Irish Taxi Forum
Public Area => Taxi Talk => Topic started by: Phsychidelic on March 15, 2022, 08:49:33 pm
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I'm getting out of the business after 25 years.My hearts not in it anymore.I tried cancelling my Taxi insurance today for a private policy but they want proof I surrendered my license.
Anyone who needs A digitax F1 meter and printer and a fairly new Roofie give me a shout.Also a brand new never used taxi screen for a Dacia Duster message me.
Any tips on gettin them bleedin stickers off? >:(
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How are you going to earn a crust?
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I'm getting out of the business after 25 years.My hearts not in it anymore.I tried cancelling my Taxi insurance today for a private policy but they want proof I surrendered my license.
Anyone who needs A digitax F1 meter and printer and a fairly new Roofie give me a shout.Also a brand new never used taxi screen for a Dacia Duster message me.
Any tips on gettin them bleedin stickers off? >:(
Heat gun or hairdryer.
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Start robbin taxi drivers. lol
Had a trial with Shels years ago so I'll be sound if I get caught. rofl
Heading back to the trucking i think. :o
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I'm getting out of the business after 25 years.My hearts not in it anymore.I tried cancelling my Taxi insurance today for a private policy but they want proof I surrendered my license.
Anyone who needs A digitax F1 meter and printer and a fairly new Roofie give me a shout.Also a brand new never used taxi screen for a Dacia Duster message me.
Any tips on gettin them bleedin stickers off? >:(
Heat gun or hairdryer.
Cheers pal. :2cheers
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Phyc you were out of the 9to5 for years .Its not all its made out to be .You can lapse the licence for more than 1 year because of Covid .Just inform the Reg you are taking a break same with your insurance .You never know what the future holds .If Putin acts the cunt Diesel could shoot up and only high value goods will find a place on a truck .Could be a lot of truckers claiming 208 a week on the Dole .I know a lad had 3 tractor units parked off went into Voluntary Liquidation as he cannot deliver the contract he signed for the money he quoted .Take Care and dont rush into anything for a few months even if you keep the taxi insurance just inform the App you are off the road .
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Best of luck phychidelic....me hearts not in it
neither ... the pup spoiled me oops
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Best of luck with the new job.How did the Dacia duster handle life as a taxi by the way..
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I'm getting out of the business after 25 years.My hearts not in it anymore.I tried cancelling my Taxi insurance today for a private policy but they want proof I surrendered my license.
Anyone who needs A digitax F1 meter and printer and a fairly new Roofie give me a shout.Also a brand new never used taxi screen for a Dacia Duster message me.
Any tips on gettin them bleedin stickers off? >:(
Would you not be tempted to rent your vehicle out for a year while you adapt to your new normal life to see how it goes , I’d be wary of letting your plate lapse just in case your new gig didn’t work out.
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Did you try swapping your days to nights or vice versa Phsycho just to shuffle the deck a bit?
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Jaysus, stop lads, he's a grown man, after 25 years surely he knows his own mind, .......one less FFS.
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Jaysus, stop lads, he's a grown man, after 25 years surely he knows his own mind, .......one less FFS.
CORRECT but you can take a time out at no extra charge .if too many leave Robbie they might reopen it up to EV Saloons .A suspended licence is still an active licence just having a rest .
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Just go out 1 day a month to cover your insurance if you get a new job , probably find you’ll enjoy it without any pressure.
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Start robbin taxi drivers. lol
Had a trial with Shels years ago so I'll be sound if I get caught. rofl
Heading back to the trucking i think. :o
I've two questions for you.
1.. where are you based?
B... Do you hold an artic license?
2.. are all your cpcs up to date?
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Start robbin taxi drivers. lol
Had a trial with Shels years ago so I'll be sound if I get caught. rofl
Heading back to the trucking i think. :o
I've two questions for you.
1.. where are you based?
B... Do you hold an artic license?
2.. are all your cpcs up to date?
And can you count? 8)
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Start robbin taxi drivers. lol
Had a trial with Shels years ago so I'll be sound if I get caught. rofl
Heading back to the trucking i think. :o
I've two questions for you.
1.. where are you based?
B... Do you hold an artic license?
2.. are all your cpcs up to date?
And can you count? 8)
Here we go again :-\
If I wanted to chat to an annoying fucking gobshit I'd have quoted you and awaited your reply , so as I didn't go fuck off and play with the traffic you clown
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Start robbin taxi drivers. lol
Had a trial with Shels years ago so I'll be sound if I get caught. rofl
Heading back to the trucking i think. :o
I've two questions for you.
1.. where are you based?
B... Do you hold an artic license?
2.. are all your cpcs up to date?
And can you count? 8)
Here we go again :-\
If I wanted to chat to an annoying fucking gobshit I'd have quoted you and awaited your reply , so as I didn't go fuck off and play with the traffic you clown
Isn't there a lorry page you can haunt? Or perhaps this: https://irishheart.ie/services-for-you/support-groups/
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Best of luck, Physch... Might be worth renting the plate out for the time being. I've escaped once or twice over the years but, as Tarmac suggests, I've started enjoying it again on my return. Not relying on it to pay the bills probably helps but a change often is as good as a rest.
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Best of luck with the new job.How did the Dacia duster handle life as a taxi by the way..
No complaints with the Duster.Wouldn't drive anything else. 1.5 diesel great mileage.Engine bay is roomy also,so easy to service. I'd recommend one.
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Start robbin taxi drivers. lol
Had a trial with Shels years ago so I'll be sound if I get caught. rofl
Heading back to the trucking i think. :o
I've two questions for you.
1.. where are you based? Cavan.
B... Do you hold an artic license? Yes
2.. are all your cpcs up to date? Yes
Kept doing the CPC and was never offered a gig.Since covid I've been offered 7.
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I'm getting out of the business after 25 years.My hearts not in it anymore.I tried cancelling my Taxi insurance today for a private policy but they want proof I surrendered my license.
Anyone who needs A digitax F1 meter and printer and a fairly new Roofie give me a shout.Also a brand new never used taxi screen for a Dacia Duster message me.
Any tips on gettin them bleedin stickers off? >:(
Would you not be tempted to rent your vehicle out for a year while you adapt to your new normal life to see how it goes , I’d be wary of letting your plate lapse just in case your new gig didn’t work out.
I just feel I need a complete break to make the new job work. Keeping the plate is like a blue blanket.Its going great at the moment.Home every night and my weekends off.A long time since I've had that.
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Good luck with your new venture. Work to live, don't live to work!
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Adios Psych, one more gone and all that! Best of luck. 8)
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Best of luck Phsyco.....but I would recommend holding onto your plate....so you're not beholding to anyone for a wage!!
Inanyways,when you're in need of moral support you can always depend on us to be the ones to give it......to ye in the neck and you don't even need to thank us!!
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Good luck…Take a chance!
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Any problems using your Taxi no-claims for Private use Phsychidelic ????
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Any problems using your Taxi no-claims for Private use Phsychidelic ????
No idea yet mate.Have to wait for proof I relinquished the plate before I can get a private quote.I had a full NCB before taxiing so shouldn't be a problem.I'll keep you posted.Thanks for all the good wish's lads.Sure if it goes tits up I'll just buy a used Berlingo wheelie shitebox and get a plate for a ton.
Hey ken I'm in your city next weekend.message me your number pal.
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Any problems using your Taxi no-claims for Private use Phsychidelic ????
No idea yet mate.Have to wait for proof I relinquished the plate before I can get a private quote.I had a full NCB before taxiing so shouldn't be a problem.I'll keep you posted.Thanks for all the good wish's lads.Sure if it goes tits up I'll just buy a used Berlingo wheelie shitebox and get a plate for a ton.
Hey ken I'm in your city next weekend.message me your number pal.
Sure you could just googled ken cash and his number will come up ffs ::fight
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Like yourself Phsychidelic I tried to put private insurance on my car but it wasn't worth the hassles jumping through all the hoops so I kept my psv insurance on it, I did get to speak to a nice Irish lady in allianz and she told me even if I did jump through all the hoops to detaxi my heap I basically would be starting over as a first time driver with no NCB as they can't carry over taxi NCB to private NCB and vise versa.
So my taxi insurance fully comp is €1.650 and for private it would have been €1.800 or there abouts.
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There is some value to owing a saloon plate but it's probably not worth it for most.Ten year rule on a saloon plate is very restrictive.Wheely plates will always be available.
The most important thing to be careful of is your taxi NCB.After two years it lapses meaning the insurers could charge you as a newbie again.Depending on their mood they could screw you on your return.Ya probably knew that already.
Also just remember if you let your spsv driver licence lapse you'll need to study a little for the geography test to return.Sounds easy until you have to do it.
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A couple of years ago I started a 2nd policy in my own name on a private car with AXA with who I have my taxi policy with, they took into consideration that I’ve had a policy with them the last 20 years .
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It really depends on the state of their claim books.They'll make up any excuse to increase or decrease their premiums.
I've never has a claim against me in the taxi but AXA still try to milk me annually for more money.I think it's called price walking and it's gonna be outlawed soon by the insurance regulator.
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It really depends on the state of their claim books.They'll make up any excuse to increase or decrease their premiums.
I've never has a claim against me in the taxi but AXA still try to milk me annually for more money.I think it's called price walking and it's gonna be outlawed soon by the insurance regulator.
https://www.ft.com/content/854502fd-c2db-447d-bfd4-9aa17809b8b7 (https://www.ft.com/content/854502fd-c2db-447d-bfd4-9aa17809b8b7)
Loyal insurance customers being ripped off by ‘dual pricing’ that means new buyers get a better deal
A Central Bank interim report showed the majority of insurance providers in Ireland charge higher prices to existing customers who are less likely to switch
irishmirror
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Sinn Fein Finance spokesperson Pearse Doherty TD (Image: Collins Photo Agency)
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Loyal insurance customers are being ripped off by ‘dual pricing’ that means new buyers get a better deal, a report has found.
A Central Bank interim report showed the majority of insurance providers in Ireland charge higher prices to existing customers who are less likely to switch.
The study found some policyholders were being overcharged by as much as 35%, with 2.5 million paying a total of €187 million more than the actual cost of their policies.
This “perverse” ‘loyalty penalty’ was yesterday (MON) blasted as “systematic and widespread exploitation”.
Sinn Fein spokesperson on finance Pearse Doherty also described it as a “damning indictment of the insurance industry” and said his party will be publishing legislation to ban its practice in the coming days.
Sinn Fein Finance spokesperson Pearse Doherty TD (Image: Collins Photo Agency)
Deputy Doherty, who went viral in a video laying into insurance companies last year, added: “Dual pricing involves insurers using big data and complex pricing practices to target customers who are less likely to shop around, before charging them artificially high premiums at renewal.
“In motor insurance, customers are being overcharged by as much as 25% a year, while in home insurance customers are being overcharged by as much as 35%.
“The average motor insurance customer who has been with their provider for five years will have been overcharged €362 by their insurer.
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“The Central Bank has also found that this disproportionately impacts older and more vulnerable customers.
“This has to stop. Dual pricing discriminates, it overcharges customers and distorts the market.”
Labour Party TD Ged Nash at Leinster House on Kildare Street, Dublin (Image: Gareth Chaney/Collins)
Labour TD and party finance spokesperson Ged Nash said there was an urgent need for action as Labour also plans to publish a consumer protection bill that would ban the practice today (TUES).
Deputy Nash added: “Today’s finding... is truly shocking, if unfortunately not surprising given the repeated revelations about how the sector operates in Ireland.
“It shows that this is not a one-off problem, but points to systematic and widespread exploitation of customer loyalty.
“It shows that sales practices in the insurance market mean customers with a similar risk and cost of service are paying different prices, principally because of their loyalty rather than their risk profile, and that most providers apply some form of differential pricing.
“The ‘loyalty penalty’ is particularly galling as it punishes those ordinary customers, many of whom are older people and other vulnerable groups who may not keep up to date with every changing market product and various complex offers.
“What we now know from the Central Bank report is that renewing customers are paying significantly more than the expected cost of the policy, but that new customers are paying marginally less than the expected cost.
“That means the longer a customer remains with their insurer, the more they can expect to pay.
https://www.oireachtas.ie/en/debates/debate/dail/2021-02-17/2/?highlight%5B0%5D=consumer&highlight%5B1%5D=protection&highlight%5B2%5D=bill&highlight%5B3%5D=loyalty&highlight%5B4%5D=penalty&highlight%5B5%5D=customers&highlight%5B6%5D=consumer&highlight%5B7%5D=protection&highlight%5B8%5D=consumer&highlight%5B9%5D=protection&highlight%5B10%5D=loyalty&highlight%5B11%5D=penalty&highlight%5B12%5D=customer&highlight%5B13%5D=complaints&highlight%5B14%5D=bill (https://www.oireachtas.ie/en/debates/debate/dail/2021-02-17/2/?highlight%5B0%5D=consumer&highlight%5B1%5D=protection&highlight%5B2%5D=bill&highlight%5B3%5D=loyalty&highlight%5B4%5D=penalty&highlight%5B5%5D=customers&highlight%5B6%5D=consumer&highlight%5B7%5D=protection&highlight%5B8%5D=consumer&highlight%5B9%5D=protection&highlight%5B10%5D=loyalty&highlight%5B11%5D=penalty&highlight%5B12%5D=customer&highlight%5B13%5D=complaints&highlight%5B14%5D=bill)
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Like yourself Phsychidelic I tried to put private insurance on my car but it wasn't worth the hassles jumping through all the hoops so I kept my psv insurance on it, I did get to speak to a nice Irish lady in allianz and she told me even if I did jump through all the hoops to detaxi my heap I basically would be starting over as a first time driver with no NCB as they can't carry over taxi NCB to private NCB and vise versa.
So my taxi insurance fully comp is €1.650 and for private it would have been €1.800 or there abouts.
What is the insurance company's supposed logic for the above? Why, (in their mind), should a claim free taxi driver of 20 years be treated as a newbie for private insurance?
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because they're conniving spoofing cunts.
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because they're conniving spoofing cunts.
+1