The thing that bugs me about insurance is their claim that a windscreen claim does not affect your NCB,
well that is kinda true, it doesen't affect your next premium/s.
BUT they only issue you a NCB cert fer the years after your windscreen claim.
For example, I had a windscreen claim 3 years ago and when I went shopping around fer insurance last year,
most insurers would not quote because I didn't have the full 5 years NCB, so I'm stuck with my original insurer.