Cheap taxi insurance if you part of TDORA

[Bob Shillin]

^^^^BS that quote is similar to my current AXA policy quote.I have no bonus protection and it's not comprehensive.Break down cover is removed.Policy is only transferable with a phonecall to AXA.My wife went on my policy recently for no extra charge.

I'd say anyone could get that Zego policy without being aligned to a dispatcher.

I suppose the best thing you could do is use it as a bargaining tool to get a better deal off your current insurer.

Mmm,,the Zego quote is full comprehensive. Insurance is no transferable regardless of phone calls. He mentioned a 30 day policy, but for taxi you have to own the plate. €3k down to €1.8  would be a big drop for my current insurers.

[john m]

Their aim is to insure the gig economy .So if UBER Rideshare comes in then you can buy insurance from them that will insure you while you drive for reward  .This is what they mean by you must be with a dispatcher ....https://www.irishtimes.com/business/financial-services/pay-as-you-go-insurer-for-gig-economy-enters-irish-market-1.3636251

[lucas]

^^^^BS that quote is similar to my current AXA policy quote.I have no bonus protection and it's not comprehensive.Break down cover is removed.Policy is only transferable with a phonecall to AXA.My wife went on my policy recently for no extra charge.

I'd say anyone could get that Zego policy without being aligned to a dispatcher.

I suppose the best thing you could do is use it as a bargaining tool to get a better deal off your current insurer.

No - it has to be via a dispatcher as they track how much your driving by the software used! I worry about the Taxman in these cases

[mercenary for hire]

If they're insuring Uber drivers and private hire in the UK surely they could open it up to Mytaxi aligned drivers or just street drivers.Do ya not have to just log in on an app using thier pay as you go system?

That clause about the dispatchers doesn't make much sense.I put my age and number of claim free driving years with a London postcode into their quotation site and it came back at about 1100 sterling for TPF+T.That's only a few hundred cheaper than my existing quote with less features.

[Rat Catcher]

Yours seems high to be honest, BS. Mine was €2,024 with BJP in January including interest, would have been €1,920 if I paid up front as I usually do. That includes about €700 for "NCD Protection".

[Rat Catcher]

Their aim is to insure the gig economy .So if UBER Rideshare comes in then you can buy insurance from them that will insure you while you drive for reward  .This is what they mean by you must be with a dispatcher ....https://www.irishtimes.com/business/financial-services/pay-as-you-go-insurer-for-gig-economy-enters-irish-market-1.3636251

What if mytaxi/nowFREE Rideshare comes in?

[watty]

My front passanger seat ,which is only lether seat cover is all worn ,and doesnt look great is that a fail ,,?

I put cheap seat covers on my two front leatherette seats for the day of the test.  It's gotten me through the last few years.  I was a bit worried this year.  The tester seemed very eager.  Came out with a clipboard 'n everything!

I also have a rip on my leatherette backseat but a bit of shoe polish hides the white foam underneath.  I have to remember to clean it off afterwards before a passenger gets in though!

As far as I know, the 2 front seat covers have to match but they don't have to match the back seat covers. Worked for me the last few years.  YMMV.

[Bob Shillin]

Yours seems high to be honest, BS. Mine was €2,024 with BJP in January including interest, would have been €1,920 if I paid up front as I usually do. That includes about €700 for "NCD Protection".

My current insurers won't drop from €3k, Liberty or AXA won't quote if over 5 points ( even thoughI lose them all over the next 6 months). Looks like €1756 including NCBD is too good to refuse.

[john m]

Yours seems high to be honest, BS. Mine was €2,024 with BJP in January including interest, would have been €1,920 if I paid up front as I usually do. That includes about €700 for "NCD Protection".

My current insurers won't drop from €3k, Liberty or AXA won't quote if over 5 points ( even thoughI lose them all over the next 6 months). Looks like €1756 including NCBD is too good to refuse.

Read the small print ..What Im getting from this is ,They insure you as in anybody licenced or unlicenced to carry passengers for reward and you need to be covering a dispatch job to avail of their cover .This looks like a get out of jail insurer for UBER or METAXI Private RIDESHARE as long as they dispatch your taxi work to their private fleets .

[Vikkiz]

If you give back the radio your insurance becomes Null & Void I heard

[Rat Catcher]

You obviously have 6+ penalty points then, BS. In that case the premium seems reasonable. IMO there should be a surcharge of €1,270 per point with monies raised used to lower premiums for drivers who observe the rules of the road.

[Rat Catcher]

If you give back the radio your insurance becomes Null & Void I heard

MIBI would have something to say about that. In general, insurance companies always want to allocate a claim to a paid up policy, even if that means overlooking a bit of small print here and there.

[Bob Shillin]

Go ask me bollix!

[Rat Catcher]

Look on the bright side... when your points expire you will avail of significantly cheaper insurance. That might inspire you to take your job seriously and operate your car in accordance with the rules of the road, thereby providing a much safer and more professional service to your clients and significantly reducing the danger you pose to other road users.