Just curious RC but what's the reason for not going direct debit by default?
Having to visit the post office to pay my bills sounds like a pain.Even though it's around the corner from me.I think I've been using Direct debits only for at least 25 years.
It was a few years back when I signed up. I was in the habit of paying the bills in the Newsagent on North St., Swords back then as I worked for C2k and I passed by or went into that shop for smokes every day... and, with C2K, 93.27% of our takings was cash so I always had plenty of cash on hand. To pay by DD, I'd have to at some point go to a bank and lodge my cash, paying the bank for both the lodgment and the DD - back then BOI fees were on a transactional basis rather than the current theiving €6/month.
Anywaysanll, in recent years I've always paid by card on tinternet so, bar the losss of a little insignificant control, DDs wouldn't bother me now... partcularly as I currently have fee free banking with N26.
