Author Topic: MG5 top gear review  (Read 7424 times)

Offline mercenary for hire

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Re: MG5 top gear review
« Reply #45 on: March 23, 2024, 06:57:45 pm »
I would have thought seven years is a very long time for a car loan.Especially an EV.I wonder if you applied for a shorter time period would they be more likely to lend.

I think SB might be paying his mortgage on a variable rate too which they might stress test by adding another two to three percent to it fecking things up for him.

The mad thing is I've had Indian lads in the car telling me they got a security job just so they could get PCP on a new car to then turn it into a taxi.I don't even know if that's allowed by the finance companies but it's happening.

Offline silverbullet

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Re: MG5 top gear review
« Reply #46 on: March 23, 2024, 07:07:18 pm »

2. Yet they won't give me €25K  over 7 years, or less than €100 a week?


I could be wrong but I think JohnM mentioned before that some CU's are reluctant to give car loans to taxi drivers because we have a constitutional right to work (or something) and the CU's can't repossess our working vehicles?

They cannot take the tools of your trade .When taxi drivers buy cars we buy cars we then turn them into taxis .The Issue I would think with Bullit is he still has a mortgage and is borrowing more than the value of the Car .It makes no sence to change over your electricity supply to run a Car .Like Watty on street charging is still economic .If you want EV go the MG5 for 15 K .You can drop over and have a spin in mine .Good strong car for the money .
I will probably take you up on that.

As far as the car is concerned, I think I could ask Mrs. Bullet to borrow the 15K and just close the CU account.

Offline John m

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Re: MG5 top gear review
« Reply #47 on: March 23, 2024, 07:08:45 pm »
For an Ev Virgin .What do I need to do to Recharge on Street .From plugging in then What Do you need to set something on board or on the Charger ?Or is it automatic?
"Ahfuck

Offline silverbullet

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Re: MG5 top gear review
« Reply #48 on: March 23, 2024, 07:11:04 pm »
I would have thought seven years is a very long time for a car loan.Especially an EV.I wonder if you applied for a shorter time period would they be more likely to lend.

I think SB might be paying his mortgage on a variable rate too which they might stress test by adding another two to three percent to it fecking things up for him.

The mad thing is I've had Indian lads in the car telling me they got a security job just so they could get PCP on a new car to then turn it into a taxi.I don't even know if that's allowed by the finance companies but it's happening.
I see it's OK with the Brits:
https://www.thetaxicentre.com/taxi-finance-explained/#:~:text=Taxi%20personal%20contract%20purchase%2C%20or,agreement%2C%20there%20are%20several%20options.

p.s I'm on a tracker mortgage.

Offline mercenary for hire

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Re: MG5 top gear review
« Reply #49 on: March 23, 2024, 07:22:34 pm »
VW have their own bank AFAIK.Take a chance by applying through the dealer finance direct.You might be surprised as they do need to shift vehicles.

Offline silverbullet

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Re: MG5 top gear review
« Reply #50 on: March 23, 2024, 07:42:53 pm »
VW have their own bank AFAIK.Take a chance by applying through the dealer finance direct.You might be surprised as they do need to shift vehicles.
I'd still need the whole amount though. The grant comes after purchase. I was quoted at 1300 per month the last time for 49,906, and that was over three years!

Offline John m

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Re: MG5 top gear review
« Reply #51 on: March 23, 2024, 07:53:23 pm »
VW have their own bank AFAIK.Take a chance by applying through the dealer finance direct.You might be surprised as they do need to shift vehicles.
I'd still need the whole amount though. The grant comes after purchase. I was quoted at 1300 per month the last time for 49,906, and that was over three years!

If you want an Ev go cheap and cheerfull .We know what German tech is like .Its called Free Now APP .thats the German standard .You are paying for past german car quality .,Did you ask Karl to apply for credit for you ?Talk nice he will cover the Grant .
"Ahfuck

Offline Shallow Hal

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Re: MG5 top gear review
« Reply #52 on: March 23, 2024, 07:59:12 pm »
For an Ev Virgin .What do I need to do to Recharge on Street .From plugging in then What Do you need to set something on board or on the Charger ?Or is it automatic?

Set up an Applegreen Electric(AG) just input your card details and download the App from the Play Store or Apple and you're ready to go...when you go to an AG charger,open the app and tap on the charger you're goin to use and just Swipe to start charging....and Swipe to stop...you can also just tap your card on the machine but with the app you'll have records of where,when and how much kwh used and the cost,they also email you immediately,

Also download the EasyGo app,they manage the ESB and Ionity chargers,you can set up an account with them also but you have to lodge funds to that account,they send you a fob that you can tap at the charger,

I find Applegreen to be the better and easy to use...68c per KWH but they're all in or around that cost.

Offline watty

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Re: MG5 top gear review
« Reply #53 on: March 23, 2024, 08:00:15 pm »
For an Ev Virgin .What do I need to do to Recharge on Street .From plugging in then What Do you need to set something on board or on the Charger ?Or is it automatic?

I tried to write something but I made it over-complicated.  The 3 biggies are Ecars, Applegreen and EasyGo and each has it's own app.  Go with Ecars first as they're the biggest.

Download the app and set the filter to only show you CCS chargers.  Then go to a CircleK some afternoon.  Grab a coffee and wait until a taxi pulls in and pick his brains.  You'll never have to wait long at CircleK Finglas or Templeville Road.
Getting old is compulsory whilst growing up is voluntary.

Offline silverbullet

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Re: MG5 top gear review
« Reply #54 on: March 23, 2024, 08:37:42 pm »
VW have their own bank AFAIK.Take a chance by applying through the dealer finance direct.You might be surprised as they do need to shift vehicles.
I'd still need the whole amount though. The grant comes after purchase. I was quoted at 1300 per month the last time for 49,906, and that was over three years!

If you want an Ev go cheap and cheerfull .We know what German tech is like .Its called Free Now APP .thats the German standard .You are paying for past german car quality .,Did you ask Karl to apply for credit for you ?Talk nice he will cover the Grant .
I spoke with Niall. He said he would apply to various banks, but the cost of the €23,500 car is now €27,000 because the new VW they're getting in is 286 BHP FFS!!

Offline Shallow Hal

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Re: MG5 top gear review
« Reply #55 on: March 23, 2024, 09:54:41 pm »
286 BHP.....just to wear the tyres out quicker!!

Offline silverbullet

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Re: MG5 top gear review
« Reply #56 on: March 24, 2024, 12:06:42 am »
286 BHP.....just to wear the tyres out quicker!!
The other model they were selling was a mere 174 BHP.

There's a few for sale at €42,500. Why he wants 47K is unusual.

Offline John m

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Re: MG5 top gear review
« Reply #57 on: March 24, 2024, 07:25:11 am »
Silver can I ask is this a ego trip you are drifting into ?Not being insulting .But passengers dont give a fuck what you drive as long as you get them home .For 15and pocket change you could be up and running use the plug in charger at home in emergencies .Even using on street like Watty you would still save on fuel and be driving a new EV .You could plug in your laptop and rant while you wait for it to charge .Effectivle doing a reverse Working from home and working from your new all Electric mobile office .You seem to want to spend real money in a letting on World .
"Ahfuck

Offline Belker

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Re: MG5 top gear review
« Reply #58 on: March 24, 2024, 07:54:36 am »
I think your making a mistake by not installing the proper tethered home charger fer the sake of 699.

I think you might be mixed up Ken Tethered means it comes with a charging lead permently attached .I have a removeable lead that you use to power up from your home charger or on street charger it comes with the car .
OK, I get you now. You have a home charger but went fer untethered instead of tetherd.

That's ok too, just as a mate pointed out it could be a pain in the ass doing the slightly longer untethered job constantly, especially in the rain.

Offline Shallow Hal

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Re: MG5 top gear review
« Reply #59 on: March 24, 2024, 10:27:48 am »
I think your making a mistake by not installing the proper tethered home charger fer the sake of 699.

I think you might be mixed up Ken Tethered means it comes with a charging lead permently attached .I have a removeable lead that you use to power up from your home charger or on street charger it comes with the car .
OK, I get you now. You have a home charger but went fer untethered instead of tetherd.

That's ok too, just as a mate pointed out it could be a pain in the ass doing the slightly longer untethered job constantly, especially in the rain.

That's true Ken,I've never used the cable that came with the car...only the granny charger that I used at my bro in laws house in Tipperary....I've come out at 5.30am,pissin rain..I only need to disconnect and click it back in the holder,the thought of rolling up a wet..and dirty cable and placing it back in it's bag is too much hassle...I do keep a pair of gloves in the hall for those occasions though.

 


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