Irish Taxi Forum
Public Area => Taxi Talk => Topic started by: silverbullet on March 18, 2020, 02:44:37 pm
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All banks to offer mortgage holidays to homeowners
https://www.independent.ie/business/personal-finance/all-banks-to-offer-payment-holidays-39055378.html (https://www.independent.ie/business/personal-finance/all-banks-to-offer-payment-holidays-39055378.html)
Sent via @updayIE
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I called Ulsterbank yesterday and asked about a payment holiday on my personal loan, they said one default then reported to ICB.Ive no income and filled out that pandemic form and posted it.
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Love the bit where it says "interest will still accrue"
Therin lies the rub.
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Morons will avail...3 months could mean 2 yrs paying more interest.
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Do penalties still apply if you "default" on a fixed rate?
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Do penalties still apply if you "default" on a fixed rate?
Explain "default"?
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Avail of a so-called - not hitherto envisaged - mortgage holiday or break.
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We have a fixed rate and we'll be enquiring with our lender(BoI) in the coming days,we only owe 27k so i'm hoping they'll say.."Hal,you the man,we're writing off your debt...have a nice day!!"
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Good luck with that plan.........huts fall under the variable radar thankfully.
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Good luck with that plan.........huts fall under the variable radar thankfully.
I'm just as deluded as you!!
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Not quite...but when it comes to women,,,definitely.
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Mortgage holidays have always been around.I think the banks aren't allowed to affect your credit rating during the crisis whatever you decide to do.
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Was thinking about getting a loan from Provident,offering a competitive 1346% interest rate.
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Take it and do an Erm.
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Banks giving nothing away.They know that if this continues for a extended period..people cannot and will not pay.I regard them as one of the most immoral organisations on this planet.No Helicopter money in this country..only Hade type greed...
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They're nationalised...wake up...the state owns you and your alleged property.
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There is no mention of PERSONAL loan deferrals,only morgage.nor is there any mention of CREDIT UNION loans being deffered
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I think it would be wise to contact your lender,i think the finer details will be ironed out over the coming days.
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Everything has fallen into place for our Lords and masters
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Well im not looking for a defferal,because I agree with the lip but other people might look for it
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If the game goes on past June, we'll all need it Dalymount. My they'll be asking where you're getting the money from otherwise. This is the big communist roll out. We're useless eaters... Google the term.