Persuning FN 'Runners' ??

[Rat Catcher]

It was a cash job...

[watty]

The passenger authorised the switch to a card job so the ball dropped back into FN's court?

[Rat Catcher]

Not sure. Ken got the declined message as part of the switching process. All card jobs are pre-approved these days so you never get a declined payment from a job dispatched as a card job... although you never did before SCA either, the firm just chased the failed payments back then.

[Belker]

It was a FN cash or 'non-app payment' starting out, but the option to 'switch to account' was available at journey end.
I took that option as requested by the customer, he even asked "Do I swipe the Black box at the end ?" and when it said 'payment declined' on my screen he legged it.

[Belker]

Not sure. Ken got the declined message as part of the switching process. All card jobs are pre-approved these days so you never get a declined payment from a job dispatched as a card job... although you never did before SCA either, the firm just chased the failed payments back then.

What is SCA ?

[Rat Catcher]

Strong Customer Authentication

https://stripe.com/gb/guides/strong-customer-authentication#:~:text=Strong%20Customer%20Authentication%20(SCA)%20is,authentication%20into%20your%20checkout%20flow.

[watty]

Not sure. Ken got the declined message as part of the switching process. All card jobs are pre-approved these days so you never get a declined payment from a job dispatched as a card job... although you never did before SCA either, the firm just chased the failed payments back then.

I never knew that about pre-authorization...  Good to know!

If the guy in Ken's example knew this, it could be a new scam on us.  Book a cash job, then try to switch to card, and do a legger in the confusion.

[silverbullet]

Why would you offer that option? He wanted to pay cash . .Sum Up door locked until it reads Payment recieved .

He offered to pay by card, Not Cash.

Why would I lock a Twenty-odd year old male in a cab out in the Boonies at 5am in the morning with just me as a Fifty-odd year old driver ?

..

He offered Card why did you offer Free Now option ..He wouldnt of been out of the car if you used Sum Up .

My runner opted to pay by card, then did a runner as I reached for the card machine.

In my case, I expected the Canada Goose jacket wearing skobie to be clever enough not to do a runner at Clonshaugh Woods. Now, even though he has a €1300 jacket he knows that no right-thinking driver wil pick them up - even if its on BOLT.

[Bob Shillin]

I never had a payment declined so I'm a bit confused about this story.

In any event, you have a contract with FN and the guy has a contract with FN.  FN are the middleman.  That's why I'm always happy to see account/card jobs because, as far as I'm concerned, I'm getting paid regardless of whether FN does.  If there is no money in the guy's bank account, that's FN's problem, not mine.  He gives FN the money and they take their cut before passing it on to us.  IMHO, FN owe you the money now.

I'd still report it to the Guards as a matter of principle.  Unless we appear on the Gardai stats, we'll just be ignored.

I've had payments declined on FN, but it was possibly when it came up cash payment but there was a card option present, and then it was declined afer switching. Is it possible that the bots automatically switch to cash when they know that there is no money on the card when they have already tried to put a hold on the estimated fare amount as they do before any card job?

[Dr. Martin Gooter Bling]

those canada goose jackets are savage.
i'd buy one if we lived in siberia which ironically is where all these little cunts should be sent.
i'm not a coat man at all. i don't like layers upon layers.
i wear a short sleeve shirt with the heat very slightly turned on in the car. this coat is a monster.
https://www.canadagoose.com/ie/en/resolute-parka-8501M.html

[silverbullet]

those canada goose jackets are savage.
i'd buy one if we lived in siberia which ironically is where all these little cunts should be sent.
i'm not a coat man at all. i don't like layers upon layers.
i wear a short sleeve shirt with the heat very slightly turned on in the car. this coat is a monster.
https://www.canadagoose.com/ie/en/resolute-parka-8501M.html

What are the chances of meeting your man in Resolute Bay?
https://canadiannorth.com/destination/resolute-bay/

[Rat Catcher]

Not sure. Ken got the declined message as part of the switching process. All card jobs are pre-approved these days so you never get a declined payment from a job dispatched as a card job... although you never did before SCA either, the firm just chased the failed payments back then.

I never knew that about pre-authorization...  Good to know!

If the guy in Ken's example knew this, it could be a new scam on us.  Book a cash job, then try to switch to card, and do a legger in the confusion.

Necessary with SCA. Otherwise drivers would have to wait for "live" processing of the transaction, generally (but not always) including authorisation from the client via their bank's app on their telephones.... which would all take too long.

[silverbullet]

Not sure. Ken got the declined message as part of the switching process. All card jobs are pre-approved these days so you never get a declined payment from a job dispatched as a card job... although you never did before SCA either, the firm just chased the failed payments back then.

I never knew that about pre-authorization...  Good to know!

If the guy in Ken's example knew this, it could be a new scam on us.  Book a cash job, then try to switch to card, and do a legger in the confusion.

Necessary with SCA. Otherwise drivers would have to wait for "live" processing of the transaction, generally (but not always) including authorisation from the client via their bank's app on their telephones.... which would all take too long.

I fucking hate when a punter tells you at the very end of a cash job that they're paying by card.

[vandriver]

That happens on about 60-70% of cash jobs now.
It makes your accounts a pain in the hole,because you can't just add your app takings to your credit card receipts for the tax man.

[Rat Catcher]

That methodology seems to exclude street cash jobs, VD?