Irish Taxi Forum
Public Area => Taxi Talk => Topic started by: Rat Catcher on July 23, 2019, 12:34:30 am
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I decided to open a Revolut account and noticed from it's address book interaction that many of my colleagues/competitors already have one. Do any of you get your Free Now wages paid into it or is that possible?
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Got one two weeks ago in case I decide to cover Metaxi work from the port for the barrier .I lodge cash into it .
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How do you lodge cash into it? I've only put a tenner into mine so far but I thought you could only add funds by card or bank/personal transfer. Main attraction for me was better (net of commission) exchange rates and it's an option for people to pay fares, it seems quite popular among younger folk... but I haven't used it yet.
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My Chungwan opened one a few weeks ago before going on her foreign holiday, all her mates recommended it to her as it has the very best exchange/commission rates.
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Quick tip... on demand exchange rates on Revolut are padded at weekends so effectively include a surcharge to cover possible market moves while markets are closed. Hence it makes sense to convert what you intend spending during a weekend before close of business on the Friday. You can hold money in any currency and when you spend it will take the money from the relevant currency balance you hold before converting on demand.
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Will the Government charge you a yearly fee for holding a revolute card like they do on CCs and other cards ?
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Will the Government charge you a yearly fee for holding a revolute card like they do on CCs and other cards ?
No
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Why not, because it's UK based?
Duty on debit cards is max €5 (€2.50 if it's not ATM enabled) now anyway, hardly a big deal.
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Anyone successfully get their app earnings on one of these accounts yet?
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Ya foreign bank.
I have the N26 and that’s based in Germany so no charge.
Why not, because it's UK based?
Duty on debit cards is max €5 (€2.50 if it's not ATM enabled) now anyway, hardly a big deal.
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The brother has that one. I think that's a real bank whereas Revolut isn't, maybe a better choice for forex, particularly if you want to maintain a significant balance and/or dabble in currency trading, but doesn't seem to have the "social media" appeal of Revolut?
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I signed up last week, just waiting on the card to arrive.
I wonder can they provide stickers that say you can pay by Revolut
Ya know the way we love stickers
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Card arrived the other day.
SumUp won’t allow you to put a foreign bank account in for payments. >:(
Uber has allowed me to change it but I dunno if they will approve it
I haven’t tried with HMTFN
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Thanks for that info Vikkiz.
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Uber won’t allow it either as you need a statement with all the details on it
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Hmmm..has to be a way around this.
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Actually,
I can get a statement in Revolut so Uber should be able to pay into it. I’ll try it next week after Uber pay me
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Can one transfer easily to/from Revolut to/from one's regular bank account FOC?
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Can one transfer easily to/from Revolut to/from one's regular bank account FOC?
Yes
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Any advice ? I have been trying to join revolut, but when it comes to the part where I have to verify my identity, it keeps rejecting it. My passport is out of date by 1 month, but it won't accept my driver license ether
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Any advice ? I have been trying to join revolut, but when it comes to the part where I have to verify my identity, it keeps rejecting it. My passport is out of date by 1 month, but it won't accept my driver license ether
Probably a foreign national at the other end of the line (and has been reading some of your posts here) rofl
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Some chap had over a hundred million lodged into his a/c by mistake there recently...
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Seriously lippy , I've tried 17 times and I just keep getting the same message back saying unfortunately they cannot process my application at this time. They are not saying why. I assume it's something to do with the identity
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https://www.irishmirror.ie/news/irish-news/irish-revolut-customer-stunned-after-19025458 (https://www.irishmirror.ie/news/irish-news/irish-revolut-customer-stunned-after-19025458)
I was being serious too Dalyer...Rats is the man to ask about all that stuff.....he's a shareholder.
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Just try again later on they were having difficulties with their app earlier.Probably a backlog of payments to clear up.
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But this is going on 3 days now
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But this is going on 3 days now
Maybe the Fraud squad are on to you DM
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Seriously lippy , I've tried 17 times and I just keep getting the same message back saying unfortunately they cannot process my application at this time. They are not saying why. I assume it's something to do with the identity
Well, whatever you did, you broke it!
https://www.breakingnews.ie/business/revolut-banking-app-hit-by-technical-issues-947354.html (https://www.breakingnews.ie/business/revolut-banking-app-hit-by-technical-issues-947354.html)
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Seriously lippy , I've tried 17 times and I just keep getting the same message back saying unfortunately they cannot process my application at this time. They are not saying why. I assume it's something to do with the identity
Ye have to be a foreigner....who's just received their citizenship!!
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Seriously lippy , I've tried 17 times and I just keep getting the same message back saying unfortunately they cannot process my application at this time. They are not saying why. I assume it's something to do with the identity
Ye have to be a foreigner....who's just received their citizenship!!
And drove a taxi and raped women
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My younger not so young lad had that issue, DM. He had to use live chat to get it resolved. He said you click Dashboard, then a question mark icon and then type "Live agent" into the chat box and play the waiting game, he had to wait about 20 mins for a response but once he got through to them and explained that he had uploaded his document several times the account was activated immediately.
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Revolut customers were left unable to use features of their banking apps on Friday due to technical issues.
The challenger bank, which has more than 200,000 customers in Ireland and in excess of 4.5 million worldwide, said it was suffering from a "technical issue" causing problems with some transactions.
"We are currently experiencing a technical difficulty which is causing some card payments and top-ups to fail or appear as 'pending'. Our team is working to fix this and we expect to be back to normal very soon. We're sorry for the temporary inconvenience," it said after the outage.
Revolut later said on Twitter that the issue had been fixed, although some customers were still experiencing problems in the afternoon.
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Actually,
I can get a statement in Revolut so Uber should be able to pay into it. I’ll try it next week after Uber pay me
I tried to upload the Revolut statement but they rejected saying it didn’t have a sort code on it.
I checked the previous statement I sent them that they were paying into and it doesn’t have a sort code on it either.
I uploaded the original bank statement and it was accepted within 30 minutes. I’m going into them on Monday and will try get it sorted. If I can get that sorted, then I’ll try with HMTFN and Flag and Taxy and Taxiapp Ireland and .........
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I wanna close my BOI account ASAP.These online banks are the future.The Irish banks are years behind the apps of the newer startups.
I got my first Revolut payment from a customer the other day.Picked her up on the app as a cash customer on Freenow but she left her wallet at home and was also late for work.Didnt wanna make her even later and She seemed sound so we agreed to send the money on via Revolut whenever she got a chance to top up.Money came through with minutes of her sending it.No charges.Very slick.
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Revolut isn't a bank as such so I don't think I'd use it to replace my current account given the lack of regulatory accountability. It's not like using Uber to save a few notes when you just want a lift from A to B. It's ideal for spending in foreign currency when abroad e.g. up above in the United Kingdom of Great Britain and Northern Ireland and for online purchases in foreign currencies e.g. Sterling but I don't think I'd want to maintain any significant balance on account. The German N26 may be a better option?
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I'm gonna open the N26 one too.I've got free banking with AIB with the mortgage account but might be switching back to BOI.Just from a work perspective the Revolut so far is the cheapest way to get paid.Probably won't last forever.
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Google Wallet and Apple Pay are miles behind as well... I wonder if Revolut's primary objective is to sell to one of them?
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Probably set up by some government agencies to snare the criminals hiding illegally gotten wealth.If it really has 200000 accounts in Ireland someone in revenue and counter-terrorism will be keeping an eye on it no doubt.
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Uber finally accepted my Revolut statement and money went in on Monday, dont see why HMYFN cant pay into that too. Or any other taxi company
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Can you still update your bank details on the Freenow app?I can't find it anymore.What did they say about not allowing the Revolut?
I read something that Revolut is applying for a licence with the Irish central bank soon.
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I have no idea.
Sumup wont pay into a foreign account which revolut is. Uber said there was a issue with their automatic registering machines. Obviously a computer reads the statements and says yay or nay.
Dont know how to change details in FreeNow
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$$$ SumUp do pay directly into foreign bank accounts $$$
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Welcome Jonny
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Any relation to Sil ?
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Any relation to Sil ?
Sil is in trouble for grabbing some oul ones Tit .
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Any relation to Sil ?
Sil is in trouble for grabbing some oul ones Tit .
That was accidental, he was trying to rub her knee! 8)
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Any relation to Sil ?
Sil is in trouble for grabbing some oul ones Tit .
When....back in the 80's?
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Any relation to Sil ?
Sil is in trouble for grabbing some oul ones Tit .
When....back in the 80's?
No Sil is the un named celebrity who cant be named toprotect the identity of the victim .Seems older men are inclined to be a bit grabby a lot of nurses complain of assault by old codgers .
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(https://i.postimg.cc/18rK1kdn/C6-D6-FF98-8214-4-FA7-A3-C9-18-A95-ECE43-DA.jpg) (https://postimg.cc/18rK1kdn)
This is what happens when I try Sum Up
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Signed up with Revolut, transferred €100. Requested a card 3 times, and they still keep inviting me to request a card, but don't send one. Just get inconclusive flying drones when I order a card. Any ideas?
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I just cannot get my ID verified. But it does not seem possible to contact them
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Shudda got bitcoin lads....safer bet!!
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I just cannot get my ID verified. But it does not seem possible to contact them
It's not as straightforward as it ought to be but follow this carefully.
Click Dashboard at the bottom of the screen.
Click the question mark - one of two icons top right.
scroll down and click New Chat.
On next couple of screens don't click "Got It", click the little blue link "chat to us" - you may need to scroll down to find it.
Type your question as concise as possible, probably just verification issue
When a bot answers (should be straight away) type "live agent"
You should then go into a queue and be asked for more detail, give a bit more detail e.g. I've submitted the required documents 56 times and still can't get verified.
Close the app - it'll send a notification to your phone when the live agent answers (can take days, they have lot's of issues apparently)
Continue the conversation as required by going to Dashboard -> Question Mark -> Current Chat - should be shown with latest response and can be used regardless of whether the chat is listed as open or closed.
Bit of a rigmarole but probably woprthwhile as you go up north frequently. Alternatively you could try N26. The brother has that and the exchange rates and system are similar to Revolut... and I think it's a real bank, albeit Jeeerman.
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Signed up with Revolut, transferred €100. Requested a card 3 times, and they still keep inviting me to request a card, but don't send one. Just get inconclusive flying drones when I order a card. Any ideas?
I've got two cards with no bother so far... well, when I say no bother, the first stopped working hence the need for the second... I had to use the chat process above to get that FOC, a process that took c.5 days - two days for the first live agent response, another two days as they wanted me to try the card again after fucking about with some settings at their end and another day for them to finally agree to send another which I received about a week later... and have yet to use!
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I thought the IBAN number thingy meant we could do business all over Europe & presumably have your bank account anywhere in Europe you wanted?
(https://i.postimg.cc/18rK1kdn/C6-D6-FF98-8214-4-FA7-A3-C9-18-A95-ECE43-DA.jpg) (https://postimg.cc/18rK1kdn)
This is what happens when I try Sum Up
Anyways, do youse not think you'd be raising a red flag with Revenue if you start paying your money into a British-based bank account?
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I thought the IBAN number thingy meant we could do business all over Europe & presumably have your bank account anywhere in Europe you wanted?
(https://i.postimg.cc/18rK1kdn/C6-D6-FF98-8214-4-FA7-A3-C9-18-A95-ECE43-DA.jpg) (https://postimg.cc/18rK1kdn)
This is what happens when I try Sum Up
Anyways, do youse not think you'd be raising a red flag with Revenue if you start paying your money into a British-based bank account?
But revenue won’t know about it lol
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I thought the IBAN number thingy meant we could do business all over Europe & presumably have your bank account anywhere in Europe you wanted?
(https://i.postimg.cc/18rK1kdn/C6-D6-FF98-8214-4-FA7-A3-C9-18-A95-ECE43-DA.jpg) (https://postimg.cc/18rK1kdn)
This is what happens when I try Sum Up
Anyways, do youse not think you'd be raising a red flag with Revenue if you start paying your money into a British-based bank account?
But revenue won’t know about it lol
They do now.
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You were warned " A closed gob catches no flies"
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You were warned " A closed gob catches no flies"
Makes no odds any more, STC....people hang themselves now when they turn on their phones.
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You were warned " A closed gob catches no flies"
Makes no odds any more, STC....people hang themselves now when they turn on their phones.
And living beyond their means
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I see Revolut have enabled share trade trading on their app.I suppose they're using the cheap currency transfers as a trojan horse to get us to start gambling on shares and cryptocurrencies.Fukkin genius.
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As I understand it they're not a fully regulated bank. If that's correct? you'd want to be as mad as an erm to trust them with any significant deposits whether cash or paper.
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Daughter was going to Paris for the weekend today so wanted to give her a few bob.
I didn’t have much cash on me so I told her I would lodge it into her account using online banking.
She sez to me “do you have Revolut it’s easier that way”
I didn’t have an account as I use N26 for beer and shoit.
So I registered for Revolut, bit of a dose loading up the passport details.
But eventually I done it.
Handy for giving someone money.
N26 don’t have that facility as far as I know.
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Indeed, it's convenient for P2P transfers and an efficient way to conduct transactions in a foreign currency. It's not, however, somewhere I'd like to maintain anything other than a checking account balance. I certainly wouldn't want to hold thousands of euros on account either in shares or cash.
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I gave up trying to sign up to revelout. They sent me my card a few weeks ago, but I only have limited access my passport is 3 months out of date, and they won't accept my driving licence
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As I understand it they're not a fully regulated bank. If that's correct? you'd want to be as mad as an erm to trust them with any significant deposits whether cash or paper.
That is correct, after listening to some banking whizz on the radio last month, revolut are just an online app, they applied fer an online bank licence and were granted it, but have yet to make avail of it, unlike N26 which is a registered online bank.
Asked by the radio presenter; ''How do revolut make any money ?'', the banking whizz replied; "They have all kinds of sneaky ways of making money like when your deposits or withdrawls go over a certain amount which they don't really tell ya a whole lot about".
The banking whizz went on to say; "Their best trick to date was their announcement that Metal credit cards would come online in the near future and you could pre-order your Metal credit card before the starting or announcement date, and of course this was limited to a very few small number of customers. 150,000 revolut customers had signed up before the announcement date and all getting nothing more than a Metal credit card and paying 15Euro a month fer it !".
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I gave up trying to sign up to revelout. They sent me my card a few weeks ago, but I only have limited access my passport is 3 months out of date, and they won't accept my driving licence
Do you have the new CC type Driving licence DM ?
My passport is well out of date too and I have no intention of renewing it.
Give it a year, we might all be on here comparing how much we each lost on the revolut scam ?
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I'm not sure I agree with the "whizz" about Revolut's charges being sneaky. The charges and relevant limits are pretty clear to me. With a standard account you can withdraw up to (the equivalent of) €200 per month in pretty much any currency anywhere in the world (on a rolling month basis) and avail of up to €6,000 per month in foreign exchange transactions FOC. Conveniently (and far from sneakily!) you can see where you're at as far as limits are concerned at any time within the app. The 2% fee for exceeding the cash withdrawal limit is slightly less than what our domestic banks charge in respect of foreign currency withdrawals. Provided you use the card properly (i.e. you don't use it for domestic cash withdrawals) this "standard plan" seems reasonable enough to me... although I guess the limits and fees could change as they build their client base. I'm sure at least 3% of us remember how Free Now (then Hail0) started as a full fare taxi firm with 10% commission but quickly enforced huge discounts and increased commission once it grew legs.
Of course, like Uber et al, the firm is building a database of clients and, as we have seen with the share dealing extension, will use that to offer other products and services. No doubt it will be analysing what folk pay for travel insurance, motor insurance, etc, etc.... and, of course, market penetration is more important than making a profit as far as the value of the company itself is concerned.
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I reckon you are right in all you say Stephen, the radio "Whizz" I spoke of clearly was not revolut's greatest fan.
Fer the sake of about a Euro a week in commission when/if FN/Sum-up start charging in December, then I reckon I will prob stick with Sum-up. The hassel of joining revolut and the chances of getting taken to the cleaners don't appeal to me.
P.S. Did you get the Metal credit card or even the offer ?
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€15/month for a metal card, ask my testicles. Mrs Catcher signed up for the standard account too (I got a tenner for referring her and she got a tenner for being referred) so between us we can get the equivalent of €400 in foreign currency used notes per vacation. That done us fine in Dubai as most of our spending was on the card - and well under the €12,000 foreign exchange transaction limit - only really used the cash for tips, taxis and such like, in fact ended up putting what was left over towards the duty free in the airport. Going to the mainland next weekend with limits restored in full so it'll be handy there too.
I doubt Revolut would satisfy any legal requirement* to accept cards but I did have a few punters ask if they could Revolut me the fare before I signed up and before I knew anything about Revolut, that's what prompted me to sign up - the older not so young lad referred me, getting us a tenner each or it might have been a fiver. Anywaysanall nobody's asked if they can Revolut me the fare since I signed up.
There's no need to run the risk of being taken to the cleaners, just treat it as a checking account without maintaining any significant balance. You can top it up instantly so even while abroad you can exercise a little and often policy but there are a few things to bear in mind. First, foreign transactions between midnight Fri and midnight Sunday (UK time) incur a small surcharge so it's prudent to change what you think you might spend at the weekend on Fri afternoon bearing in mind that you can change it back again if you don't use it. Second, I gather (from internet and service outage reports) that it's card payment facility is less reliable than regular bank cards so it'd be prudent not to rely on it. Third, as I discovered today, while it is a Euro account it identifies as a UK account which prompts the likes of Paypal to automatically exchange a Euro transaction into Sterling... not a problem once you notice what it's trying to do and change it back again and probably not a great problem even if you don't!
*said legal requirement removing our legal entitlement to legal tender, arguably exercising a degree of control conducive with that of an employer/employee relationship.
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Shoulda mentioned, anyone signing up to Revolut can get themselves a free card and a free tenner by using the following link:
https://revolut.com/referral/stephel2kb!G10D21
You're welcome!
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Shoulda mentioned, anyone signing up to Revolut can get themselves a free card and a free tenner by using the following link:
https://revolut.com/referral/stephel2kb!G10D21
You're welcome!
Nice One STEPHEN JOHN !! lol
Just as well that you own this Gaff !! rofl
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Shoulda mentioned, anyone signing up to Revolut can get themselves a free card and a free tenner by using the following link:
https://revolut.com/referral/stephel2kb!G10D21
You're welcome!
Nice One STEPHEN JOHN !! lol
Just as well that you own this Gaff !! rofl
Stephen John, John M ::fds ::fds
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Used it for the 1st time last night. Deadly, no work by me, no CC charge. Will promote it to anyone who requests a CC facility for the fare.
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Used it for the 1st time last night. Deadly, no work by me, no CC charge. Will promote it to anyone who requests a CC facility for the fare.
Tell us a bit more of how it worked Harry ?
And do you need a valid passport to join ?
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Used it for the 1st time last night. Deadly, no work by me, no CC charge. Will promote it to anyone who requests a CC facility for the fare.
Tell us a bit more of how it worked Harry ?
And do you need a valid passport to join ?
No more to tell from the operation in car. If the client and the driver have Revolut, the client opens his app with the pin code, asks me for my phone number, inputs the fare, and "sends". I get a message that the named client has sent me the fare, and there it is in my app account.
Registration for the app is done from your phone, after downloading from Playstore, and yes, if I remember you have to send a photo of your passport.
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Used it for the 1st time last night. Deadly, no work by me, no CC charge. Will promote it to anyone who requests a CC facility for the fare.
Tell us a bit more of how it worked Harry ?
And do you need a valid passport to join ?
No more to tell from the operation in car. If the client and the driver have Revolut, the client opens his app with the pin code, asks me for my phone number, inputs the fare, and "sends". I get a message that the named client has sent me the fare, and there it is in my app account.
Registration for the app is done from your phone, after downloading from Playstore, and yes, if I remember you have to send a photo of your passport.
I think driving license will suffice
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Thanks Harry and Vikkiz, I don't have a valid passport.
I'll get me Chungwan to set it up fer me when/if FN discontinue their commission free Sum-up payments.
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I'm defo having a big re-think about it after watching 'Laundromat' on Netflix yesterday.
Meryl Streep stars in it, well worth a watch.
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A re-think about what?
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A re-think about what?
Life?
In god we trust....everyone else pays Cash.....man!!
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A re-think about what?
Eh ! Revolut, as the topic suggests !
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So you watched a madey up film and decided that something they referenced in the film is real
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So you watched a madey up film and decided that something they referenced in the film is real
Yea !
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Sure Morten Hardon from A-HA is still trapped in that comic book....thank fuk!!
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A re-think about what?
Eh ! Revolut, as the topic suggests !
https://revolut.com/referral/stephel2kb!G10D21
Don't tell anyone.
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My referral code is now worth €30 euro now.Anyone else?
I see Revolut are now saying they have 500000 customers in Ireland.This might be the cheapest non-cash way to get paid for the foreseeable future.
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My referral code is now worth €30 euro now.Anyone else?
I see Revolut are now saying they have 500000 customers in Ireland.This might be the cheapest non-cash way to get paid for the foreseeable future.
It seems to be too good to be true !
I don't know why, but I have a bad feeling about Revolut.
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They dont have the security of the other banks money yet but I'm not using it to keep huge amounts of money.
So far I've been paid on 3 jobs using it.If you dont need another method of payment wait until something better comes along Belker.You can always sign up next year.
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I have the FN Sum-up card reader which has had zero fee charges since May 2018 but seemingly that zero facility ends on 1st December this year. The average per week on CC's that I would do would be about Forty Euro so most likely I will just stick with Sum-up.
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They dont have the security of the other banks money yet but I'm not using it to keep huge amounts of money.
Wise.
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Back when I posted that I had a few quid to lose.Internet rumours were saying they could go under due to Covid 19 crisis.Although Revolut have denied everything...
Still no European banking licence.