Irish Taxi Forum
Public Area => Taxi Talk => Topic started by: john m on January 05, 2018, 11:43:14 am
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Anybody know what the new changes are Looks like the Gastappo in Bonn or Brussells have moved the goalposts on who pays for card transactions ?
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First I heard of it.... any official source?
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https://www.independent.ie/business/personal-finance/latest-news/new-eu-rule-will-ban-charges-for-using-credit-card-35949337.html (https://www.independent.ie/business/personal-finance/latest-news/new-eu-rule-will-ban-charges-for-using-credit-card-35949337.html)
Sum up have increased their fees to 2.75% in the Republic which you pay .The additional fee you could add as per the Fare Card is now illegal .Interesting to see if Mytaxi increase fees on card jobs as they cannot charge the customer will they try to charge us ? That is a piece from July 2017 so it becomes law this year .
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Thanks, you’d expect to have more information in the public domain by now... there’s nothing currently being reported on it... we could be breaking the law already and not be aware of it.
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As in, it's comes in to force in Eight days time on 13th Jan ?
I can't see it happening somehow !
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Thanks, you’d expect to have more information in the public domain by now... there’s nothing currently being reported on it... we could be breaking the law already and not be aware of it.
Did your Rep body not inform you rofl rofl rofl rofl rofl rofl rofl rofl rofl a bit of piss came out I laughed so hard .Watch out for Sum Up they have increased their %
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As in, it's comes in to force in Eight days time on 13th Jan ?
I can't see it happening somehow !
European Law Ken its happened .Not like Irish Law that might or might not Happen .I wonder will the taxi thingey inform drivers that the Surcharge allowed for on the fare card is now illegal .
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Yup... from jan 13th driver must absorb the cost,
https://www.standard.co.uk/news/uk/ban-on-rip-off-extra-charges-on-card-payments-set-to-come-into-force-on-january-13-a3732351.html (https://www.standard.co.uk/news/uk/ban-on-rip-off-extra-charges-on-card-payments-set-to-come-into-force-on-january-13-a3732351.html)
Sum up is probably still the best value, and a much better device than cab app
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A couple of questions .Were mytaxi charging customers a surcharge or were we always paying it in our 12% Will they try to increase their fees to cover a surcharge or will they impose an extra charge on us per card transaction .Some interesting times ahead .!!!!!!
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It seems a tad strange that it was passed last July and not a 'Dickie Bird' about it since.
CabApp is my main worry, they charge the customer 3.9% and charge us almost nothing,
if things do change and we have to take the 'Hit', then it will be 'ATM' only from now on !
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It seems a tad strange that it was passed last July and not a 'Dickie Bird' about it since.
CabApp is my main worry, they charge the customer 3.9% and charge us almost nothing,
if things do change and we have to take the 'Hit', then it will be 'ATM' only from now on !
That's what will happen alright.
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It seems a tad strange that it was passed last July and not a 'Dickie Bird' about it since.
CabApp is my main worry, they charge the customer 3.9% and charge us almost nothing,
if things do change and we have to take the 'Hit', then it will be 'ATM' only from now on !
Did your Reps not advise or inform you KEN .As I opined did My taxi/UBER always include a transaction fee that we picked up as part of our 12% if they did then there should be no increase in their commission although that brings up another question why did they charge 12% on cash jobs that incurred no transaction fees it should of been lower ?
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Yup... from jan 13th driver must absorb the cost,
https://www.standard.co.uk/news/uk/ban-on-rip-off-extra-charges-on-card-payments-set-to-come-into-force-on-january-13-a3732351.html (https://www.standard.co.uk/news/uk/ban-on-rip-off-extra-charges-on-card-payments-set-to-come-into-force-on-january-13-a3732351.html)
Sum up is probably still the best value, and a much better device than cab app
The opening line of your link Korky states;
"A UK ban on extra "rip-off" charges added to card payments is set to come into force."
We are Not part of the U.K.
I'm still sceptical !
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Did your Reps not advise or inform you KEN .
I don't have a Rep, I'm well able to speak fer myself.
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As I opined did My taxi/UBER always include a transaction fee that we picked up as part of our 12% if they did then there should be no increase in their commission although that brings up another question why did they charge 12% on cash jobs that incurred no transaction fees it should of been lower ?
Most likely they just kept it simple at 12% across the board, earning extra on cash jobs and taking a 'Hit' on CC jobs.
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Sum up is probably still the best value, and a much better device than cab app
How can Sum-up be better than CabApp ?
Sum-up charges the driver, CabApp dosen't.
The CabApp device (while it does look primative) can process a
CC payment with 'Contactless' in less than 20 seconds.
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Sum up is probably still the best value, and a much better device than cab app
How can Sum-up be better than CabApp ?
Sum-up charges the driver, CabApp dosen't.
The CabApp device (while it does look primative) can process a
CC payment with 'Contactless' in less than 20 seconds.
Cab app charge the customer which is now illegal so they will have to charge their customer ie you for supplying the service .
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Yup... from jan 13th driver must absorb the cost,
https://www.standard.co.uk/news/uk/ban-on-rip-off-extra-charges-on-card-payments-set-to-come-into-force-on-january-13-a3732351.html (https://www.standard.co.uk/news/uk/ban-on-rip-off-extra-charges-on-card-payments-set-to-come-into-force-on-january-13-a3732351.html)
Sum up is probably still the best value, and a much better device than cab app
The opening line of your link Korky states;
"A UK ban on extra "rip-off" charges added to card payments is set to come into force."
We are Not part of the U.K.
I'm still sceptical !
It’s european law from 13th of this month, there’s no ambiguity about it.
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Yup... from jan 13th driver must absorb the cost,
https://www.standard.co.uk/news/uk/ban-on-rip-off-extra-charges-on-card-payments-set-to-come-into-force-on-january-13-a3732351.html (https://www.standard.co.uk/news/uk/ban-on-rip-off-extra-charges-on-card-payments-set-to-come-into-force-on-january-13-a3732351.html)
Sum up is probably still the best value, and a much better device than cab app
Depends on the fare. Stripe is 1.4% + 25c per transaction, subject to 23% VAT. I never received any notice from Sumup regarding new T&Cs. Did anyone else?
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Yup... from jan 13th driver must absorb the cost,
https://www.standard.co.uk/news/uk/ban-on-rip-off-extra-charges-on-card-payments-set-to-come-into-force-on-january-13-a3732351.html (https://www.standard.co.uk/news/uk/ban-on-rip-off-extra-charges-on-card-payments-set-to-come-into-force-on-january-13-a3732351.html)
Sum up is probably still the best value, and a much better device than cab app
Depends on the fare. Stripe is 1.4% + 25c per transaction, subject to 23% VAT. I never received any notice from Sumup regarding new T&Cs. Did anyone else?
No, I didn’t get notification on any changes
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Yup... from jan 13th driver must absorb the cost,
https://www.standard.co.uk/news/uk/ban-on-rip-off-extra-charges-on-card-payments-set-to-come-into-force-on-january-13-a3732351.html (https://www.standard.co.uk/news/uk/ban-on-rip-off-extra-charges-on-card-payments-set-to-come-into-force-on-january-13-a3732351.html)
Sum up is probably still the best value, and a much better device than cab app
Depends on the fare. Stripe is 1.4% + 25c per transaction, subject to 23% VAT. I never received any notice from Sumup regarding new T&Cs. Did anyone else?
Haven't received any info from them....but from the 13th i'll be bringing passengers to an ATM.
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On a €20 fare it’s 55 cent.... I’ll live, might have to forgo my anual holiday in crosshaven... but thems the breaks.
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Sum up is probably still the best value, and a much better device than cab app
How can Sum-up be better than CabApp ?
Sum-up charges the driver, CabApp dosen't.
The CabApp device (while it does look primative) can process a
CC payment with 'Contactless' in less than 20 seconds.
The sum up device is far superior to cab app. Until now cab app calculated and added the extra charge for you, the driver had to do it himself on sum up
From the 13th neither will, cab app will charge you 3.9%, sum up 2.7%
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How long before it is mandatory for all SPSVs to accept CC payments as per the review or possibly the banning of cash transactions all together ?
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Some pubs and shops insist on a 20 Euro min transaction, but will give you cash back if it’s under the 20.
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Some pubs and shops insist on a 20 Euro min transaction, but will give you cash back if it’s under the 20.
Why would we want to hand over cash to anybody .The Rodent would probably know .What happens if a card owner rings up and tell his bank it was not him who used the card ,especially with tap and go .Would we get paid ?
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Some pubs and shops insist on a 20 Euro min transaction, but will give you cash back if it’s under the 20.
Why would we want to hand over cash to anybody .The Rodent would probably know .What happens if a card owner rings up and tell his bank it was not him who used the card ,especially with tap and go .Would we get paid ?
The difference is that supermarkets, garages, shops etc don’t pay a % on debit cards, it’s a small set fee of a few cent, they do pay % on credit cards, but not debit, so it costs them nothing to give cash back on a debit card transaction... we pay a % on all cards... the banks do guarantee payment on tap and go, that’s why it’s a ceiling of €30, and after every 3 tap and go uses it must be used with pin, so the maximum the bank can be stung for is €90
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Some pubs and shops insist on a 20 Euro min transaction, but will give you cash back if it’s under the 20.
Why would we want to hand over cash to anybody .The Rodent would probably know .What happens if a card owner rings up and tell his bank it was not him who used the card ,especially with tap and go .Would we get paid ?
The difference is that supermarkets, garages, shops etc don’t pay a % on debit cards, it’s a small set fee of a few cent, they do pay % on credit cards, but not debit, so it costs them nothing to give cash back on a debit card transaction... we pay a % on all cards... the banks do guarantee payment on tap and go, that’s why it’s a ceiling of €30, and after every 3 tap and go uses it must be used with pin, so the maximum the bank can be stung for is €90
Thanks didnt know that .
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€20 min seems reasonable but I wouldn't be offering cash back under any circumstances. 99.273% of chargeback claims are resolved in favour of the client, the theory being that the merchant can pursue the debt independently of the card issuer. The problem with advertising a minimum amount is that you are advertising the fact that you accept cards hence encouraging those who would otherwise hand over used notes to reach for the plastic. Best to decide on a case by case basis, IMO.
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https://www.computing.co.uk/ctg/news/3023855/online-retailers-warn-of-significant-losses-as-chargeback-loophole-proves-unstoppable (https://www.computing.co.uk/ctg/news/3023855/online-retailers-warn-of-significant-losses-as-chargeback-loophole-proves-unstoppable)
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€20 min seems reasonable but I wouldn't be offering cash back under any circumstances. 99.273% of chargeback claims are resolved in favour of the client, the theory being that the merchant can pursue the debt independently of the card issuer. The problem with advertising a minimum amount is that you are advertising the fact that you accept cards hence encouraging those who would otherwise hand over used notes to reach for the plastic. Best to decide on a case by case basis, IMO.
If the taxithingey make CC facilities mandatory as suggested in the review then you cannot advertise a minimum transaction if it is more than the metered fare .better to let sleeping dogs lie and absorb the charge we will probably save the difference in charges we wont have to pay especially when you pay your income tax by credit card .
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Probably a business opportunity there. I'd say banks would love to farm out chargeback requests and put decisions down to "impartial" assessment. If retailers saw even a small % of decisions go their way they wouldn't object too strongly to the the necessary fee increases.
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If the taxithingey make CC facilities mandatory as suggested in the review then you cannot advertise a minimum transaction if it is more than the metered fare .better to let sleeping dogs lie and absorb the charge we will probably save the difference in charges we wont have to pay especially when you pay your income tax by credit card .
No doubt drivers' representatives would take them to court. I'm entitled to legal tender.
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We are similar to shops (merchants) so will have to absorb the costs like Ryanair, Ticketmaster will have to do.
Or we.could just rename the charge go something else, or just take cash
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As a former bookie I had a dispute over a bet with a bookie customer years back, I can't remember what it was all about, but I do know that I was well within my rights to refuse payment on his bet. The client completely refused to accept our ruling and as the bet was placed by credit card, he contacted the bank and requested a Charge-back, the bank granted his request and when he found out how easy it was to get a Charge-back, he then Charged-back every bet he had ever placed by CC, thankfully the bank had a Three month limit on Charge-backs but it still amounted to Thousands of Punts at the time.
I pursued it with the banks, credit card companies, the Garda fraud squad and just about any other interested party that I could think of, all to No avail, he got paid back Three months worth of losing bets while keeping his winning bets.
That to me is "The One that got Away" !
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Sum up is probably still the best value, and a much better device than cab app
How can Sum-up be better than CabApp ?
Sum-up charges the driver, CabApp dosen't.
The CabApp device (while it does look primative) can process a
CC payment with 'Contactless' in less than 20 seconds.
The sum up device is far superior to cab app. Until now cab app calculated and added the extra charge for you, the driver had to do it himself on sum up
From the 13th neither will, cab app will charge you 3.9%, sum up 2.7%
If it does come in and that to me is still a big IF then I would agree,
Sum-up would be the better deal.
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Maybe CabApp will have to re-think their percentages if they wish to keep taxi drivers 'On-board',
IF all this actually does go ahead on the 13th Jan, then the Taxi drivers will be deserting CabApp
and their 3.9% like 'Rats leaving the Sinking ship' !
CabApp have had it good fer the last few years, to throw a few estimates at it;
There is about 20,000 Taxies in Eire.
About 25% of them run CabApp, probably more.
The Low average of customer fees and bank transaction fees per Taxi per week
would be about 3Euro.
That's a minimum 15K per week fer doing very little, the App is set-up, all they have to do
is answer a few Taxi queries, process a few Charge-backs and open a few new accounts,
probably enough work to keep One man busy and there raking in 15 Grand+ a week fer it !
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Maybe CabApp will have to re-think their percentages if they wish to keep taxi drivers 'On-board',
IF all this actually does go ahead on the 13th Jan, then the Taxi drivers will be deserting CabApp
and their 3.9% like 'Rats leaving the Sinking ship' !
CabApp have had it good fer the last few years, to throw a few estimates at it;
There is about 20,000 Taxies in Eire.
About 25% of them run CabApp, probably more.
The Low average of customer fees and bank transaction fees per Taxi per week
would be about 3Euro.
That's a minimum 15K per week fer doing very little, the App is set-up, all they have to do
is answer a few Taxi queries, process a few Charge-backs and open a few new accounts,
probably enough work to keep One man busy and there raking in 15 Grand+ a week fer it !
Ken I doubt there were 100 drivers using Cab app .
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I would totally disagree with that John M, that App took off in Cork a few years back after
I contacted many Taxi mates and posted about it on Roy's Rolls.
I easily see at least One in Four using it, sure it's the only One charging the driver nothing !
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CabApp email;
Important changes to EU/UK law on card fees
Effective 13th January 2018.
You may have read in the press that from 13th January 2018, under EU/UK law, it will be illegal for any business to charge credit or debit card fees to consumers.
Unfortunately, this new law affects taxi drivers using cab:app for card payments across the UK/Ireland including in-app, contactless and chip & pin transactions.
From midnight on 12th January, cab:app will be updated so card fees are deducted from the total meter fare with the net amount being paid to drivers.
To help minimise the impact for drivers, from 13th January cab:app will reduce all card fees to 2.7%. We will also reduce the cost of the contactless chip & pin reader to £59 / €69 (+vat/p&p).
As an example, a card transaction for a metered fare of £20 will cost 2.7% or £0.54 to process and the net amount of £19.46 is payable to drivers.
To effect this change and ensure you comply with the new law, drivers will be required to logout and login to the app from 13th January. Please note, this change does not affect London drivers, as under TfL regulations drivers already bear the cost of card processing.
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As in, it's comes in to force in Eight days time on 13th Jan ?
I can't see it happening somehow !
oops
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The sum up device is far superior to cab app. Until now cab app calculated and added the extra charge for you, the driver had to do it himself on sum up
From the 13th neither will, cab app will charge you 3.9%, sum up 2.7%
CabApp had a re-think and dropped it's percentage to 2.7% to match Sum-up.
I'll be sticking with CabApp, but all miz CC signage will be coming Off me Joe this week !
From this weekend on, unless it's a total emergency, like dropping some farmer in the
middle of nowhere late at night and he has no cash, it will be ATM only !
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Its 27 cent in a tenner fare, not a lot really, just stop rounding down fares and you’ll actually be up money.
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Its 27 cent in a tenner fare, not a lot really, just stop rounding down fares and you’ll actually be up money.
Korky a lot of drivers would moan about 5 cent.
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Its 27 cent in a tenner fare, not a lot really, just stop rounding down fares and you’ll actually be up money.
I'd have to agree with you 101%
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... until you suffer a chargeback.
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Will cabapp still charge the 25cent payment transaction charge to drivers?
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Anyone looking to take credit card payments, this is the best deal I’ve seen to date..
https://sumup.ie/welcome/home/?gclid=EAIaIQobChMIp_nGqP3J2AIV04ztCh2U2gTWEAEYASAAEgLbwPD_BwE
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Its 27 cent in a tenner fare, not a lot really, just stop rounding down fares and you’ll actually be up money.
It's not ideal, but still it will hardly cost us a Euro per week extra.
It's the long jobs that you will get caught on, I've been to Dublin airport 3 times and every time it was a CC job.
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I got a Sump payment yesterday with the normal 1.95% deduction. Still no notification of increased commission although their website does now advertise 2.75%:
https://sumup.ie/payment-processing-pricing/?prc=EU39AIR
Interesting that it's only 1.69% on the mainland:
https://sumup.co.uk/credit-card-processing-pricing/?prc=UK29AIR
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Will cabapp still charge the 25cent payment transaction charge to drivers?
Yes they do, the .25 cent dosen't seem a lot but it all adds up at the end of the year.
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Jaysus lads ye are talking about a few cent only.
Are things that bad.
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Jaysus lads ye are talking about a few cent only.
Are things that bad.
After the Cork lads drove local cab companies out of business what happens if Mytaxi pass on the extra costs on top of your 12% ...14.75% commission before fuel ,insurance car costs come out of your earnings .Working your bollox off picking up passengers with vouchers what does the future hold for the Bandon Boys ?
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The Cork to Dublin job which is already heavily discounted will cost ya an extra Tenner in CC fees.
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The Cork to Dublin job which is already heavily discounted will cost ya an extra Tenner in CC fees.
What are you getting Cork to Dublin,I got ONE ONCE for 350 thought that was ok for 7 hours work.
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After the Cork lads drove local cab companies out of business what happens if Mytaxi pass on the extra costs on top of your 12% ...14.75% commission before fuel ,insurance car costs come out of your earnings .Working your bollox off picking up passengers with vouchers what does the future hold for the Bandon Boys ?
Why would Mytaxi change it's commission structure ? the new EU ruling changes nothing with Mytaxi.
As it stands they don't charge the customer any CC fees anyway, but instead take the fee out of our 12%.
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The Cork to Dublin job which is already heavily discounted will cost ya an extra Tenner in CC fees.
What are you getting Cork to Dublin,I got ONE ONCE for 350 thought that was ok for 7 hours work.
My First was on was a metered fare from Cork airport on the old fare (to include tariff C) 480 on the night time rate.
The Second was an agreed 500 but I ran the meter and it came to 550 again on the night time rate, yer man gave me a 'Nifty' tip.
The Third last Paddies weekend was a poxy Set of 350.
I wouldn't do it anymore fer less than 400.
Diesel, Tolls and CC fees will cost ya about 60 notes.
The going Set rate is about 300 to 350.
Metered fare by day is about 450, by night it's closer to 550
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Jaysus lads ye are talking about a few cent only.
Are things that bad.
After the Cork lads drove local cab companies out of business what happens if Mytaxi pass on the extra costs on top of your 12% ...14.75% commission before fuel ,insurance car costs come out of your earnings .Working your bollox off picking up passengers with vouchers what does the future hold for the Bandon Boys ?
Well that was asked numerous times,
How much commission is one willing to pay ?
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12% is about fair, from this weekend on we will have to absorb our street fare CC charges,
but at the end of the month we are getting a fare increase. One Down, One Up !
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Can you still process a street CC fare with Mytaxi ?
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Pay with Mytaxi.
Yes you can.
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Jaysus lads ye are talking about a few cent only.
Are things that bad.
It's not just pennys. It's €2.70 in every €100.
When I process €100 atm I get €100. From next week I'll only get €97.30
Can you still process a street CC fare with Mytaxi ?
Yes, I wonder are they going to start charging us for this service? ATM, they charge 50 cent to the customer
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Pay with Mytaxi.
Yes you can.
Thanks Deboy and Vikkiz,
Tell me how exactly does it work ?
I've been using CabApp fer so long that I've forgotten it all.
It could be handy to use fer Long jobs.
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Pay with Mytaxi.
Yes you can.
Thanks Deboy and Vikkiz,
Tell me how exactly does it work ?
I've been using CabApp fer so long that I've forgotten it all.
It could be handy to use fer Long jobs.
Just hit the Pay with Mytaxi icon on the screen and ask the customer who they are...click on their name and it'll bring you to the payment screen,input the fare and wait for the customer to confirm said fare on their phone...that should be it.
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The Cork to Dublin job which is already heavily discounted will cost ya an extra Tenner in CC fees.
What are you getting Cork to Dublin,I got ONE ONCE for 350 thought that was ok for 7 hours work.
Speaking of Dublin,
Good few jobs going out at the moment to Dublin from Cork airport.
Cork airport closed due to fog.
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Pay with Mytaxi.
Yes you can.
Thanks Deboy and Vikkiz,
Tell me how exactly does it work ?
I've been using CabApp fer so long that I've forgotten it all.
It could be handy to use fer Long jobs.
Only issue is, the customer has to have an account with MyTaxi and have a card registered to it to allow this to happen.
I picked up a fare once who wanted to Pay by MyTaxi. So I went through the motions of picking the customer from available people to choose from BUT the payer was getting out first so once I was out of range of this person it discontinued the pay with MyTaxi. It was only after I dropped off the 2nd person did I realize this happened so had to driv back to the first persons road and try find them on the MyTaxi app and process the payment. Pain in a$$hole
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Pay with Mytaxi.
Yes you can.
Thanks Deboy and Vikkiz,
Tell me how exactly does it work ?
I've been using CabApp fer so long that I've forgotten it all.
It could be handy to use fer Long jobs.
Only issue is, the customer has to have an account with MyTaxi and have a card registered to it to allow this to happen.
I picked up a fare once who wanted to Pay by MyTaxi. So I went through the motions of picking the customer from available people to choose from BUT the payer was getting out first so once I was out of range of this person it discontinued the pay with MyTaxi. It was only after I dropped off the 2nd person did I realize this happened so had to driv back to the first persons road and try find them on the MyTaxi app and process the payment. Pain in a$$hole
Indeed,that happened me before,the guy left in the car with €35 on the meter was trying to ring yer man cos either way the name on the app has to confirm payment...but neither of them said to me that the payer was exiting first....miles away from the final drop....he eventually ponied up when yer man wasn't answering.
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Indeed,that happened me before,the guy left in the car with €35 on the meter was trying to ring yer man cos either way the name on the app has to confirm payment...but neither of them said to me that the payer was exiting first....miles away from the final drop....he eventually ponied up when yer man wasn't answering.
I had a similar instance when a chungwan turned off her phone,
when I went to process payment after she had left it wouldn't
go through, embarrisingly I had to knock on her door asking
her to turn her phone back on fer the 8Euro fare.
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Fair play, you broke the first rule for €8 and lived to tell the tale!
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Thanks fer replies, but what about street CC jobs ?
Customers who have a CC but don't have the Mytaxi app ?
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Fair play, you broke the first rule for €8 and lived to tell the tale!
It was a daytime job and she was only a little bit of a thing,
I reckon I could have 'Taken her' if it came to Blows !!
lol
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Thanks fer replies, but what about street CC jobs ?
Customers who have a CC but don't have the Mytaxi app ?
No accept. Stop at ATM
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Thanks fer replies, but what about street CC jobs ?
Customers who have a CC but don't have the Mytaxi app ?
Other than asking them to download the app and input all their details while sitting in your car...me bollix...i'd rather suck up the Card charge from SumUp....or bring them to an ATM..which will be my go to if asked by a customer.
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Thought punter could process their credit card without having a mytaxi account.
Driver would ask for their mobile number and then send a link on to them.
They then would enter their details.
Looks like that feature is gone now.
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Thought punter could process their credit card without having a mytaxi account.
Driver would ask for their mobile number and then send a link on to them.
They then would enter their details.
Looks like that feature is gone now.
That was on Failo
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Thought punter could process their credit card without having a mytaxi account.
Driver would ask for their mobile number and then send a link on to them.
They then would enter their details.
Looks like that feature is gone now.
Would ye or could ye be arsed Jack....and then they're Mytaxi customers from then on!!
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But it was commission free back with Hailo.
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But it was commission free back with Hailo.
It still is with Mytaxi,but that could all change on Sat(13th)
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But it was commission free back with Hailo.
It still is with Mytaxi,but that could all change on Sat(13th)
You can’t process credit card payments with mytaxi.
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Thanks Deboy, Hal and Vikkiz.
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Thanks Deboy, Hal and Vikkiz.
https://goo.gl/images/xKK8nu
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But it was commission free back with Hailo.
It still is with Mytaxi,but that could all change on Sat(13th)
You can’t process credit card payments with mytaxi.
I understand that but if you picked up a street hail who were already registered with Mytaxi and you agreed to let them use the Pay with Mytaxi option,then that fare was commission free...i think we've covered all the options available that Ken might have asked....but i think it's clear that from the 13th if you accept an in car payment...you'll be paying the commission on it.
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So, to ask the same question again;
Can you process a Street non-Mytaxi CC job through
Mytaxi fer no commission fees from 13th Jan on ?
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We'll have to wait and see. Usually they charge the customer 50 cent. Time will tell what happens
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Presumably they won't be allowed to charge the "convenience fee". I guess they could collect that from the driver.
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So, to ask the same question again;
Can you process a Street non-Mytaxi CC job through
Mytaxi fer no commission fees from 13th Jan on ?
Ye can't process a street non Mytaxi CC job through Mytaxi at all...so i presume you won't be able to do it from the 13th either.
Mytaxi were giving out the SumUp terminals during the summer for €69(i think) and you could process street hails for zero commission, i wonder if they'll continue to absorb the cost.
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So, to ask the same question again;
Can you process a Street non-Mytaxi CC job through
Mytaxi fer no commission fees from 13th Jan on ?
Ye can't process a street non Mytaxi CC job through Mytaxi at all...so i presume you won't be able to do it from the 13th either.
Mytaxi were giving out the SumUp terminals during the summer for €69(i think) and you could process street hails for zero commission, i wonder if they'll continue to absorb the cost.
They might...for a while. With so many apps coming on stream it'd be churlish to piss in the cream so soon.
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Cash is king.... No cc anymore for me ill just bring them to an atm or they can fuck off
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Cash is king.... No cc anymore for me ill just bring them to an atm or they can fuck off
Keep doing so until it's obsolete, Tony. Think I mentioned before that I found it very hard to pay cash for L'Essence(Petrol) in Brittany a couple of yrs ago, and Sweden and other Nordic states won't take cash at all in some parts.
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So officially now the driver must absorb any costs to accepting credit card payments, however some dispatchers have advised their drivers to continue charging their customers up to 5% surcharge, they are using the line ... “until the NTA advise is otherwise “. As this is a directive to break EU law it could have serious implications for any driver that gets complained.
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So ignorance will be there stance.
This was a response from the NTA
Thank you for contacting the National Transport Authority.
From 13 January 2018, it will be illegal to charge a hirer for using a credit or debit card to pay for a journey. Surcharges will no longer be permitted on Visa/MasterCard credit or debit transactions. (Diners Card and Amex are not affected as they are non EU but rarely used in Ireland)
The European Payment Services Directive (PSD2) will make it illegal for any business to charge extra for using a debit or credit card in the EU from 13 January 2018. Currently, in Ireland, SPSV services can pass on charges that genuinely reflect their costs up to a maximum of 5% as detailed on the Maximum Fares Order. The “costs” mean the amount that the bank charges the driver to process a credit or debit card payment. This will be banned ion 13 January 2018.
The fare card/information stickers are currently under review and we will notify you when new ones are available.
If you have any questions, please do not hesitate to contact our support team at 0761 064000.
Kind regards,
National Transport Authority
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Just stop accepting cards until the process becomes cheaper.I only use my Sumup when I think I might lose a good job off the rank.The more drivers there that blindly accept cards under any circumstances the more likely the customers will forget or not bother to keep cash in they're pockets.
It's starting to look like we're getting a fare increase that just barely covers the credit card charges.Only way to get yer increase is to accept cash.
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CC jobs are at about 25% of our work with an additional 2.7% charge on payments to drivers.
The Fare increase is 3.22% on 100% of all Taxi jobs. Work it out !
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Yeah I did .Credit card is 25% of your work.Some other lads take cards much more.Belker day shift is all suits with business cards in Dublin.
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So ignorance will be there stance.
This was a response from the NTA
Thank you for contacting the National Transport Authority.
From 13 January 2018, it will be illegal to charge a hirer for using a credit or debit card to pay for a journey. Surcharges will no longer be permitted on Visa/MasterCard credit or debit transactions. (Diners Card and Amex are not affected as they are non EU but rarely used in Ireland)
The European Payment Services Directive (PSD2) will make it illegal for any business to charge extra for using a debit or credit card in the EU from 13 January 2018. Currently, in Ireland, SPSV services can pass on charges that genuinely reflect their costs up to a maximum of 5% as detailed on the Maximum Fares Order. The “costs” mean the amount that the bank charges the driver to process a credit or debit card payment. This will be banned ion 13 January 2018.
The fare card/information stickers are currently under review and we will notify you when new ones are available.
If you have any questions, please do not hesitate to contact our support team at 0761 064000.
Kind regards,
National Transport Authority
No ignorance there at all. The whole matter was about getting drivers familiar with the concept that a cashless society is coming.
How does the H king get his Charlie customers to stop buying Charlie???...sweeties and ice-cream as Rats use to call it.
The suits weren't paying for applied surcharges but from now on the Govt will know about every penny you earn and they'll let you think its not a matter of concern until the letter comes in the post 3, or maybe 4 yrs later. Any driver not paying an Accountant will be retrospectively audited when they deem it appropriate. You'll hear gobshites on here saying, "the cashless thing has changed nothing"...."still getting me 4 trummers a week from MyTaxi et al"....until they have everyone roped in and hooked up...than its lights out...the survivors won't be able to contain their laughter..and they will be driving Priuses and Vitos.
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Using an accountant doesn't decrease the likelihood of being audited. In fact, in our game it has historically increased the likelihood on the "birds of a feather" principle e.g. all the SIPTU TB members using one firm a few years back. Once Revenue uncover one who is clearly taking the piss with a "specialist" practitioner they'll look at the rest. We all know firms who produce accounts out of thin air, using those firms is probably the riskiest strategy if you don't want to be audited. However, if you keep proper records and declare your income correctly you have nothing to worry about.
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Fellow in Tallaght who does handy-man work can't find a job worth stopping scratching for.....reason being every fucking job has now to be ratified by some Govt agency. Try getting your Aga rewired, Mr Catcher, by a fellow who knows what it is to do so....insurance claim paid out for false declaration is covered but insurance company reserves right to pursue you for false claim....Accountant is covered for said offences....gobshite making a nifty per skull is not...
ardent enthusiast who cannot resist an opportunity to indulge an enthusiasm.....a fool as described by a former taxi man. Ushering in the new yr...
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Do the abolition of CC charges make that big a difference? Assuming it's 2.75% like sumup...
On a fiver fare (€5.00 x 0.0275%), that's 14 cents. On a tenner, that's 28 cents etc. On €20, 56cents.
If a regular cash job was €10.50 or €20.50, I'd round it down to €10 or €20 to keep things simple and get the fecker out of the taxi quick.
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On a few fares over a period of time it's probably not an awful lot but if we do go completely cashless...it could be quite substantial!!
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Do the abolition of CC charges make that big a difference? Assuming it's 2.75% like sumup...
On a fiver fare (€5.00 x 0.0275%), that's 14 cents. On a tenner, that's 28 cents etc. On €20, 56cents.
If a regular cash job was €10.50 or €20.50, I'd round it down to €10 or €20 to keep things simple and get the fecker out of the taxi quick.
That about sums it up well Watty !
How are you getting on with the IT revolution ?
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"Accountant is covered for said offences" - not sure what you mean by that. If you think your accountant has some sort of insurance against his clients telling him lies you're mistaken. If you read the qualifications to your accounts you will note that he expressly states that the same are drawn up in accordance with information provided by you. If/when you're audited his interest won't extend far beyond the €500+/hour he'll charge for meeting the auditor with you. Any resultant penalties will be your problem, make no mistake about that.
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Just using the vernacular and it wasn't personal...I know you're good at the aul sums. As you're well aware, most small fry don't come on to the revenue radar unless they can't resist hanging themselves by cutting corners. I'm not aware of any Accountant getting a monkey an hour. Even Ossie Kilkenny wouldn't have commanded those sums. Offences was the wrong term. Thank fuck I'm indemnified!
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Wow !
Having to Back-track Twice on the One day to the "Hoi-polloi" !
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No back-tracking there Belker. If I remember correctly that's your bailiwick. Didn't you have to grovel to both Roy and Spookie not so long ago after throwing one of your temper tantrums? I don't need affirmation from others Belker...you do...that's very obvious. And yes, the "hoi-polloi" reference was used within the bookmaking fraternity by several owners when they spoke of the saddos betting their wages on some cert set by corrupt bookmakers, and was thus used deliberately to see if you would bite.
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I'm not taking anything personally, LL. Just pointing out that using an accountant doesn't decrease the likelihood of being selected for audit. I know blokes (including myself) who have done their own returns for over 20 years (not bothering to pay for several years in my own case - resulting in the 4 figure sum I had to hand over for my first TC2 when that was introduced in 2004) and have never been selected for audit. However, our culture is changing quite rapidly and our earnings are becoming easier to ascertain. While we are small fry, we are getting easier to audit with the balance tipping from investigating lifestyle to investigating documented income. Hence, regardless of who submits your return, it's more important than ever to maintain proper verifiable records in accordance with the law. The days of the 100 buck accountant asking you nothing more than how much tax you want to pay are coming to an end and that end is likely to be a bitter one for some.
I believe the big 4 charge out their straight from school juniors at c.€220/hour. You'd need to remortgage your gaff to have a coffee with a partner or senior associate in one of those firms. Even in small firms partners/associates don't come cheap. Maybe you get what you pay for?
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Text from the NTA earlier...
Card Payments: Under the European Payment Services Directive (PSD2), from 13th January 2018 it is illegal to add any additional charge to customers for payment by credit or debit cards covered by this Directive, which includes Visa and Mastercard. This new law supersedes the previous arrangement for taxis where a charge of up to 5% could be added.
Details of this are also available on our website under latest news.
Kind regards,
National Transport Authority
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Heard a few blokes saying today “fook that, I’m still going to charge 5%”
Imagine going into a garage for 50 bucks of fuel and yer man saying he’s going to charge you 5% for the privilege of paying by card.
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You'd probably just use cash instead next time.Even though I have cards I never leave without cash.We're not like a garage though,they can adjust their prices for juice and all the other crap they sell to make up any card charges.We're told what we can charge by the NTA other businesses have some flexibility.I see Ryanair just introduced a new baggage charge.There are taxi drivers who don't wanna charge the PUC.Bizzare industry we're in.
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I'm not taking anything personally, LL. Just pointing out that using an accountant doesn't decrease the likelihood of being selected for audit. I know blokes (including myself) who have done their own returns for over 20 years (not bothering to pay for several years in my own case - resulting in the 4 figure sum I had to hand over for my first TC2 when that was introduced in 2004) and have never been selected for audit. However, our culture is changing quite rapidly and our earnings are becoming easier to ascertain. While we are small fry, we are getting easier to audit with the balance tipping from investigating lifestyle to investigating documented income. Hence, regardless of who submits your return, it's more important than ever to maintain proper verifiable records in accordance with the law. The days of the 100 buck accountant asking you nothing more than how much tax you want to pay are coming to an end and that end is likely to be a bitter one for some.
I believe the big 4 charge out their straight from school juniors at c.€220/hour. You'd need to remortgage your gaff to have a coffee with a partner or senior associate in one of those firms. Even in small firms partners/associates don't come cheap. Maybe you get what you pay for?
Yeah you do get what you pay for. Being paranoid when it comes to the state and their sneaky ways didn't come naturally to me. I know the 4 yr rule regarding you claiming back your entitlements doesn't work the other way around. Brother had a business not so long ago and I can tell you his headaches taught me a lesson....pony up, unless as in your case, you are educated and competent in the field of accounting...I'm not and neither was he but he cut those corners.....especially when her indoors was sticking her nails in.