Cheap taxi insurance if you part of TDORA

[dalymount]

Its just these radio companies cunts trying to get the NTA to issue more licences

[Rat Catcher]

I called TDORA got a guy from Belfast ,He asked was i a TDORA member,I said no,I asked who are members ?,he said Google it ,He said they check that you are working with the members before they quote me.I wouldn't pay a cab company 5K/6K a year for a insurance discount.I wonder who under rights the policy?

mytaxi's best drivers pay the guts of €20,000/year freight.... for a little perspective. At least one insurer (Liberty) severely penalises drivers for working for mytaxi.

[watty]

(€20,000 freight/12%)*100=€167,000p.a.

€167k/365 days = €458 per day, every day?

Really? Or is my maths wrong?

[dalymount]

No its just rat stirring it up against mytaxi in favour of his buddy in swords main street

[Bob Shillin]

With the exception of EBBs, because he has the dominant taxi rental fleet, I beleive that the other despatchers are in trouble unless the do something fast, and even then I think that it's too late. They were too slow to develop a good app, and even now, if they had a good one, the number of drivers that they have are not sufficient to provide good coverage and customer satisfaction. One of their apps is already getting slated on Playstore. A big grouping together of the remaining despatch companies with a good app, and expensive marketing, would still probably not provide customer satisfaction, unless the package was extremely attractive to drivers. Have the vested interests in the various despatch companies the capacity for unity/takeovers, or are they just funding their pensions for as long as the biz lasts?

[dalymount]

The only way I can see any of these cunts surviving is to allow drivers to take a stake in their companies,treat drivers drivers.not as employees but as equals,allow drivers to have a real imput into how things are run,but I do agree,and I hope you are right when you say its to late for them

[vandriver]

This morning was absolutely dead.

[The Liffey Lip]

The only way I can see any of these cunts surviving is to allow drivers to take a stake in their companies,treat drivers drivers.not as employees but as equals,allow drivers to have a real imput into how things are run,but I do agree,and I hope you are right when you say its to late for them

I think the cooperative idea was tried before....no 2 drivers do the same hours; earn the same money, etc..the investment required is too low for any of them to care enough. I'd say a certain man is only biding his time in the game probably in the hope someone is coming to buy him out. Mytaxi is the safest option for many in these times but we all know their goal/mission.

[dalymount]

Problem with them is lippy,they are actually asking their drivers to recruit MORE fukking drivers for them,but they are doing this openly,while the sneakey bastard radio companys are living up to their  well deserved  reputations of trying to sneak them in in their usual devious way

[mercenary for hire]

Maybe the despatch companies should change their price structure.Charging a set amount plus in many cases a percentage of account work is just far too expensive.I still think they have a place but just not   where they used to be.Loadsa lads working less hours like myself could never get the value out of paying for a radio.Some months I work a bit and some months I work a lot.

There's one of Lynk's newly bought places close to me gaff and in the mornings you'd see customers waiting outside the base for taxis to turn up,they're always looking for new drivers.The reason they're waiting is because many drivers have switched to Mytaxi.They switched because they didn't wanna pay a set freight or deal with base controllers.I've been told the drivers still offer fiver local jobs to regulars, this is in Dublin not some culchie village.Ya can't get on the bus for less than two quid.

[dalymount]

As I've always said,middle men are not needed in this industry.people will be happy to walk outside their door and get a taxi in real time,rather then sitting on their couch wondering if it will turn up at the promised time of 9 oclock

[mercenary for hire]

People are lazy.Most of the jobs I do everyday could be walked in 30mins or less.

[Daily Driver]

A word of caution regarding the insurance being touted by this representative body. Firstly let us look at who this body represents. Taxi despatch operators. Forgive me for being slightly suspicious about their motives. A number of these individuals have only ever acted in their own self interest, which can be argued is how everyone acts. However when these actions damage the industry, thats when we should be concerned.

So is their lower cost insurance being offered to;
(A) help every taxi driver and the industry
(B) to assist them renting out their plates
(C) fill their depleted radio fleet?
My suggestion is it is simply about renting plates and radio income.

Rather than arrest the departure of dissatisfied drivers by examining the real reasons for churn, they look instead at fooling newbies. Keep in mind one of their recommendations to the NTA was new drivers should be forced to align with a base for until they became more experienced. Their concern for new entrants into the industry was either heartwarming or another greasy attempt to extract cash from drivers.

It beggars belief that these fools have remained in business this long.

Thats the background to the great offer. Now lets take a look under the bonnet. We have a history of insurance companies going bang in the night. Quinn, Setanta, Enterprise and Quodos come to mind.
Two points to note here.
First why would you care? The MIBI will cover outstanding claims when an insurer fails, so all is good and no skin off your nose.
True but picture this scenario.
Its been a great morning, 3 airport trips under your belt, a run to Naas and you can see yourself on a high stool by 3pm. News at 1 comes on the radio and you hear a motor insurer with a foreign name has gone into liquidation. You can forget sitting on a high stool or working for at least two weeks.

You are now driving an uninsured vehicle and no longer able to work. You can park it outside your house and hope no one torches it.

Then begins the stress of finding a new insurer. Try getting a NCD letter from a failed insurer (your broker will wring their hands and sympathise but cannot provide the required letter). The limited number of insurers who do cover SPSV will happily pull your chain for a few days and then quote accordingly. Grab your ankles in preparation for that quote. The failure of Enterprise and Quodos/Patrona caused havoc for commercial drivers and led to them getting badly spanked when they had to arrange replacement cover in a hurry.

Under the “freedom of service” rules an insurer in Europe can provide cover here. Enterprise and Quodos (patrona) were prime examples. Operating under Danish and Maltese regulations they sold policies here through brokers. No need to hold enough reserves as required by Irish regulations as EU regs allowed them operate. If it has webbed feet and quacks its most likely a duck so don't go believing its a prize winning stallion.

I would think very very carefully before switching.

[Rat Catcher]

Assuming you don't live in Clare Halll the odds of your car getting torched are extremely low, DD. This crowd seems to specialise in delivery drivers. I'll reserve judgment 'till we hear back from BS but it doesn't strike me as suitable for taxi drivers who aren't necessarily hired through a dispatch firm. Insurance rates have decreased in recent times. However, those of us who work for mytaxi ought to be concerned about what the future may hold. We have all witnessed taxis meandering out of control while drivers are fixated on their telephone screens and the one insurer that does ask if you work for mytaxi (Liberty) seems to apply penalties of up to 200% for those that do. How long before the others follow suit?

[dublin2018]

You can't get this cheap insurance unless you drive for the cab companies that are in the group ,It seems to me that its a last attempt to save a sinking ship.I dont work for a Cab company as I couldn't afford to pay up to €5000 freight  and commission per annum and as for Mytaxi a maximum of 5 jobs per week.Ive done the maths on Cab companies and Mytaxi and not visible for me .If I do 60 jobs on Mytaxi after commission  its always in and around €400 after commission less fuel its a disgrace peanuts.As far as this cheap insurance even at €1000 it still wouldn't be in my interest to signup to TDORA group.Its targeting the new Bread van and Kerb crawling Toyota Prius drivers coming into the industry as fresh meat to fill TDORA groups Taxi rentals