Irish Taxi Forum

Public Area => Taxi Talk => Topic started by: john m on November 20, 2017, 09:37:03 am

Title: claiming the sick
Post by: john m on November 20, 2017, 09:37:03 am
Changes in the law from 1st of December if your seriously sick and self employed you are entitled to claim sickness benifit .Looking to find the exact wording of who can claim for what .
Title: Re: claiming the sick
Post by: mercenary for hire on November 20, 2017, 09:40:31 am
Long term illness.I'm feeling a January depression coming on soon.
Title: Re: claiming the sick
Post by: john m on November 20, 2017, 10:14:22 am
Cant find any real info Merc .Would you have to cancel your insurance and remove decals from your car retax it as private if you were off the road hand back the decals ?.It might be a saviour if you were ever diagnosed with a terminal illness .We need to get Watty on this he usually excels at finding out the details .
Title: Re: claiming the sick
Post by: mercenary for hire on November 20, 2017, 10:51:17 am
Depression can be a long term illness?Technically if you had an intermittent dose of gout you'd be in with a chance..think I have a bit.

From the HSE website.....
'Acute Leukaemia
Intellectual Disability*
Cerebral Palsy
Mental Illness (in a person under 16)
Cystic Fibrosis
Multiple Sclerosis
Diabetes Insipidus
Muscular Dystrophies
Diabetes Mellitus
Parkinsonism
Epilepsy
Phenylketonuria
Haemophilia
Spina Bifida
Hydrocephalus
Conditions arising from the use of Thalidomide'

I see Diabetes and an intellectual disability are included.Surely that includes most of us..Some might argue being a bit slow is a prerequisite for self unemployment.
Title: Re: claiming the sick
Post by: Theoneandonly on November 20, 2017, 12:39:56 pm
That list includes those illnesses that are entitled to the "long term illness book" giving sufferers access to free prescription drugs for their illness.
Those with the illnesses listed are not automatically entitled to invalidity allowance regardless of whether they are self employed or PAYE
Title: Re: claiming the sick
Post by: john m on November 20, 2017, 04:09:12 pm
It’s a been a while in coming, but from December 1st of this year, some 326,000 self-employed people will be entitled to long-term sick pay, giving the safety net of State income support to this cohort for the first time.

The invalidity pension, paid at a weekly rate of €198.50, with possible increases for a dependent adult and dependent children, is a payment for people who cannot work because of a long-term illness or disability, and is not means tested. The payment is taxable however.

The move is expected to benefit everyone from small business owners, farmers, tradespeople, freelancers, contractors and professionals, and is expected to cost in the region of €23 million in 2018. It had been thought that the PRSI rate of 4 per cent would have to be increased to cover the costs of extending the benefit, but Minister for Social Protection Regina Doherty confirmed that the rate will stay at 4 per cent.

Self-employed workers who are currently out of work due to illness will now be able to claim the pension, provided that they have the relevant PRSI contributions on their social insurance record.

Ms Doherty said the move was in line with the Government’s policy “of making work pay and encouraging self-employment and entrepreneurship”.

“This measure will give the self-employed access to the safety-net of State income supports if they have a serious illness or injury that prevents them from working. It is based solely on their PRSI contributions, it is not means assessed and whatever savings or assets they have will not affect their payment. Similarly, if their partner is working, that income will not affect the payment of the invalidity pension.”

Self-employed workers pay PRSI at a rate of 4 per cent, typically less than that of employees (4%+ employer’s PRSI @10.75%). To qualify for the payment, applicants will need 260 PRSI paid contributions (Class A, E, H or S) since they started paying social insurance and 48 PRSI paid or credited contributions (Class A, E, H or S) in the last complete contribution year or the second last contribution year before the date of their claim.


Successful applicants for the pension will also receive a free travel pass, which is not means tested, and may also qualify for extra means tested social welfare benefits such as the Household Benefits Package.

Self-employed already receive benefits such as maternity and paternity leave and the state pension, but had long been looking for the protection sick pay offers. Earlier this year, the self-employed received access to the Treatment Benefit Scheme, which includes free eye tests, dental examinations and contributions towards the cost of hearing aids, with additional dental and optical benefits being provided from October 2017 for both the self-employed and employees. Those who work for themselves will also pay €200 less in tax in 2018, following an increase in the earned-income credit to €1,150 in October’s budget.
Title: Re: claiming the sick
Post by: Rat Catcher on November 21, 2017, 03:55:19 am
Does the €500 minimum annual contribution count as 48 stamps?
Title: Re: claiming the sick
Post by: john m on November 21, 2017, 06:06:04 pm
Does the €500 minimum annual contribution count as 48 stamps?
Watch the UK budget tomorrow and see what they do with the self employed .You wont get the sick for 4% PRSI .Contributions will increase for the self employed or we will have to opt in to paying extra .
Title: Re: claiming the sick
Post by: watty on November 21, 2017, 06:19:03 pm
Starts 1st Dec...  Based solely on PRSI contributions.

http://www.irishmirror.ie/news/irish-news/self-employed-workers-ireland-soon-11557660 (http://www.irishmirror.ie/news/irish-news/self-employed-workers-ireland-soon-11557660)

Quote
Self-employed workers will soon be able to get sick pay.  The new scheme will come into force from December 1.

It means that people who work for themselves and pay PSRI will have the option of applying for the Invalidity Pension scheme.  There are currently over 326,000 self-employed people in Ireland. These include small business owners, farmers and freelancers.  The current personal rate of payment is €198.50 per week.

Welcoming the news, Minister for Employment Regina Doherty said: "These measures are part of the Government’s policy of making work pay and encouraging self-employment and entrepreneurship."  She explained: “This measure will give the self-employed access to the safety-net of State income supports if they have a serious illness or injury that prevents them from working.  "It is based solely on their PRSI contributions, it is not means assessed and whatever savings or assets they have will not affect their payment.  "Similarly, if their partner is working, that income will not affect the payment of the Invalidity Pension.  "Furthermore, I have been able to introduce this measure without increasing the rate of PRSI paid by employees, employers and the self-employed. The current Class S rate of PRSI paid by the self-employed pay is 4%."

This follows access for the self-employed to the Treatment Benefit Scheme since March, which includes free eye tests, dental examinations and other contributions.
Title: Re: claiming the sick
Post by: Rat Catcher on November 22, 2017, 11:53:55 am
Does the €500 minimum annual contribution count as 48 stamps?
Watch the UK budget tomorrow and see what they do with the self employed .You wont get the sick for 4% PRSI .Contributions will increase for the self employed or we will have to opt in to paying extra .

So, does the €500 minimum annual contribution count as 48 stamps?
Title: Re: claiming the sick
Post by: The Liffey Lip on November 22, 2017, 12:34:38 pm
This is how they fuck you .....eventually....the other 26 are sacrosanct lads.... 8)

27. Infiltrate the churches and replace revealed religion with "social" religion. Discredit the Bible and emphasize the need for intellectual maturity, which does not need a "religious crutch."   
28. Eliminate prayer or any phase of religious expression in the schools on the ground that it violates the principle of "separation of church and state."   29. Discredit the Irish Constitution by calling it inadequate, old-fashioned, out of step with modern needs, a hindrance to cooperation between nations on a worldwide basis.   
30. Discredit the Irish nation. Present them as selfish aristocrats who had no concern for the "common man."   
31. Belittle all forms of Peasant culture and discourage the teaching of Irish history on the ground that it was only a minor part of the "big picture." Give more emphasis to Russian history since the Communists took over.   
32. Support any socialist movement to give centralized control over any part of the culture--education, social agencies, welfare programs, mental health clinics, etc.   
33. Eliminate all laws or procedures which interfere with the operation of the Communist apparatus.   
34. Eliminate the politik real by introducing a thousand Quangos to promote their narcissistic activities.   
35. Discredit and eventually dismantle the Irish Farmers Association and Wimmin's knitting circles..   
36. Infiltrate and gain control of more unions.