Pensions

[John m]

https://services.mywelfare.ie/en/topics/statements-refunds-and-calculators/contribution-statement/

[Belker]

https://services.mywelfare.ie/en/topics/statements-refunds-and-calculators/contribution-statement/

I tried that Fookin thing last year regarding PUP, but ya need a services card fer it and to get a services card you need an appointment and an interview, I never bothered.

[John m]

https://services.mywelfare.ie/en/topics/statements-refunds-and-calculators/contribution-statement/

I tried that Fookin thing last year regarding PUP, but ya need a services card fer it and to get a services card you need an appointment and an interview, I never bothered.

Card is handy gets you access to loads of on line stuff .I think you will need it if you go to get a pension or any other Welfare PUP was an Exception .Not sure if you now need one to renew a Driving Licence .

[Punter]

The PSC is a great yoke to have --I was able to renew my passport in 5 days last month--instant access to all Gov services Rev/Welfare  and as you approach 66 they send you a new one with Free Travel as an added logo --very efficient !
The Pension people in Sligo as also very good and issue you a statement in about 3 weeks  and don't forget if you're living alone you get an extra 20 every week !

[Shallow Hal]

It might be no harm for ye all to get a PRSI statement and you can get it from welfare.ie

I went for an eye test during the year.  Normally the test is free if you've paid stamps but 'the computer' said I had paid NO stamps.  I got on the phone to Welfare and eventually ended up with someone in Waterford.  They looked at the computer and went, 'Oh yeah, we never updated your file'.  Then she pressed a button and, hey presto, I got 52 stamps added to my account 

https://www.citizensinformation.ie/en/social_welfare/social_welfare_payments/older_and_retired_people/state_pension_contributory.html

The rules are really complicated and my next comment relates to the rules from a few months back.  When I looked at it, you needed something like 2080 stamps.  Looking at the statement I got, I think I'm gonna be ~100 stamps short of getting the full contributory pension so I'll be looking to make additional voluntary contributions.

I also had a change of specs a few weeks back and was denied the PRSI part,I was working PAYE  for a few months last year but haven't done my returns for 2021 yet....I might yet appeal it when I get my returns sorted.

[watty]

They go back 2 years so it's your 2020 returns they look at for the eye test for self-employed.

[Shallow Hal]

They go back 2 years so it's your 2020 returns they look at for the eye test for self-employed.

My 2020 returns were filed and the debt "warehoused"....payment due by Dec 2022,I worked up to and including March14th 2020,was on the PUP which was taxable and worked a PAYE job from Sept-Dec and I know that my accountant included the €500 minimum PRSI contribution...so if they do indeed go by 2020 figures I should be covered!!

[markmiwurdz]

https://services.mywelfare.ie/en/topics/statements-refunds-and-calculators/contribution-statement/

I tried that Fookin thing last year regarding PUP, but ya need a services card fer it and to get a services card you need an appointment and an interview, I never bothered.

I applied for a statement online through that link Ken,I only have a basic GovID account but no services card and it says it will send the statement to me in the post.

[watty]

They 'forgot' to update my file and that's why my stamps went missing.  Might be worth a phone call to make sure your file is up-to-date!

https://www.citizensinformation.ie/en/social_welfare/social_welfare_payments/disability_and_illness/treatment_benefit_scheme.html

From the age of 29 onwards, you must have at least 260 paid contributions and

- At least 39 paid or credited contributions in the governing contribution year (2020 is the governing contribution year for claims made in 2022) or
- 26 paid contributions in each of the second and third last contribution years. For claims made in 2022, the second last contribution year is 2020 and the third last contribution year is 2019.

[John m]

She also signalled that previously-shielded income, such as earned income for those over the age of 66, would be considered for PRSI. Sinn Féin spokeswoman on enterprise Louise O’Reilly said that a worker who deferred their pension until age 70 “means you’d have to live well past 82 to make back the pension forgone while working”.

Cant see any advantage to self employed people putting off taking the Pension @66

[Belker]

She also signalled that previously-shielded income, such as earned income for those over the age of 66, would be considered for PRSI. Sinn Féin spokeswoman on enterprise Louise O’Reilly said that a worker who deferred their pension until age 70 “means you’d have to live well past 82 to make back the pension forgone while working”.

Cant see any advantage to self employed people putting off taking the Pension @66

I was thinking the same.