Angus Mcanally from RTE did actually ring me back.he toldme he had been in touch with allianz.my whole problem with this is,why am I being penalised for an accident rhat was not my fault ? Kennco my insurers at the time,said I still have my full NCB ,and any money they paid out would not effect that. They paid out 607 euro and went through MIBI protacol