On another note. This thing with the insurance about just insuring is not as straight forward as first thought. You can do it alright, but there is a bit of messing around with it. I thought you just break the link with your car by calling the NTA, and then calling the insurance company to tell them also. It seems there is no problem with the ins company, the problem is with the NTA. .they want you to take of the disks, send them to some address, re sit the suitability for the purposes of having new disks fitted, etc there is more Shiite as well but I can't remember what she told me