I reckon I'll have 24k in the capital account by year end, SB... that leaves a few months contingency. So far I've had to work one Golden Eight hour to meet a weekly target and might well have to resort to the same going forward. Other contingencies include reappropriation of the holiday budget and/or dipping in to the overdraft so I'm not really concerned about finance. It's spending money I don't want to spend that bothers me.
You may well be right, Ken but there's no guarantee that subsidies will be available when I want one. This year, for example, the relevant scheme is already fully subscribed although it will almost certainly reopen in a couple of months given that c.29% of applications actually result in grants being issued. What the options are aren't of huge concern to me TBH, I'll go with the flow in that regard. Either way i.e. new EV or decent second hand diesel I doubt I'll get out on less than my €24k budget.
Considering my last car cost €12k, it's a huge commitment by comparison and I don't, in any way, equate being forced to spend that kind of money to replace a perfectly good car as being given free money in the way Dr. Leo gave us free money in the form of PUP and PTSE.
Bring back Dr. Leo... Dr. Leo was great so he was....