Irish Taxi Forum

Public Area => Taxi Talk => Topic started by: Rat Catcher on April 10, 2019, 03:24:23 PM

Title: Insurance Claim Withdrawn
Post by: Rat Catcher on April 10, 2019, 03:24:23 PM
https://www.independent.ie/irish-news/courts/you-have-told-this-court-a-pack-of-lies-man-withdraws-60k-injury-claim-after-photos-of-him-bodybuilding-and-playing-football-shown-in-court-37998356.html (https://www.independent.ie/irish-news/courts/you-have-told-this-court-a-pack-of-lies-man-withdraws-60k-injury-claim-after-photos-of-him-bodybuilding-and-playing-football-shown-in-court-37998356.html)

'You have told this court a pack of lies' - man withdraws €60k injury claim after photos of him bodybuilding and playing football shown in court

Ray Managh
April 9 2019 5:33 PM
 
A talented young footballer has withdrawn a €60,000 personal injury claim after Instagram pictures of his body building and soccer training regime, following a road traffic accident, were produced in court.

Barrister Shane English told 18-year-old Craig Melia that the pictures had been posted by him following the accident and at a time when he claimed he had to give up what “meant the world” to him, soccer and body improvement.

Mr English, who appeared with Liz Lyons of Hayes McGrath solicitors, told Melia in the Circuit Civil Court that he had posted before-and-after pictures lauding how his body had developed from 2016 into 2017, the year he had the accident that had allegedly prevented him playing football and attending his gym.

“You deliberately lied to every doctor you met in relation to this case by keeping from them that you had returned to playing football and training, including lifting weights, in the gym,” Mr English told Melia.

Photographs presented to the court by Mr English showed Melia showing off his six pack in body shots relating to his gym work, posing with his father as they prepared for para gliding in Puerto Del Carman, Lanzarote, in August last year and pictures of him as captain of Swords Celtic soccer team.

Mr English, who represented motorist Joseph Fitzgerald, Holywell Rise, Swords, and RSA Insurance, told Melia that his father, also allegedly injured in the same traffic accident, was taking a High Court claim against the defendants for personal injuries.  He said a photograph showed him and his father “both paragliding” last year.

Melia, of Swords Manor Court, Swords, Co Dublin, said he had been helping his father move furniture in a van on Saturday 1 January 2017 when their vehicle was struck by Mr Fitzgerald’s car. He said he had remembered practically nothing of what had happened in the accident that had interfered with and diminished his lifestyle.

About seven hours after the accident he had developed pain in his neck and upper back and had gone to his doctor.  He said he had to give up soccer which meant the world to him and going to the gym after the accident.

Melia told Mr English, when he was shown the photographs, that he had continued training for football and playing and going to the gym after the accident. Doctors in his medical reports recalled having been told by Melia that he had been unable to get back to playing soccer and attending the gym.

“You have told this court a pack of lies,” Mr English told Melia in cross-examination.

Mr English told Circuit Court President Mr Justice Raymond Groarke that he was applying for the case to be dismissed on the basis Melia had misled doctors and the court in his evidence.

Following a lunch-time break in the proceedings Judge Groarke was told that Melia was withdrawing his claim.  Mr English said the defendants were not seeking an order for legal costs against him.
Title: Re: Insurance Claim Withdrawn
Post by: The Liffey Lip on April 10, 2019, 03:56:32 PM
Cultural heritage from yrs of post colonial dependency.
Title: Re: Insurance Claim Withdrawn
Post by: Mr phooey on April 10, 2019, 04:47:41 PM
Stupid is as stupid does forest
Title: Re: Insurance Claim Withdrawn
Post by: Mr phooey on April 10, 2019, 04:49:34 PM

(https://i.postimg.cc/yD6VYsSM/Forrest-Gump-credit-Paramount-Pictures.jpg) (https://postimg.cc/yD6VYsSM)
Title: Re: Insurance Claim Withdrawn
Post by: silverbullet on April 10, 2019, 10:27:34 PM
Some appetite for a weedy bloke:
I wonder where that hunger came from?

(https://i.postimg.cc/xcm5Xf1y/Screenshot-20190410-222443.jpg) (https://postimg.cc/xcm5Xf1y)
 8)
Title: Re: Insurance Claim Withdrawn
Post by: Belker on April 11, 2019, 06:10:37 AM
He took a bogus claim, he got caught doing it, and still walked away Scot free !
Something wrong there somewhere !
Title: Re: Insurance Claim Withdrawn
Post by: mercenary for hire on April 11, 2019, 06:24:30 AM
I'd say having his face and this story come up on Google every time a potential employer/new boyfriend/girlfriend looks him up is a bigger punishment than ya think.
Title: Re: Insurance Claim Withdrawn
Post by: mercenary for hire on April 11, 2019, 06:47:12 AM
Until recently these cases never got yer picture in the paper.The insurance companies must be ringing Independent newspapers every time they think they're gonna win a case to photograph and shame the scammers.
Title: Re: Insurance Claim Withdrawn
Post by: Belker on April 11, 2019, 07:44:59 AM
Still'n'all I think it is Wrong.
If you take a bogus insurance claim and get caught doing it then there should be some kind of Fine or Punishment ?

It's what we in the gambling game refer to as a "Touch to Nothing" as in if you get a result meaning a "Touch" then you are 'Quids in' and if you lose, then you lose nothing at all.

This fella got caught big time "At it" but still he walked away Scot free ??
Title: Re: Insurance Claim Withdrawn
Post by: mercenary for hire on April 11, 2019, 07:50:18 AM
He probably lives with his parents so locking him up for fraud seems a bit harsh when the prisons are full, taxpayer foots the bill in the end..By sticking up his photo others might reconsider making false claims.He could be a taxi driver in ten years..
Title: Re: Insurance Claim Withdrawn
Post by: stonethecrows on April 11, 2019, 09:41:05 AM
Did he get done for costs ?
Title: Re: Insurance Claim Withdrawn
Post by: taxi1990 on April 11, 2019, 01:14:34 PM
Exactly, make him become a taxi driver as punishment. ;)
Title: Re: Insurance Claim Withdrawn
Post by: stonethecrows on April 11, 2019, 01:47:07 PM
Exactly, make him become a taxi driver as punishment. ;)
Ah here tats going a bit too far, he didn't murder anyone
Title: Re: Insurance Claim Withdrawn
Post by: taxi1990 on April 11, 2019, 04:30:55 PM
Its the only way he will learn. it might stop others trying it when he tells them about his life as a taxi driver. :-[
Title: Re: Insurance Claim Withdrawn
Post by: Rat Catcher on April 11, 2019, 05:58:22 PM
Did he get done for costs ?

No. I guess he was unlucky enough. If the careless driver was insured by Liberty he woulda had a cheque in his hand quicker than he could say soft tissue injury.
Title: Re: Insurance Claim Withdrawn
Post by: silverbullet on April 11, 2019, 07:41:49 PM
A promising footballer?

Did he dive in the witness box ?
Did the Solicitor cry foul?
Will he be hit with penalties?
Was he shown the Red card?

I'll get me coat! 8)

Title: Re: Insurance Claim Withdrawn
Post by: Belker on April 12, 2019, 12:18:18 AM
Did he get done for costs ?
"Mr English (who represented motorist Joseph Fitzgerald and RSA Insurance) said the defendants were not seeking an order for legal costs against him."
Title: Re: Insurance Claim Withdrawn
Post by: stonethecrows on April 12, 2019, 11:27:11 AM
Did he get done for costs ?
"Mr English (who represented motorist Joseph Fitzgerald and RSA Insurance) said the defendants were not seeking an order for legal costs against him."

FFS sure why wouldn't we try it on when there is not punishment !
Title: Re: Insurance Claim Withdrawn
Post by: The Liffey Lip on April 12, 2019, 11:38:30 AM
One such deterrent would be to allow the state pursue costs against the parents of the offender if they owned a property of their own. His being 18 could be nullified by his dependency status....if they were housed by the state then a tenner a week dole reduction for the rest of their lives would suffice.
Title: Re: Insurance Claim Withdrawn
Post by: Rat Catcher on April 12, 2019, 11:50:32 AM
He withdrew the claim, presumably under the agreement that those indemnifying the reckless motorist wouldn't pursue costs. Had he not withdrawn the claim it may not have been dismissed in it's entirety.
Title: Re: Insurance Claim Withdrawn
Post by: The Liffey Lip on April 12, 2019, 11:53:30 AM
Yes, I know, but as Stoneyer mentioned..........where's the punishment? Anyway, the deal was done and so be it. He might even get a stint on Ray D'Arcy or Brendan O'Connor now with that new and improved look?
Title: Re: Insurance Claim Withdrawn
Post by: mercenary for hire on April 12, 2019, 12:43:12 PM
The punishment for a bloke who spends too long working out is humiliation on social media.The dumbass probably was so engaged in his public persona he neglected to cover himself online by staying away.Twenty years ago nobody would have heard or knew who he was.Now everyone he knows will think he's a thick cunt.

Means fuk all to us oul farts but a younger bloke might hurt himself.
Title: Re: Insurance Claim Withdrawn
Post by: stonethecrows on April 12, 2019, 12:47:31 PM
The punishment for a bloke who spends too long working out is humiliation on social media.The dumbass probably was so engaged in his public persona he neglected to cover himself online by staying away.Twenty years ago nobody would have heard or knew who he was.Now everyone he knows will think he's a thick cunt.

Means fuk all to us oul farts but a younger bloke might hurt himself.

MFH I think most of would look luvly with our 24 Packs
Title: Re: Insurance Claim Withdrawn
Post by: john m on April 13, 2019, 06:03:19 PM
Paljust called over a broken man .He invested his redundency in his two sons business .They operate one of them window washing businesses where you use an extended pole .About 6 months ago one of the lads lost control of the pole and it fell and hit the conservatory roof of a nursing home ,no damage done .BUT the Matron reported the incident to the management company who got an engineerrs report and confirmed no damage done .BUT they claimed for the enginerrs report from my mates insurance he was not aware of this .This week they were informed by the insurance that as they did not inform them of the incident that they would not give them public liability for their staff as they were not sufficiently trained .Now this is the good bit when they asked the Insurers what sort of training they needed to have the Insurance informed them there was no specific training required .This was just a technical deision not to insure them .My mate rang around and has been informed as one company have withdrawn cover they are not required to quote .He recons they have about 80K invested in Two vans water pumps and equiptment both sons rely on the business for their mortgage money .
Title: Re: Insurance Claim Withdrawn
Post by: Dr. Martin Gooter Bling on April 13, 2019, 06:46:45 PM
laffin.
Title: Re: Insurance Claim Withdrawn
Post by: Bob Shillin on April 13, 2019, 06:57:13 PM
Insurance companies = Bookies
Title: Re: Insurance Claim Withdrawn
Post by: john m on April 13, 2019, 07:09:27 PM
Its fucking ridicilous you buy insurance to cover you .If they had of broken a window and claimed it would be ok but because nothing happened and they didnt report nothing happening the insurance company wont insure them .The problem seems to be the Nursing home claimed for the engineerrs report as they reported the incident to their insurers and its their insurers are trying to recover the cost of the enginers report from my mates insurers who say they have no knowledge of the incident as my mates sons never reported it and by not reporting they have voided their cover .But if they had of reported that nothing happened in the first place the insurers would increase their next premium saying there was the possibility of a claim .You cant win with the cunts .Big family fight going on blaming one son for the incident .Only option if they cant get cover is to try and sell their customer base and vans to the competition might get them some of their coin back but then the two boys are back looking for wages ,dont suppose window washers are big earners hardly enough to pay a Mortgage .
Title: Re: Insurance Claim Withdrawn
Post by: Belker on April 14, 2019, 11:15:59 AM
Insurance companies = Bookies
Why would you leave out the Pension companies and the Banks (who Fooked us all up) or the Super-markets, do you really believe that with Tesco "Every Little Helps" or that "Lidl Love Ireland" ?
Title: Re: Insurance Claim Withdrawn
Post by: Vikkiz on April 14, 2019, 04:27:43 PM
Its fucking ridicilous you buy insurance to cover you .If they had of broken a window and claimed it would be ok but because nothing happened and they didnt report nothing happening the insurance company wont insure them .The problem seems to be the Nursing home claimed for the engineerrs report as they reported the incident to their insurers and its their insurers are trying to recover the cost of the enginers report from my mates insurers who say they have no knowledge of the incident as my mates sons never reported it and by not reporting they have voided their cover .But if they had of reported that nothing happened in the first place the insurers would increase their next premium saying there was the possibility of a claim .You cant win with the cunts .Big family fight going on blaming one son for the incident .Only option if they cant get cover is to try and sell their customer base and vans to the competition might get them some of their coin back but then the two boys are back looking for wages ,dont suppose window washers are big earners hardly enough to pay a Mortgage .
Could they not set up new company? Or just one son “be director/owner” and other son just be employee. There has to be a way around the insurance
Title: Re: Insurance Claim Withdrawn
Post by: mercenary for hire on April 15, 2019, 03:55:49 PM
80k is a big investment all the same when the bloke in my area just uses a bicycle, ladder and a bucket.Tell them we need a few drivers with more money than sense Ermy.
Title: Re: Insurance Claim Withdrawn
Post by: john m on April 15, 2019, 05:10:32 PM
Its fucking ridicilous you buy insurance to cover you .If they had of broken a window and claimed it would be ok but because nothing happened and they didnt report nothing happening the insurance company wont insure them .The problem seems to be the Nursing home claimed for the engineerrs report as they reported the incident to their insurers and its their insurers are trying to recover the cost of the enginers report from my mates insurers who say they have no knowledge of the incident as my mates sons never reported it and by not reporting they have voided their cover .But if they had of reported that nothing happened in the first place the insurers would increase their next premium saying there was the possibility of a claim .You cant win with the cunts .Big family fight going on blaming one son for the incident .Only option if they cant get cover is to try and sell their customer base and vans to the competition might get them some of their coin back but then the two boys are back looking for wages ,dont suppose window washers are big earners hardly enough to pay a Mortgage .
Could they not set up new company? Or just one son “be director/owner” and other son just be employee. There has to be a way around the insurance

They have a lot of contracts if they rebrand then they need to renegoaite contracts .They have appealed to the insurance ombudsman and their insurance has been renewed plus a 2K premium increase pending review . It seems they should of gotten the engineers report just in case the roof blew off in future and the buildings insurers refered back to the incident .I was looking at going into business with an old mate I worked with for years .He was looking at all the weeds and vegetation that grows out of old brick chimneys around Stoneybatter and Renelagh .His idea was to remove it and repoint the chimneys a lot of them are weakened and could be unstable .He produced a safety manual for how it would be done using a cherry picker and scaffold .Insurance company wouldnt quote so he contacted the Insurance ombudsman and he got a quote for public liability and Operators insurance including employee insurance .They wanted just over 130K and a permanent qualified person who held the relevent Health and safety Qualification to supervise the work .They dont want the small man working .Big Dommos young fellas bird use to do the kids dancing and majorettes had to give it up as she couldnt get insurance to do competitions .They were insured in the community center but not if they left it .
Title: Re: Insurance Claim Withdrawn
Post by: Vikkiz on April 15, 2019, 07:04:12 PM
I’m sure if another company “bought” their company it would be easier. Like what happens when Hailo Rebranded to MyTaxi and will be changing to Free Now down the road.
Title: Re: Insurance Claim Withdrawn
Post by: silverbullet on April 15, 2019, 07:52:09 PM
You can't advertise that you're Free now if you're occupied surely?
It's a very German thing.
I'm expecting an invasion of Poland next.
Title: Re: Insurance Claim Withdrawn
Post by: dalymount on April 16, 2019, 04:42:06 PM
I cant understand insurance companies.I rang allienz looking for a quote,and the question I was asked was,did you have any accident within the last 5 years ? only a NONE FAULT in 2015,where a hit and run hit me but the claim has since been closed and sorted put by the MIBI.sorry says he,I cannot quote tou because you had an accident within the last 5 years says he.it was a FUKKING NONE FAULT says I,sorry says he,I still cant quote you.its a fukking joke isn't it
Title: Re: Insurance Claim Withdrawn
Post by: Vikkiz on April 16, 2019, 10:01:46 PM
It’s a pity you won’t pony up about €5,000 a year to a radio company to save €1000 on your insurance.  rofl



BTW ( sarcasm)
Title: Re: Insurance Claim Withdrawn
Post by: dalymount on April 16, 2019, 10:15:01 PM
I dont understand what tou mean please explain
Title: Re: Insurance Claim Withdrawn
Post by: silverbullet on April 17, 2019, 12:00:42 PM
I cant understand insurance companies.I rang allienz looking for a quote,and the question I was asked was,did you have any accident within the last 5 years ? only a NONE FAULT in 2015,where a hit and run hit me but the claim has since been closed and sorted put by the MIBI.sorry says he,I cannot quote tou because you had an accident within the last 5 years says he.it was a FUKKING NONE FAULT says I,sorry says he,I still cant quote you.its a fukking joke isn't it
Making victims pay.
Title: Re: Insurance Claim Withdrawn
Post by: dalymount on April 17, 2019, 12:22:07 PM
But what I dont understand is,why am I being penalised for something that was not my fault ? These bastards want it every way
Title: Re: Insurance Claim Withdrawn
Post by: silverbullet on April 17, 2019, 03:53:17 PM
But what I dont understand is,why am I being penalised for something that was not my fault ? These bastards want it every way
If you change your stereo they consider that a modification.
If you didn't tell them they negate a claim.
Licenced thieves.
Title: Re: Insurance Claim Withdrawn
Post by: Rat Catcher on April 17, 2019, 04:45:55 PM
Plenty of Irish lads would work for them if they paid proper wages, erm. Maybe using Poles is a false economy?
Title: Re: Insurance Claim Withdrawn
Post by: Vikkiz on April 17, 2019, 07:10:34 PM
There is an insurance crowd Zego, that will give you a cheap enough insurance quote, but you need to be with a taxi company. So pay a taxi company €5,000 a year to save €1,000 on your insurance, makes perfect business sense
Title: Re: Insurance Claim Withdrawn
Post by: Belker on April 18, 2019, 08:56:21 AM
There is an insurance crowd Zego, that will give you a cheap enough insurance quote, but you need to be with a taxi company. So pay a taxi company €5,000 a year to save €1,000 on your insurance, makes perfect business sense
Would being a MyTaxi driver be acceptable to Zego ?
Title: Re: Insurance Claim Withdrawn
Post by: Rat Catcher on April 18, 2019, 02:36:29 PM
There is an insurance crowd Zego, that will give you a cheap enough insurance quote, but you need to be with a taxi company. So pay a taxi company €5,000 a year to save €1,000 on your insurance, makes perfect business sense

Maybe for the full-timers.
Title: Re: Insurance Claim Withdrawn
Post by: dalymount on April 18, 2019, 04:54:58 PM
That company is based in London,and im pretty sure I made enquiries before as to wether or not Irish taxis could avail of northern Ireland,or british quotes and the answer was no
Title: Re: Insurance Claim Withdrawn
Post by: Bob Shillin on April 18, 2019, 06:12:06 PM
That company is based in London,and im pretty sure I made enquiries before as to wether or not Irish taxis could avail of northern Ireland,or british quotes and the answer was no

They insured me for €1755 when Allianz quoted €3024 renewal. All details posted already on another thread. 
Title: Re: Insurance Claim Withdrawn
Post by: dalymount on April 18, 2019, 06:18:23 PM
Thatd very interesting Bob,but I remember actually contacting a fela called Conor Pope,and he was quite insistent that it cannot be done.still that a few years ago,maybe things have chaged
Title: Re: Insurance Claim Withdrawn
Post by: Bob Shillin on April 18, 2019, 06:21:50 PM
New taxi Insurance Co, worth a try, report back if near renewal ? Sounds great if it's all true and they're not Maltese and dodgy.

https://www.zego.com/ (https://www.zego.com/)
https://www.zego.com/ie/ (https://www.zego.com/ie/)
https://www.lobbying.ie/organisation/1365/tdora (https://www.lobbying.ie/organisation/1365/tdora)


Zego + TDORA

Ph. 016917584 open 7 days per week 9am-7pm

Competitive Prices
Quick and easy quotes
Private No Claims counts towards 1st time quotes
30 Day policies
Annual Policies with flexible payment option
Optional NCD protection
Age 21-75
9 penalty points max
Vehicle value less than €65k
No more than 3 claims in the last 3 years
Full IE,UK, or EU licence
Friendly customer support 7 days a week
ReplyQuoteNotify
Title: Re: Insurance Claim Withdrawn
Post by: mercenary for hire on April 18, 2019, 06:47:09 PM
Not directed at anyone in particular but some of the fancy cars taxi drivers are running would indicate to insurers that we're not short of a few quid.Newish Audi A6s and Mercs that a bank manager or tradesman could barely afford to own are commonplace as Dublin taxis now.Have a small accident and the repair bills are fairly substantial.I'm surprised we're not getting charged more TBH.

I'd say the replacement costs of our vehicles has doubled or in some cases tripled since the ten-year rule came in.Big cars equal big bills.

Title: Re: Insurance Claim Withdrawn
Post by: Dr. Martin Gooter Bling on April 18, 2019, 07:01:27 PM
was'nt there a driver on here who got his new e class mashed around a year ago by a young driver.
I'd say he's in the horrors.
Title: Re: Insurance Claim Withdrawn
Post by: mercenary for hire on April 18, 2019, 07:15:18 PM
I think that was Bob S..they'll probably keep trying to increase his premium as in their eyes he owes them for previous claims.The reduced premium he has now would be an attempt to steal some business from the traditional insurers.Lets see how long they stay in the Irish market.

I remember getting a great quote (€1400)from First Ireland (via Lloyds of London)on Parkgate about six years ago.After a while they pulled out of the taxi market too so I had to go back to AXA grovelling .
Title: Re: Insurance Claim Withdrawn
Post by: Vikkiz on April 18, 2019, 09:29:49 PM
That company is based in London,and im pretty sure I made enquiries before as to wether or not Irish taxis could avail of northern Ireland,or british quotes and the answer was no
They set up Irish operation.
You must be with a TDORA company to get the discounted insurance, if you leave the dispatch company your insurance is Null and Void.

So as I said, save €1000 on your insurance quote but spend €5000 on Radio costs.
OR stay with Allianz/AXA/Liberty and pay over €2,400 for your insurance and save €5000 on radio costs!!!!!!!

Kinda a no brained to me
Title: Re: Insurance Claim Withdrawn
Post by: Rat Catcher on April 18, 2019, 10:24:09 PM
A full-timer would pay a hell of a lot more than €5,000 freight if he worked for mytaxi and would pay a hell of a lot more than €2,400 if he was insured with Liberty... to date the only insurance firm that actively penalises drivers who work for mytaxi.
Title: Re: Insurance Claim Withdrawn
Post by: Vikkiz on April 20, 2019, 06:27:12 AM
A full-timer would pay a hell of a lot more than €5,000 freight if he worked for mytaxi and would pay a hell of a lot more than €2,400 if he was insured with Liberty... to date the only insurance firm that actively penalises drivers who work for mytaxi.
I estimate that I would still save over €1000 by working MyTaxi and having my insurance with Allianz/AXA/Liberty.
The joys of being a fulltime Part-Timer

 
Title: Re: Insurance Claim Withdrawn
Post by: dalymount on April 20, 2019, 09:12:46 AM
This sounds like its going back to the days when you could not get a licence unless you joined up with Kearns,or Ussher,etc etc
Title: Re: Insurance Claim Withdrawn
Post by: john m on April 20, 2019, 12:48:38 PM
Mate called over today for munch .They got insurance for the window washing business .Two vans four named operators .Public liability 23,000 plus 6,300 motor insurance .thats 600 a week to insure yourself for going to work. .Mate says they are going to let one worker go and he is coming out of retirement to work .He was telling me that the insurance broker was telling him about a home owner who employed a cleaner ,the cleaner fell and broke her wrist and took a case against the home owners policy but the insurance wont cover it as the homeowner was not insured to employ anybody so the cleaner is pursuing the homeowner personally in court .This whole insurance thing is getting out of hand .
Title: Re: Insurance Claim Withdrawn
Post by: silverbullet on April 20, 2019, 04:01:00 PM
If an Insurance man fell into a fast flowing river, ask yourself " What will I have for lunch, ham and cheese on white, or chicken and stuffing?" 8)