Irish Taxi Forum

Public Area => Taxi Talk => Topic started by: john m on November 12, 2017, 12:25:27 pm

Title: credit rating
Post by: john m on November 12, 2017, 12:25:27 pm
Be aware of the new central bank personal credit rating .If you use a bookies account linked to your CREDIT CARD get rid of it if you withdraw CASH  on your credit card they consider that you are living on credit ANY load over 500  be it car .creditunion  mortgage or HP will be reported to the central bank by lenders .This gem was hidden in the finance bill a few years ago but becomes law next year .....https://www.centralbank.ie/consumer-hub/explainers/what-is-central-credit-register (https://www.centralbank.ie/consumer-hub/explainers/what-is-central-credit-register)
Title: Re: credit rating
Post by: Rat Catcher on November 12, 2017, 02:46:47 pm
Makes sense.
Title: Re: credit rating
Post by: john m on November 12, 2017, 02:49:31 pm
(b) to any entity classified within general government in relation to the State within
the meaning given by the Fiscal Responsibility Act 2012, the government of any
other country or territory or any international organisation,


 look who they can share the data with !!!!!!!!!!!!!
Title: Re: credit rating
Post by: Rat Catcher on November 12, 2017, 02:56:19 pm
Makes sense.
Title: Re: credit rating
Post by: watty on November 12, 2017, 05:50:50 pm
It's a bit late to be hiding the evidence.  According to the OP's link, they've been collecting the info since June 2017.  register goes live 'early' next year.

Quote
From 30 June 2017, the Register began collecting and storing personal and credit information from lenders about the loans they give to consumers.