say they must finish," he said.
"Retirement is statistically the hardest period of readjustment, and to add financial stress to that burden is enormous.
"The department will turn a blind eye to the terms and conditions of jobseeker's so you're not forced to look for work until you hit the magic age."
However, he said the cost saving because of the lower payments being made was not enough to justify putting over-65s on the dole.
Irish Congress of Trade Unions (Ictu) social policy officer Laura Bambrick said a portion of the trebling of over-65s on jobseeker's benefit and means-tested jobseeker's allowance could be attributed to the increase in the size of the population in that age group. But she said most of the growth would be down to an increase in the pension qualifying age.
In a new dispatch circulated to members, Ictu describes the upcoming State pension increases as the "great pension robbery".
"Each year increase to the pension age costs workers €13,000 plus secondary benefits such as free travel and a fuel allowance," it said. "If they have a dependent spouse, it costs them an extra €11,500.
"This is the biggest ever cut to the social safety net for working people. While increases in the State pension age are taking place in many countries, Ireland is on course to have the highest pension age in the world in 2028. We are going too far, too fast."
An Age Action spokesperson claimed there was a lack of joined-up thinking by the Government. She said it had resulted in "inadequate policy planning, which unfairly impacts on older people".
"Raising the age at which people can access the State pension while not dealing with mandatory retirement practices forces people into claiming unemployment benefits," she said.
When asked how many more are expected to sign on in future years, the department said it was difficult to forecast.
"Labour market conditions, the prevailing economic conditions and individual behaviour will impact on the potential numbers," it said.
"At this time there are no indications that the numbers will change significantly over that currently in place.
Roscommon man Pat Daly (64), who lives in Galway and was employed by a multinational medical devices manufacturer most of his working life, took early retirement at 62.
But he said after receiving jobseeker's benefit for a year, his payment was cut to €90 a week and eventually stopped when he was means-tested.
"My expectation was that I'd get my full pension that I had contributed to for the last 40 years when I reached 65," said Mr Carey, who now works part-time and is a Siptu activist.
"But I was lucky that I had a private pension when I took early retirement. For the vast majority of people, they don't have that."
He said he was not on the breadline but did have to dip into his savings and worked part-time.
"My biggest concern about the abolition of the transition pension is the means-testing that will be taking place on people who will have to wait from 65 to 68 for their pension.
"They have a special hatch for you if you're older (at the social welfare office)."
He said he wanted to work but never got any calls from officials offering jobs or training.
"The only call I got was one evening at 6.50pm to call into them as regards my means. They also said to me that if my means change at any time to call in immediately. They took me off the jobseeker's completely. My understanding is that I won't receive anything again until I reach State pension age at 67. I was born in 1955 so my State pension won't be until I'm 67. If you're born after 1955, you'll be 68."
He said he felt as if he was penalised for taking early retirement and called on the Government to provide a simplified document for older people to explain the system.
He wants the Government to consider halting further increases in the pension age or at least bring in supplementary payments for those waiting for the State pension. He said certain types of workers, including those in manual jobs, should be exempt because they could not keep working.
"Nobody is thinking about this because it's only affecting a small pocket of people around the country. It's not affecting thousands every week. My fear is that there are people that are afraid to talk to anybody about it. I think some people wouldn't even sign on because they have never signed on in their life and they don't want to sign on.
"Look at what's happening in France. Why do the people in France think you work long enough at 64?"
When asked to clarify the position for those who take early retirement, a Department of Social Protection spokesperson said those already on the means-tested jobseeker's allowance at 65 would remain on it until State pension age. Those already on jobseeker's benefit, which is not means-tested, would remain on that.
-
Typically Irish....raise the retirement age while employment contracts make it compulsory for some to retire at 65.
-
The Government raided pension funds in Aer Lingus and Aer Rianta to offset the banking fiasco.
-
The Government raided pension funds in Aer Lingus and Aer Rianta to offset the banking fiasco.
....and keep their own gold plated pensions....platinum!!
-
Mary Harney mugged us all with the Nursing Homes bill .That means that the state can consider your family home as means ,watch how this will be used to decide on Non Contributory Pension entitlements .
-
Anne-Marie Walsh
December 27 2019 2:30 AM
The number of 65-year-olds on the dole has trebled since the Government made them wait an extra year for a pension.
There are now 5,263 of them on jobseeker's payments that are €45 a week lower than the State pension.
This compares with 1,715 who were on the dole six years ago before State-funded pension payments were axed for those aged 65 to 66.
Many may have been forced to leave their jobs because of compulsory retirement clauses in their employment contracts. Others may not have been physically capable of continuing to work and some may be working part-time.
And the number of over-65s on the dole is likely to soar further as the qualifying age for the State pension rises to 67 next year and 68 in 2028.
Future pension age hikes will hit workers in other ways because they'll have to wait longer for benefits including free travel and a fuel allowance. They are among Government measures to reduce the cost of its pension bill as the population ages.
ADVERTISEMENT
The issue of pension age hikes will become a battlefield in the upcoming general election because the Labour Party and Sinn Féin have vowed to block upcoming increases.
French workers are already involved in a stand-off with their government over plans for a more modest rise in the retirement age.
Groups representing older workers said that apart from the financial loss suffered by those on the dole, many were embarrassed about signing on.
One organisation said dole claimants had faced difficulties when they wanted to travel abroad.
"In one case, a member in Wicklow wanted to take an extended holiday overseas to Australia to visit his son but was told if he left the country for more than two weeks, payment would be stopped," said Peter Kavanagh, head of communications at Active Retirement Ireland.
"Human lives are caught up in this. It shows it for the half-baked solution that it is and that the old people in question are not at the heart of this."
He urged the Government to make it illegal for bosses to get rid of workers when they reached 65 and invest in training for careers where people could work longer.
"The worst aspect in human terms is the financial loss for many people who have no other option open to them because their contracts say they must finish," he said.
"Retirement is statistically the hardest period of readjustment, and to add financial stress to that burden is enormous.
"The department will turn a blind eye to the terms and conditions of jobseeker's so you're not forced to look for work until you hit the magic age."
However, he said the cost saving because of the lower payments being made was not enough to justify putting over-65s on the dole.
Irish Congress of Trade Unions (Ictu) social policy officer Laura Bambrick said a portion of the trebling of over-65s on jobseeker's benefit and means-tested jobseeker's allowance could be attributed to the increase in the size of the population in that age group. But she said most of the growth would be down to an increase in the pension qualifying age.
In a new dispatch circulated to members, Ictu describes the upcoming State pension increases as the "great pension robbery".
"Each year increase to the pension age costs workers €13,000 plus secondary benefits such as free travel and a fuel allowance," it said. "If they have a dependent spouse, it costs them an extra €11,500.
"This is the biggest ever cut to the social safety net for working people. While increases in the State pension age are taking place in many countries, Ireland is on course to have the highest pension age in the world in 2028. We are going too far, too fast."
An Age Action spokesperson claimed there was a lack of joined-up thinking by the Government. She said it had resulted in "inadequate policy planning, which unfairly impacts on older people".
"Raising the age at which people can access the State pension while not dealing with mandatory retirement practices forces people into claiming unemployment benefits," she said.
When asked how many more are expected to sign on in future years, the department said it was difficult to forecast.
"Labour market conditions, the prevailing economic conditions and individual behaviour will impact on the potential numbers," it said.
"At this time there are no indications that the numbers will change significantly over that currently in place.
Roscommon man Pat Daly (64), who lives in Galway and was employed by a multinational medical devices manufacturer most of his working life, took early retirement at 62.
But he said after receiving jobseeker's benefit for a year, his payment was cut to €90 a week and eventually stopped when he was means-tested.
"My expectation was that I'd get my full pension that I had contributed to for the last 40 years when I reached 65," said Mr Carey, who now works part-time and is a Siptu activist.
"But I was lucky that I had a private pension when I took early retirement. For the vast majority of people, they don't have that."
He said he was not on the breadline but did have to dip into his savings and worked part-time.
"My biggest concern about the abolition of the transition pension is the means-testing that will be taking place on people who will have to wait from 65 to 68 for their pension.
"They have a special hatch for you if you're older (at the social welfare office)."
He said he wanted to work but never got any calls from officials offering jobs or training.
"The only call I got was one evening at 6.50pm to call into them as regards my means. They also said to me that if my means change at any time to call in immediately. They took me off the jobseeker's completely. My understanding is that I won't receive anything again until I reach State pension age at 67. I was born in 1955 so my State pension won't be until I'm 67. If you're born after 1955, you'll be 68."
He said he felt as if he was penalised for taking early retirement and called on the Government to provide a simplified document for older people to explain the system.
He wants the Government to consider halting further increases in the pension age or at least bring in supplementary payments for those waiting for the State pension. He said certain types of workers, including those in manual jobs, should be exempt because they could not keep working.
"Nobody is thinking about this because it's only affecting a small pocket of people around the country. It's not affecting thousands every week. My fear is that there are people that are afraid to talk to anybody about it. I think some people wouldn't even sign on because they have never signed on in their life and they don't want to sign on.
"Look at what's happening in France. Why do the people in France think you work long enough at 64?"
When asked to clarify the position for those who take early retirement, a Department of Social Protection spokesperson said those already on the means-tested jobseeker's allowance at 65 would remain on it until State pension age. Those already on jobseeker's benefit, which is not means-tested, would remain on that.
On account of me adhd .....I'll be 65 before I can read tru all that....
-
That will leave you two years to think about it .