MG5 top gear review

[MK]

Bullit be on giving out about him Ken in SKAN in Cabra a gent and does quality work neat and tidy .

Did Ken in Skan do the meter change over, or did you get a new fangled mirror meter?

I would have gone the same road as yourself with the EV charger, but I still have to get the house upgrade.

I'm waiting on clearance from the CU. 

The CU seem to only consider covering the €20,000 bridging loan AFTER you purchase the car. Sheesh!

Happy motoring with the new car.

Changeover it was a newish mirror meter .Silver you dont need to rewire a whole house .If you can get motoring for 15K use on street like Watty car comes with a three pin plug in slooooooow charger you can plug in beside the telly get you enough poke to get to on street charger .The Grim Reaper is not to far behind us so can you really justify putting big coin into a car or rewiring and justify it .If you are over this side of town drop in and you can take my thing for a spin .We will get Rapppppppppid chargers in a few years and both our cars and home chargers will be obsolete like a Nokia .Dont waste real money on imaginary technology .Think of it this way even if on street costs a bit more than home charging you are still in a new car for 15K and still probably cheaper to run than the hybrid.

John, are you saying its still a good idea to go electric if you live in an apartment.  To fast charge in the streets? Most motoring commentators don’t recommend that


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[John m]

Apart from Working Class families in Britain and Ireland how many other car owners have their own parking space .China are the biggest users of EVs and most of them live in appartments .Unlikely they are designed not to take fast charge .Remember the Oil business have a vested interest is starting rumours .

[watty]

SEAI - Apartment Charging Grant

The apartment charger grant assists residents and owners of apartments and other multi-unit developments who want to install a home charger for their Electric Vehicle (EV) and which are not covered by the pre-existing grants. The grant is designed for bulk installation of chargers at a single location, and supports cabling, infrastructure, labour, and construction costs. Owners’ management companies, housing bodies, local authorities, commercial and private landlords can apply. 

There have been teething problems though.  Don't know if this was an SEAI grant but a comrade lives in an council flat in Finglas and they installed communal EV chargers in his complex.  Problem is everybody took a cut along the way and the quoted price for charging is the same as the external chargers in petrol stations etc.  He's adamant he's not gonna pay more than his house/flat electricity rate and there's a stand-off.

[John m]

Car passed out this morning Now I did not drive it for two days Because .MD motors had covered the 20K grant up front on my behalf I only handed over 15K and Bits instead of 35 .Now what would happen if I pranged the car before it was passed out as a taxi I would not qualify for the Grant .I have taxi insurance for 35K but would the insurance pay out as it would be a private car until it is passed out .?

[silverbullet]

Car passed out this morning Now I did not drive it for two days Because .MD motors had covered the 20K grant up front on my behalf I only handed over 15K and Bits instead of 35 .Now what would happen if I pranged the car before it was passed out as a taxi I would not qualify for the Grant .I have taxi insurance for 35K but would the insurance pay out as it would be a private car until it is passed out .?

Congratulations on your new car. Just don't sweat the small stuff.

Have the NTA released the grant to your account yet?

[silverbullet]

Car passed out this morning Now I did not drive it for two days Because .MD motors had covered the 20K grant up front on my behalf I only handed over 15K and Bits instead of 35 .Now what would happen if I pranged the car before it was passed out as a taxi I would not qualify for the Grant .I have taxi insurance for 35K but would the insurance pay out as it would be a private car until it is passed out .?

Congratulations on your new car. Just don't sweat the small stuff.

Have the NTA released the grant to your account yet?

Regarding my loan. The MFCU computer said no. I'm now asking MFI.

I rang M.D Motors and the guy said the stock of iD4s is gone. The New stock is €3,500 higher@ €47,000!!

[MK]

Car passed out this morning Now I did not drive it for two days Because .MD motors had covered the 20K grant up front on my behalf I only handed over 15K and Bits instead of 35 .Now what would happen if I pranged the car before it was passed out as a taxi I would not qualify for the Grant .I have taxi insurance for 35K but would the insurance pay out as it would be a private car until it is passed out .?

Its great if MD motor covers the 20k on your behalf untill you get paid.


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[John m]

Silver I read your replies and Is EV really for You .You have 2 years left on your present car that has a value lets say 3K per annum .Save a Pocket equal to what you would of had to pay in repayments you could have the guts of 15 to 20K saved in two years .Then buy a Hybrid .You need to consider your age ,Do you want to be on the hook for big bucks .If you think you should spend 20K to rewire a house just to charge a car that is a very expensive car .

[silverbullet]

Silver I read your replies and Is EV really for You .You have 2 years left on your present car that has a value lets say 3K per annum .Save a Pocket equal to what you would of had to pay in repayments you could have the guts of 15 to 20K saved in two years .Then buy a Hybrid .You need to consider your age ,Do you want to be on the hook for big bucks .If you think you should spend 20K to rewire a house just to charge a car that is a very expensive car .

Amen to that.

[watty]

+1 to what JohnM said.  Tesla (price drops) and the Chinese have shaken up the European market and prices can only get lower and lower.

I think the battery tech is pretty mature and sorted but it's the software inside the car that needs catching up.  So the longer you can wait, the better the EV you'll get.  Of course, that 20k might not be there in 2 years and that's the conundrum!   But you might not need it as there should be second-hand 5yr-old EV's (taxi and non-taxi's) for sale.

[silverbullet]

+1 to what JohnM said.  Tesla (price drops) and the Chinese have shaken up the European market and prices can only get lower and lower.

I think the battery tech is pretty mature and sorted but it's the software inside the car that needs catching up.  So the longer you can wait, the better the EV you'll get.  Of course, that 20k might not be there in 2 years and that's the conundrum!   But you might not need it as there should be second-hand 5yr-old EV's (taxi and non-taxi's) for sale.

Two things.

1. The credit union gave me a 6K loan over two years, that will be paid back in less than one year.
2. Yet they won't give me €25K  over 7 years, or less than €100 a week?

Purpose of Loan
GREEN CAR LOAN

Amount
€25,000

5.9%
€25000

Period of time
7



Monthly

MONTHLY REPAYMENT
€362.23
Support our Green Initiative and hit the road with a Green Car Loan for hybrid & electric vehicles.

Loan Details
APR

5.9%
Total Cost of Credit

€5,426.90
Total to Repay

€30,426.90

[silverbullet]

+1 to what JohnM said.  Tesla (price drops) and the Chinese have shaken up the European market and prices can only get lower and lower.

I think the battery tech is pretty mature and sorted but it's the software inside the car that needs catching up.  So the longer you can wait, the better the EV you'll get.  Of course, that 20k might not be there in 2 years and that's the conundrum!   But you might not need it as there should be second-hand 5yr-old EV's (taxi and non-taxi's) for sale.

Two things.

1. The credit union gave me a 6K loan over two years, that will be paid back in less than one year.
2. Yet they won't give me €25K  over 7 years, or less than €100 a week?

Purpose of Loan
GREEN CAR LOAN

Amount
€25,000

5.9%
€25000

Period of time
7



Monthly

MONTHLY REPAYMENT
€362.23
Support our Green Initiative and hit the road with a Green Car Loan for hybrid & electric vehicles.

Loan Details
APR

5.9%
Total Cost of Credit

€5,426.90
Total to Repay

€30,426.90

I'll add that when I apply for anything from the state (i.e. G P visit card) I am asked what my wife earns.

But when applying for a loan I'm on my own!

[John m]

Bullit they check your credit score .If you have a Mortgage or other payments they consider that and your age .Over 60 nobody wants to loan you unsecured funds .Considering your Electricity Supply issues EVs are not for you .Not worth the investment .

[watty]

2. Yet they won't give me €25K  over 7 years, or less than €100 a week?

I could be wrong but I think JohnM mentioned before that some CU's are reluctant to give car loans to taxi drivers because we have a constitutional right to work (or something) and the CU's can't repossess our working vehicles?

[John m]

2. Yet they won't give me €25K  over 7 years, or less than €100 a week?

I could be wrong but I think JohnM mentioned before that some CU's are reluctant to give car loans to taxi drivers because we have a constitutional right to work (or something) and the CU's can't repossess our working vehicles?

They cannot take the tools of your trade .When taxi drivers buy cars we buy cars we then turn them into taxis .The Issue I would think with Bullit is he still has a mortgage and is borrowing more than the value of the Car .It makes no sence to change over your electricity supply to run a Car .Like Watty on street charging is still economic .If you want EV go the MG5 for 15 K .You can drop over and have a spin in mine .Good strong car for the money .