Irish Taxi Forum
Public Area => Taxi Talk => Topic started by: Rat Catcher on February 16, 2020, 12:01:47 pm
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https://www.breakingnews.ie/ireland/gardai-seize-66-cloned-credit-cards-in-dublin-and-arrest-two-men-981955.html (https://www.breakingnews.ie/ireland/gardai-seize-66-cloned-credit-cards-in-dublin-and-arrest-two-men-981955.html)
Gardaí seize 66 cloned credit cards in Dublin and arrest two men
15/02/2020 - 10:23:00
By Denise O’Donoghue
Gardaí have arrested two men they believe used card reading devices inserted into ATMs to clone credit cards.
Intelligence reports received by An Garda Síochána recently from the UK indicated that a group was operating in Ireland.
On Thursday last, gardaí from Pearse St identified two men on Bedford Lane, Dublin 2 who they believed to be involved in this activity.
One of the men attempted to conceal a wallet that contained seven bank cards which have been identified as cloned fraudulent cards. A search of the second man's wallet also found five fraudulent cards.
Both men in their 30s were arrested and taken to Pearse St Garda Station.
A BMW SUV was searched in a follow-up operation and 13 fraudulent credit cards were located along with expensive designer clothing and a number of receipts for other expensive goods believed to have been purchased using cloned credit cards in the Dublin City area.
A search of a flat in the city was also conducted and a number of documents were seized.
Subsequent searches were carried out in Tyrellstown, the Navan Road and Prussia Street which uncovered 41 fraudulent bank cards along with re-encoding devices, a quantity of Cocaine (subject to analysis), a weighing scales and approximately €2,000 in cash.
Valuable assistance and advice were given by Gardaí attached to the Garda National Economic Crime Bureau (GNECB) in relation to this investigation and in total 66 fraudulent credit cards were seized.
This investigation will continue with assistance from our specialist Garda national units together with Europol and other European Police forces.
One man appeared before the Criminal Courts of Justice yesterday and was remanded in custody. The second man is expected to appear this morning.
Investigations are continuing.
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No doubt we'll see plenty of those when NTA remove our right to legal tender. Get ready to pay bank fess of up to €124.68 on every transaction that is refunded.
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....Get ready to pay bank fess of up to €124.68 on every transaction that is refunded.
Check out these BoI prices :o :o :o https://www.boipa.com/merchant-services-by-industry/taxi/ (https://www.boipa.com/merchant-services-by-industry/taxi/)
Case study from a taxi driver called David Gregan - https://www.boipa.com/merchant-services-by-industry/taxi/taxi-driver-case-study (https://www.boipa.com/merchant-services-by-industry/taxi/taxi-driver-case-study)
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How many of you are prepared to challenge this ruling by the NTA rhat we must offer CC facilities ?
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It's 2020 FFS, we expect other traders to accepr our cards. Grow up. Having great success switching people to pay by Revolut.
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Personally i dont see a problem with having to accept cc payments, i reckon about 68.5% of my business is credit card and none of that is app work.
If you earn it pay you way in taxes and dont be trying to fiddle yer way out of it.
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Do you declare all of the 31.5% cash jobs Tony? Didn't think so.
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I agree e-payments have to come in. I have sumup and have been paid by phones and a watch one time!
But... what happens when you get someone trying to pay by debit card, there's no money in their account, and it gets refused. I think the NTA (and the Gardai) should be very, very clear that it's the customers problem and we should be allowed to keep the meter running until they fix it with cash. None of this 'call back tomorrow and me ma will pay you' nonsense.
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Thats part of the problem watty.there are also many other reasons .I personally dont like being told by the NTA that I HAV E to offer this method of payment.it also practically does away with tips,not to mention the fact that you are now much more exposed to people knowing what you earn.
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I agree e-payments have to come in. I have sumup and have been paid by phones and a watch one time!
But... what happens when you get someone trying to pay by debit card, there's no money in their account, and it gets refused. I think the NTA (and the Gardai) should be very, very clear that it's the customers problem and we should be allowed to keep the meter running until they fix it with cash. None of this 'call back tomorrow and me ma will pay you' nonsense.
Occupational hazard, same as a runner. Plenty of runners to date, not 1 problem,.... so far with cards.
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Bob talks,about us expectiing pther traders to offer CC facilities.the difference other traders do it by choice,the NTA are INSTRUCTING us to do it.
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Bob talks,about us expectiing pther traders to offer CC facilities.the difference other traders do it by choice,the NTA are INSTRUCTING us to do it.
Can you show us that in Legislation Dollymount .As I already told you but you dont want to listen you must provide the service is not the same as you must accept the card .You have a First Aid Kit but you do not have to offer first aid you also have a fire extinguisher that dosent make your car a fire engine .Im sure there will be a sticker option a little rule change that allows you put a credit card sticker on your roofie if you take card .
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John your splitting hairs
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...not to mention the fact that you are now much more exposed to people knowing what you earn.
A story/urban myth I like is one about Revenue and the chippers/chip shops. Story goes Revenue bought a big bag of potatoes and made chips outta them. Then they made a formula: X bags of potatoes = Y bags of chips = Z money. So when they went into a chipper, they simply asked how bags of potatoes they bought in the last year. Same for us - how much fuel do you buy each year? Got Sky Movies? Go on foreign holidays? How much in the Credit Union? I'd be amazed if Revenue didn't have a formula for us.
Off the top of my head;
The banks know what we earn
Revenue know what we earn
Dublin City Council know what we earn (re calculating rent for council houses)
NTA know what we earn (they do surveys for the 2yr fare review)
CSO know what we earn
CIA know what we earn (ok, I made that one up!)
They might not know what *you* earn but, on average, they know what you *should* earn.
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...not to mention the fact that you are now much more exposed to people knowing what you earn.
A story/urban myth I like is one about Revenue and the chippers/chip shops. Story goes Revenue bought a big bag of potatoes and made chips outta them. Then they made a formula: X bags of potatoes = Y bags of chips = Z money. So when they went into a chipper, they simply asked how bags of potatoes they bought in the last year. Same for us - how much fuel do you buy each year? Got Sky Movies? Go on foreign holidays? How much in the Credit Union? I'd be amazed if Revenue didn't have a formula for us.
Off the top of my head;
The banks know what we earn
Revenue know what we earn
Dublin City Council know what we earn (re calculating rent for council houses)
NTA know what we earn (they do surveys for the 2yr fare review)
CSO know what we earn
CIA know what we earn (ok, I made that one up!)
They might not know what *you* earn but, on average, they know what you *should* earn.
They've had a 'book' on taxis since the year dot.
It's all about not kicking a sleeping dog.
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Can you show us that in Legislation Dollymount .As I already told you but you dont want to listen you must provide the service is not the same as you must accept the card .You have a First Aid Kit but you do not have to offer first aid you also have a fire extinguisher that dosent make your car a fire engine .Im sure there will be a sticker option a little rule change that allows you put a credit card sticker on your roofie if you take card .
I think you can put a plastic sticker on your roofsign already about CC...
Re the First Aid Kit & helping people. A few years back, I think the Govt had to change the law because GPs/Doctors/Innocent people were getting sued for helping people as they passed by, not officially working as medics. Before the law changed, my own GP worked beside a busy road with a few car accidents and he told me he did the bare minimum until the ambulance arrived because he didn't want to get sued. (I was friendly with him so he told me the truth).
For us, I guess it depends on how the words of the law are phrased... I have sumup and it's there in reserve, just in case. Cash is king and I don't tell them about sumup unless I have to.
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Well ya see watty what im saying is the difference between what I earn,and probably what most drivers earn is considerable.most drivers probably work about 40 hours a week,are aligned to a dispatcher,and so gets a great deal more work then I do.where I on the other hand will probably only work about 20 hours a week from now on because of my new medical condition,am NOT aligned to a dispatcher so will get very little work, but all the people you mention like revenue,NTA etc etc will just asses me as earning an average 40 hour ,aligned driver etc and if I declare less then that,they will think I am holding out on them
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But if you're not holding out, you don'y have a problem.
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Do you declare all of the 31.5% cash jobs Tony? Didn't think so.
Of course i dont.... Ya think im stoopid or wha?
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No im not holding out,but at the same time I dont welcome an audit just because they might think I am
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Do you declare all of the 31.5% cash jobs Tony? Didn't think so.
Of course i dont.... Ya think im stoopid or wha?
You really want.me to answer that two bags?
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<snip>because of my new medical condition,<snip>
Do you declare all of the 31.5% cash jobs Tony? Didn't think so.
Of course i dont.... Ya think im stoopid or wha?
*We* all have to pay for the hospitals etc etc. Just sayin' ;D
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Going back to e-payments...
Is the LEAP card a good comparison? It's a bit like a debit card in that if there's no money on it, you can't pay for your bus fare. Then you have to pay cash. Of course, the bus driver finds this out at the START of the journey. Will there be someway we can verify the debit card has money on it at the START of the taxi journey?
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You can't be on the road without paying VRT,excise duty and VAT on fuel and more VAT on all our parts and services we buy.There's even VAT on our insurance and NCT tests.
I honestly don't like owning a car...that might sound odd.If I wasn't in this industry I'd have no need for one.
At a conservative 10k(15k for the Renault owners...)a year cost of being in the taxi business the government probably get 4/5k in accumulated taxes before I even make my return which is usually another two thousand.
Even of I was fiddling my taxes and returning a fictional zero profit they'd still be winning at the end of the year.
Any cash I get gets spent on goods and services that the government get VAT on.The fact that some lads are paying much more than me in Tax is just a bonus for revenue.Twenty years ago they were getting relatively feck all from the taxi/hackney industry.Now we have lads like VD probably paying 5/6K a year plus all the other shit.
I'm not sure if I'm even making a point but...
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<snip>because of my new medical condition,<snip>
Do you declare all of the 31.5% cash jobs Tony? Didn't think so.
Of course i dont.... Ya think im stoopid or wha?
*We* all have to pay for the hospitals etc etc. Just sayin' ;D
Someone has to pay the doctors and nurses
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@MfH, sorry that wasn't a dig at you, just a general comment.
As the saying goes, let those without sin cast the first stone. I have sinned O:-)
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Not at all Watty I started typing 20 minutes ago and got distracted then forgot the point I intended to make.
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Dollymount They dont read your meter but they DO .At suitability they take a reciept that has a number on it they also take a milage reading you can be sure that the sum has been done by dividing number of jobs into miles traveled then take into account the area you work and then do a bit of give and take for your address location against where you work and take an average for other drivers in the same area they can come up with an average fare per journey .If your earnings are well below or above that figure the revenue will be flagged .As somebody else on here said just pay your tax after deductions most of us pay less than a shop worker on minimum wage .
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Not at all Watty I started typing 20 minutes ago and got distracted then forgot the point I intended to make.
Dopey cunt
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Personally i dont see a problem with having to accept cc payments, i reckon about 68.5% of my business is credit card and none of that is app work.
If you earn it pay you way in taxes and dont be trying to fiddle yer way out of it.
Do you have a paid-up Cab app card reader El Tonio ?
I have an old one here going a begging if'n ya need one.
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Yissser are missing the point. Cloned cards are two a fiver on the streets of Coolock. The way things work now the client has to ask if you accept cards, obviously if he addresses you as "boss" you don't. Once they're compulsory he doesn't need to ask in advance and you can't refuse when it's tendered as you no longer have a statutory right to legal tender.
I can't find fees for chargebacks in that link, Vik. How much are BOI charging for:
a) undisputed chargebacks; and
b) disputed chargebacks?
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Would we have a claim against the NTA for some scumbag who at the end of the journey sorry theres no money on the card,seen as how its at their insistence we have to take card in the first place
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You can be caught in a few different ways as I found out to my cost one sunday morning about 3 years ago.I picked up this bird in fairview she wanted to go to pearce st.brought her there it was a bastard to get parking ,but she wanted me to wait so I did .eventually when she came back and headed back to fairview ,she just got out of the car said she left her purse in the shop last night,came out and just smiled at me and said oh sorry the girl who I left it with wont be on duty till tomorrow I felt like a right prick for being caught that way
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Would we have a claim against the NTA for some scumbag who at the end of the journey sorry theres no money on the card,seen as how its at their insistence we have to take card in the first place
Would we fuck... although I think them denying us the right to legal tender is exercising a degree of control indicative of an employer-employee relationship.... maybe one of the many drivers' unions will drag them screaming and kicking through the courts and we'll all become uncivil servants?
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I had a few problems with Sum-up 'no tap' cards the last few nights.
On Sat night a Yank on a 16Euro fare had to go through the whole process 4 times before it was accepted.
And again last night a chungwan on an 8Euro fare got transaction declined the First 2 times before it went through on the Third attempt.
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.......I can't find fees for chargebacks in that link, Vik. How much are BOI charging for:
a) undisputed chargebacks; and
b) disputed chargebacks?
The bookie chargeback story I told you before was kinda disputed before they told me; "Fook off, it's a gambling debt", but I don't recall our financial dept ever telling me of any fees charged to us by the bank, maybe as I was like a bear with a sore head over it they thought best not to mention it to me.