Irish Taxi Forum
Public Area => Taxi Talk => Topic started by: john m on December 17, 2019, 05:03:26 am
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Having read reports of Drivers Representatives Supporting Pedos and drug dealers is it time for a new organisation to be set up with one issue and one issue only .To get the National Transport Authority or the Minister for Transport to match Driver Contributions to their Pension Funds just like the Builders have to contribute to Construction Workers Pensions Mandatory Pension Provision will be a reality after the next General Election we should be preparing now .Im too old it wont make any difference but younger drivers should be getting organised .
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Dunno do you not think we're handing over enough money every week John?How many trademen are paying 10k(me soon) a year and 25k(Vandriver) a year to stay in business.None.
The comparison between us and the trades isn't accurate.They make much more than us and not every gobshite with a driving licence can be a plumber/carpenter/plasterer.
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Merc every other worker in the transport sector gets an employer contribution to their pension ,we provide a social service we should get some sort of contribution for our service .Mandatory pensions will be introduced in the next Dail .
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Merc every other worker in the transport sector gets an employer contribution to their pension ,we provide a social service we should get some sort of contribution for our service .Mandatory pensions will be introduced in the next Dail .
Ya need to be puttin at the very least 1000 a month away for
40 years to get anton sort of an income bout 200 a week after charges an taxes ...be better off fukin yur money under the bed ....then theres a possibility at the end of it theyll say the recession sucked it all away into thin air ...sorry bout that....
Unless it's a state pension like guards and teachers politicians get .... forget it....pot noodles an skip diving till be for most of us lot
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When do we get the state pension, 67 is it? We can still drive and get that, no? If your mortgage is finished and your getting a state pension you shouldn't have to spend that long behind the wheel to bring up your income to a reasonable level. I'd go off my head sitting at home all day every day. I wouldn't mind doing 20 or so hours a week driving right up until I snuff it.
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Ermy I used the Zurich pension calculator and if you start saving 213 a month between now(54?)and 68years you'll have 1200 a month on top of your state pension.
Just put it in an a few different accounts and possibly stay away from the pension funds.Get out and work is the only answer unfortunately.Now I'm starting to understand why so many OAPs are putting in the mad hours behind the wheel.
Or you could murder yerself. at 69 and teach the government a lesson...bah humbug.
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Occi we have the older retirement age in the EU only country where your government can sieze your assetts to pay for old age care .Boris has just told Leo he is a ridicilous stupit cunt by changing the Brexit deal Leo helped him to use to get power .Irish Economy is in for a real shock .Billy no mates the Brits owe us a beating and the EU will blame us if the Brits dont get a deal .Mandatory Pensions increase in Death Duty means tested medical cards .People use to look forward to retirement but not any more Noonan Pension Grab took a lump out of every private pension in the country .Look at the French protesting increase to 64 for pension age while Paddy didnt give a fuck he has no pension or has a gold plated index linked civil service one .My old man use to get a bit of a pension from the UK as he worked a few years over there in the 50s/60s wait till all the foreign workers who worked here and went home start claiming their pensions leading to a cash drain out of the economy .If I had younger children I would be educating them to emigrate just like we did in the 60s or 70s .
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Ermy I used the Zurich pension calculator and if you start saving 213 a month between now(54?)and 68years you'll have 1200 a month on top of your state pension.
Just put it in an a few different accounts and possibly stay away from the pension funds.Get out and work is the only answer unfortunately.Now I'm starting to understand why so many OAPs are putting in the mad hours behind the wheel.
Or you could murder yerself. at 69 and teach the government a lesson...bah humbug.
merc ...I dont mean to be a cnut but cant yu put them figures up again ....cause they way off
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When do we get the state pension, 67 is it? We can still drive and get that, no? If your mortgage is finished and your getting a state pension you shouldn't have to spend that long behind the wheel to bring up your income to a reasonable level. I'd go off my head sitting at home all day every day. I wouldn't mind doing 20 or so hours a week driving right up until I snuff it.
Way back on Roys I stated that was my plan but as its been pointed out the cost of keeping and insuring a taxi is prohibitive and if they decide that ALL public transport MUST be Electric the costs will further increase .Part time taxi driving will become non economic especially if 24/7 bus services become the norm .Most of my night time work is restaurant or bar workers who use cabs as there are no busses .
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Merc every other worker in the transport sector gets an employer contribution to their pension ,we provide a social service we should get some sort of contribution for our service .Mandatory pensions will be introduced in the next Dail .
Ya need to be puttin at the very least 1000 a month away for
40 years to get anton sort of an income bout 200 a week after charges an taxes ...be better off fukin yur money under the bed ....then theres a possibility at the end of it theyll say the recession sucked it all away into thin air ...sorry bout that....
Unless it's a state pension like guards and teachers politicians get .... forget it....pot noodles an skip diving till be for most of us lot
You're not wrong Octy....back in the boom...well it was when i started in 02,i set up a pension,was payin over 500 per month and then the great depression set in and i had to stop it and they did suck...not all...but a good bit of that pension away and even though i never put anything into since it has hardly gained with the new boom in full flight,
Pensions in my opinion shouldn't be a gamble that in the hope when retirement arrives there'll be enough funds to live on....i guarantee ye that TD's pensions don't come with a message at the bottom of the page in bold print that state that the value of their funds may rise or fall......they just keep fukin rising regardless!!
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Octy this is the calculator I used https://www.zurich.ie/pensions-retirement/calculators/pension-calculator/ (https://www.zurich.ie/pensions-retirement/calculators/pension-calculator/)
30 odd thousand doesn't seem like much.I'll try some other calculators and see what I can find.
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Top pensions yield 4.2% thats the verry verry best so half a million would get you about 300 a week after tax and if you have a means tested state pension you would suffer deductions and not qualify for free hospital or medical card .The big issue for Ireland is the FISCAL TREATY we the People were sold a pup we voted to include into our constitution spending and borrowing limits .As I said Im old enough probably for it not to matter but younger lads should be putting aside a bit .
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I cant make any sense of the calculators...Erm your bollixed.Either stop gambling or start working hard and enjoy it now or forget about it.
Sometimes I go to those kid free hotels on me holidays and there are lots of retired cocoon looking feckers hobbling around the place and nodding off during the entertainment and dinner times.
I think having loads of money in retirement is a bit of a waste.Enjoy it now while you're able is my advice.
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If you want a good pension....become a pension salesman....plenty dopey cnuts out ther keep yu going till yu drop ....they get a piece of yur money every year ...think the companies take around 5 percent of wat yu put in every year then they charge you for every transaction wen yur debit is takin out as far as I know .......marry a burd wit money or buy art or gold ....I still have time as I'm still a handsome cnut if i can curb my insanity long enough to get the ring on ther finger at 54 but most of yuos are past it an fat fuks ....
Bring her out to the cliffs in howth for a walk at night an give her the shoulder wen you want to cash in ...do a Daniel Toscan du Plantier on her I mean
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I'm 55 and i won't be contributing to my own pension again....Pension providers can say what the fuk they like when "funds haven't performed"....but will still take their % regardless.....and don't forget that any tax break you may have gotten in the years paying into the pension will be swiped back by Revenue just when you need it most....i really don't understand giving tax breaks on pensions(when you're earning) and taking a good chunk of it back(when you're not earning and it's needed most).
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I cant make any sense of the calculators...Erm your bollixed.Either stop gambling or start working hard and enjoy it now or forget about it.
Sometimes I go to those kid free hotels on me holidays and there are lots of retired cocoon looking feckers hobbling around the place and nodding off during the entertainment and dinner times.
I think having loads of money in retirement is a bit of a waste.Enjoy it now while you're able is my advice.
See Merc I gamble for entertainment a few tenners here and there but if you want to make coin out of sports betting you treat it like a real job .ExampleI told Dalymount that the Brexit party could not win a seat in the British election .The odds of them not winning was 5/6 that was an absolute certainty as you would need at least 33% of the vote to get a seat in a first past the post system .The Conservatives were 2/5 to be the largest party that was also a certainty .The problem is getting the bookie to take the coin a couple of grand on either would contrubute nicely to your pension pot .Dublin to win Leinster Football next year is a certainty .It dosent matter what price it is if you can get cash on .Remember your investor who invests your pension pot are only doing the same thing but with stocks,shares and currencies .
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I don't gamble, thankfully.I also don't worry about my pension because I have none.Other shit to be concerned about like clearing the mortgage and buying another taxi soon.Different priorities.
Your blessed to have no mortgage Ermy.If retirement is a real concern for you start working and saving.
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Pension providers gamble with your money John,if they don't perform they still take a % of your loss,don't provide any data but cover themselves with the "value may rise or fall" bollox.....there should be no gamble with a pension.....i'm sure plenty of folk who paid into a pension all their lives only to be told on retirement that their pension took a battering in the last year....i'd settle for a comfy mattress any day!!
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Pension providers gamble with your money John,if they don't perform they still take a % of your loss,don't provide any data but cover themselves with the "value may rise or fall" bollox.....there should be no gamble with a pension.....i'm sure plenty of folk who paid into a pension all their lives only to be told on retirement that their pension took a battering in the last year....i'd settle for a comfy mattress any day!!
With your rent stashed under it
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Pension providers gamble with your money John,if they don't perform they still take a % of your loss,don't provide any data but cover themselves with the "value may rise or fall" bollox.....there should be no gamble with a pension.....i'm sure plenty of folk who paid into a pension all their lives only to be told on retirement that their pension took a battering in the last year....i'd settle for a comfy mattress any day!!
With your rent stashed under it
Who said anything about stashing money anywhere STC's.....i just feel i'd sleep better knowing i wasn't giving my money blindly to a pension provider!! lol
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Those who make a modest profit already qualify for Govt contributory pension and even those with insufficient profit can subscribe voluntarily. Any matching of premiums paid into private schemes by Govt would have to be financed through a licence fee increase. That would, of course, also serve to discourage the part-time amateur scum.