Irish Taxi Forum

Public Area => Taxi Talk => Topic started by: taxi1990 on October 02, 2018, 12:42:04 pm

Title: Accountant or bookkeeper?
Post by: taxi1990 on October 02, 2018, 12:42:04 pm
Which is best to use, I have my accounts added up but now am looking for the accounts to be submitted to revenue.

if the bookkeeper is half the price of the accountant, should I give him/her the business or are you better off using an accountant?
Title: Re: Accountant or bookkeeper?
Post by: SClass on October 02, 2018, 02:14:35 pm
Which is best to use, I have my accounts added up but now am looking for the accounts to be submitted to revenue.

if the bookkeeper is half the price of the accountant, should I give him/her the business or are you better off using an accountant?




Contact Miriam in ttnh
 0863040660
€ 100
  Very bizy at the moment,
Title: Re: Accountant or bookkeeper?
Post by: Octavia1 on October 02, 2018, 02:18:18 pm
Was on the news yesterday about all the top millionaires paying less tax than ordinary worker.... Most of them declaring income of 35k.....
They can afford the best accountants an get away wit it..... I got screwed last year and I effectively havin made antin in 2 years wit buying new car and losing fortune in another business I had....
I'm seriously tinkingettin an accountant....
Cud be worth a fortune
Title: Re: Accountant or bookkeeper?
Post by: Shallowhal on October 02, 2018, 02:54:46 pm
Which is best to use, I have my accounts added up but now am looking for the accounts to be submitted to revenue.

if the bookkeeper is half the price of the accountant, should I give him/her the business or are you better off using an accountant?

Sounds like you're doin the bookkeeping yourself Italia 90,

I use an accountant cos she's up to date with revenue with what can be claimed and also using the credits that my wife doesn't use.
Title: Re: Accountant or bookkeeper?
Post by: mercenary for hire on October 02, 2018, 04:14:54 pm
I'm paying nearly 3 times more a year than most drivers I speak to. Probably because I do my own accounts. I can't see how they're getting away paying 600 a year unless their fabricating receipts or spending an extra 10k a year on made up expenses. Drivng an efficient Toyota that's paid for and never breaks down is actually a pain come the tax bill time. I still think I'm spending less time in the cab overall compared to having finance on a newer motor but sometimes I wonder what lies the real Accountants are putting through.
Title: Re: Accountant or bookkeeper?
Post by: Shallowhal on October 02, 2018, 05:09:57 pm
Don't get it myself MFH,my bill this year is €2200(inclusive of prelim tax)...i don't have anything to write off for the 2017 tax year and the missus practically worked full time last year.
Title: Re: Accountant or bookkeeper?
Post by: mercenary for hire on October 02, 2018, 05:28:24 pm
 Mine was close to that Hal.I suspect some are claiming their spouse's tax credits but don't realise it because the accountant does it for them.
Title: Re: Accountant or bookkeeper?
Post by: Shallowhal on October 02, 2018, 06:01:49 pm
Maybe we're too honest MFH....although a lot of taxi men don't seem to know what prelim tax is either.
Title: Re: Accountant or bookkeeper?
Post by: Rat Catcher on October 02, 2018, 06:53:43 pm
600 seems high, 2200 is crazy talk.
Title: Re: Accountant or bookkeeper?
Post by: weird al wankovitch on October 02, 2018, 08:10:46 pm
What is this preliminary tax you speak of
Title: Re: Accountant or bookkeeper?
Post by: SClass on October 02, 2018, 08:25:12 pm
 2200 WTF,
Never,
How did you add that up.
Or why did you add that up.
Title: Re: Accountant or bookkeeper?
Post by: Shallowhal on October 02, 2018, 08:32:02 pm
What is this preliminary tax you speak of

Paying next years tax on the basis of the current year liability,ye don't have to pay the full amount..if for instance ye might know that you'll be writing off an amount..ie: car loan etc.
Title: Re: Accountant or bookkeeper?
Post by: SClass on October 02, 2018, 08:40:59 pm
 Setting up a Direct debit with Revenue takes the pressure off,
Also eliminate preliminary tax.
Title: Re: Accountant or bookkeeper?
Post by: vandriver on October 02, 2018, 10:11:23 pm
600 seems high, 2200 is crazy talk.
It's 500 minimum for prsi,so how would 600 seem high?
Title: Re: Accountant or bookkeeper?
Post by: john m on October 02, 2018, 10:30:08 pm
600 seems high, 2200 is crazy talk.
It's 500 minimum for prsi,so how would 600 seem high?

he is talking tax which is added on after prsi and social charge .If you are renting your tax liability should be close to zero .
Title: Re: Accountant or bookkeeper?
Post by: vandriver on October 02, 2018, 10:34:50 pm
I'm renting,and my tax liability certainly won't be zero.
Title: Re: Accountant or bookkeeper?
Post by: Shallowhal on October 02, 2018, 10:53:24 pm
Sure you only work two hours per week John,

We're talking total liability here inclusive of PRSI which as vandriver points out is €500.
Title: Re: Accountant or bookkeeper?
Post by: weird al wankovitch on October 02, 2018, 10:54:39 pm
Setting up a Direct debit with Revenue takes the pressure off,
Also eliminate preliminary tax.
ah yeah, do suttim similar. Have revenue set up as a bill through online banking. I throw a few quid in every month to take the sting outta the final payment.
Title: Re: Accountant or bookkeeper?
Post by: vandriver on October 02, 2018, 11:11:32 pm
Prsi is AT LEAST €500.
On incomes over 12.5 k,it's 4%.

On €20,000 declared income ,without using spouses tax credits
Tax 1,200
Prsi 800
USC 237
Total €2,237

Even with my renter's huge overheads,that's only €800 a week of gross takings.
I think some of you lads might be in for a bit of a shock if you are audited.
Title: Re: Accountant or bookkeeper?
Post by: Shallowhal on October 02, 2018, 11:40:56 pm
I think most on here are partimers....apart from Ken....he's pullin trummers every night of the week!!
Title: Re: Accountant or bookkeeper?
Post by: SClass on October 02, 2018, 11:57:23 pm
I think most on here are partimers....apart from Ken....he's pullin trummers every night of the week!!



So how many days is full time
And how hours is full time,
I know for a fact lads are working 12 / 14 hours shifts,
How does the Revenue know what hours are you doing.
Title: Re: Accountant or bookkeeper?
Post by: Shallowhal on October 03, 2018, 12:16:16 am
12-14 hr shifts?....they'll be rewarded in heaven!!
Title: Re: Accountant or bookkeeper?
Post by: weird al wankovitch on October 03, 2018, 12:53:16 am
When you're new ye tend to do mad hours thinking that it's great anall.. eventually the cunts burn you out. There's only so much shite a man can listen to. 12 years a slave this year and I've turned into something the opposite of what I was when I started.. no better or worse, just wiser. All said I still enjoy it. No job is plain sailing, they all have their pitfalls.
Title: Re: Accountant or bookkeeper?
Post by: Belker on October 03, 2018, 08:43:26 am
I think most on here are partimers....apart from Ken....he's pullin trummers every night of the week!!
Oh Thanks Hal fer hanging me out to de Taxman !

Like Gerry and John posted, after almost Ten years in the game the romance is starting to wear off, this was defo my worst year ever in the Taxi game, I didn't work the Snow in March fer fear of losing the NCB on my insurance and as an ex-ginger I did Fook all during the summer heatwave cos the heat was just killing me and the end result was that when Mr Taxman, Mr Insurance man, service, tyres, NCT, Suitability and Motor tax were all due at about year end I was short 3K of the 4.5K bill, luckily I did have savings to draw upon but that needs to be repaid, looking forward to a hopefully Bumper last Quarter !
Title: Re: Accountant or bookkeeper?
Post by: The Liffey Lip on October 03, 2018, 08:51:13 am
No need for holding companies on off-shore islands here....
Title: Re: Accountant or bookkeeper?
Post by: taxi1990 on October 03, 2018, 09:50:15 am
would you not just turn the air conditioning on during the very hot days belker? i don't even have air conditioning and i was able to work away no problem during the heat wave.

As regards the accountant v bookkeeper issue, i think i will go with the accountant, you may pay 100 euro to a bookkeeper but the accountant could save you more in the long run.
Title: Re: Accountant or bookkeeper?
Post by: mercenary for hire on October 03, 2018, 10:00:23 am
I need to set up a foreign bank accounts or one of them offshore vehicle things I hear the suits talking about..

If I can't I'm gonna be cutting my ties with the app work.No other way around it.

It seems counterproductive that the more efficient we make our business the more tax we're paying.Loadabollix..
Title: Re: Accountant or bookkeeper?
Post by: mercenary for hire on October 03, 2018, 10:17:45 am
Do yis reckon the immigrant lads set up their Mytaxi money to be wired straight out of the state where it can't be traced?
Title: Re: Accountant or bookkeeper?
Post by: Shallowhal on October 03, 2018, 10:22:43 am
I think most on here are partimers....apart from Ken....he's pullin trummers every night of the week!!
Oh Thanks Hal fer hanging me out to de Taxman !

Like Gerry and John posted, after almost Ten years in the game the romance is starting to wear off, this was defo my worst year ever in the Taxi game, I didn't work the Snow in March fer fear of losing the NCB on my insurance and as an ex-ginger I did Fook all during the summer heatwave cos the heat was just killing me and the end result was that when Mr Taxman, Mr Insurance man, service, tyres, NCT, Suitability and Motor tax were all due at about year end I was short 3K of the 4.5K bill, luckily I did have savings to draw upon but that needs to be repaid, looking forward to a hopefully Bumper last Quarter !

Seriously Ken.....the only reason we know you earn trummers...is because you tell us!!
Title: Re: Accountant or bookkeeper?
Post by: mercenary for hire on October 03, 2018, 10:25:43 am
The only reason we know how much a trummer is worth because Belker told us..
Title: Re: Accountant or bookkeeper?
Post by: Tony on October 03, 2018, 10:30:30 am
Don't get it myself MFH,my bill this year is €2200(inclusive of prelim tax)...i don't have anything to write off for the 2017 tax year and the missus practically worked full time last year.

€2200? That hast to be a typo, haven't paid that in the last four years in total
Title: Re: Accountant or bookkeeper?
Post by: Shallowhal on October 03, 2018, 10:36:04 am
Don't get it myself MFH,my bill this year is €2200(inclusive of prelim tax)...i don't have anything to write off for the 2017 tax year and the missus practically worked full time last year.

€2200? That hast to be a typo, haven't paid that in the last four years in total

That's inclusive of prelim tax Tony....which a lot of drivers don't seem to pay....or know about...even if you were just paying PRSI for the current year...you'd be paying €500.
Title: Re: Accountant or bookkeeper?
Post by: Tony on October 03, 2018, 10:39:24 am
Don't get it myself MFH,my bill this year is €2200(inclusive of prelim tax)...i don't have anything to write off for the 2017 tax year and the missus practically worked full time last year.

€2200? That hast to be a typo, haven't paid that in the last four years in total

That's inclusive of prelim tax Tony....which a lot of drivers don't seem to pay....or know about...even if you were just paying PRSI for the current year...you'd be paying €500.


Never paid or asked about it hal
Title: Re: Accountant or bookkeeper?
Post by: Shallowhal on October 03, 2018, 10:40:29 am
Crazy stuff altogether.
Title: Re: Accountant or bookkeeper?
Post by: mercenary for hire on October 03, 2018, 10:42:42 am
Tony when the auditors come around for us we'll be using your tax return as a bargaining chip for some leniency.Same with Belker and Sclass... it will be like the fukking Pananama papers..
Title: Re: Accountant or bookkeeper?
Post by: The Liffey Lip on October 03, 2018, 10:43:29 am
Say nothing....and then say it again.
Title: Re: Accountant or bookkeeper?
Post by: Tony on October 03, 2018, 10:44:11 am
Inanyways I'll think I'll work this weekend, it should cover me tax bill.

Title: Re: Accountant or bookkeeper?
Post by: The Liffey Lip on October 03, 2018, 10:45:53 am
Citywest will be hopping....plenty of nice journeys to Killiney and Dalkey....not.
Title: Re: Accountant or bookkeeper?
Post by: Shallowhal on October 03, 2018, 10:47:26 am
I think ye spelled Killinarden and Darndale wrong there!!
Title: Re: Accountant or bookkeeper?
Post by: Tony on October 03, 2018, 10:47:35 am
Citywest will be hopping....plenty of nice journeys to Killiney and Dalkey....not.

When it's hopping they are not the runs I want.
Title: Re: Accountant or bookkeeper?
Post by: Tony on October 03, 2018, 10:48:53 am
I think ye spelled Killinarden and Darndale wrong there!!

I wouldn't go into or near darnhole if I was getting paid twice
Title: Re: Accountant or bookkeeper?
Post by: The Liffey Lip on October 03, 2018, 10:50:52 am
Citywest will be hopping....plenty of nice journeys to Killiney and Dalkey....not.

When it's hopping they are not the runs I want.

You'll always get a run from Dalkey.......the app capital of the southside.
Title: Re: Accountant or bookkeeper?
Post by: Tony on October 03, 2018, 11:00:19 am
Citywest will be hopping....plenty of nice journeys to Killiney and Dalkey....not.

When it's hopping they are not the runs I want.

You'll always get a run from Dalkey.......the app capital of the southside.


Na, fuck them cord paying posh cunts
Title: Re: Accountant or bookkeeper?
Post by: The Liffey Lip on October 03, 2018, 11:06:28 am
New money...credit cards.....old money.....tips for horses.
Title: Re: Accountant or bookkeeper?
Post by: vandriver on October 03, 2018, 11:10:44 am
Do yis reckon the immigrant lads set up their Mytaxi money to be wired straight out of the state where it can't be traced?
How would that make a difference to their liability?
Title: Re: Accountant or bookkeeper?
Post by: The Liffey Lip on October 03, 2018, 11:16:31 am
https://www.independent.ie/irish-news/berties-plasterer-pal-bathes-in-the-light-of-a-magical-sun-26283753.html (https://www.independent.ie/irish-news/berties-plasterer-pal-bathes-in-the-light-of-a-magical-sun-26283753.html)
Title: Re: Accountant or bookkeeper?
Post by: Shallowhal on October 03, 2018, 11:19:40 am
It would be traced from the source..ie..Mytaxi,

Would a bank account outside of the state be acceptable to Mytaxi or would they be obliged to inform the relative authorities?
Title: Re: Accountant or bookkeeper?
Post by: The Liffey Lip on October 03, 2018, 11:22:33 am
It would be traced from the source..ie..Mytaxi,

Would a bank account outside of the state be acceptable to Mytaxi or would they be obliged to inform the relative authorities?

If you've an account in Norn Iron, Hal...watch out..........the clocks will have to be readjusted before making a lodgement etc...Arlene seems set on her not  going along with the farmers hour being scrapped in the EU.
Title: Re: Accountant or bookkeeper?
Post by: Shallowhal on October 03, 2018, 11:24:11 am
It's black or white with Arlene.
Title: Re: Accountant or bookkeeper?
Post by: mercenary for hire on October 03, 2018, 12:00:32 pm
^^^^^^Sorry meant to quote Vandriver...... But a driver might say they don't work for any app companies.We're assuming that revenue will approach MT at some stage but they might not bother and rely on our own honesty/stupidity to hang ourselves.
Title: Re: Accountant or bookkeeper?
Post by: Shallowhal on October 03, 2018, 12:54:37 pm
Revenue arn't stupid....and anyone who underestimates their ability should question their own sanity.....an accountant can only work on figures supplied by an individual....i'm sure there's folk out there who think they're clever.
Title: Re: Accountant or bookkeeper?
Post by: markmiwurdz on October 03, 2018, 01:38:24 pm
Say nothing....and then say it again.

Where money is concerned,never a truer word spoken...
Title: Re: Accountant or bookkeeper?
Post by: Shallowhal on October 03, 2018, 01:55:29 pm
Say nothing....and then say it again.

Where money is concerned,never a truer word spoken...

How much did ye make last week Marky...tell us ffs!!
Title: Re: Accountant or bookkeeper?
Post by: vandriver on October 03, 2018, 02:11:12 pm
In my spare time over the next week or two,I'll put together a 'how self assessment tax works ' in layman's terms which might help someone on here.
Title: Re: Accountant or bookkeeper?
Post by: silverbullet on October 03, 2018, 02:45:11 pm
Taking financial advice from a Taxi driver is no different than taking Stock Market advice from a Shoeshine boy!
Title: Re: Accountant or bookkeeper?
Post by: vandriver on October 03, 2018, 02:49:00 pm
I won't be giving any advice at all(except what I've preached all along...pay your fucking taxes and sleep easy) just an informative guide to a subject many seem to find hard to get there head around .
You can take it or leave it.
Title: Re: Accountant or bookkeeper?
Post by: Tony on October 03, 2018, 02:58:32 pm
I won't be giving any advice at all(except what I've preached all along...pay your fucking taxes and sleep easy) just an informative guide to a subject many seem to find hard to get there head around .
You can take it or leave it.

It would be a great help for those that struggle with the whole rigmarole
Title: Re: Accountant or bookkeeper?
Post by: mercenary for hire on October 03, 2018, 04:30:07 pm
Here Vandriver serious question...if ya owned yer own heap and plate and had a 1600 insurance policy(like me) would ya still be working like a mad thing and would ya be happy covering every last app job even though a significant portion of your income would be in the higher tax bracket?.Would the hunger dissipate after yer first big tax bill.I think mine would.

Title: Re: Accountant or bookkeeper?
Post by: Octavia1 on October 03, 2018, 05:36:35 pm
Here Vandriver serious question...if ya owned yer own heap and plate and had a 1600 insurance policy(like me) would ya still be working like a mad thing and would ya be happy covering every last app job even though a significant portion of your income would be in the higher tax bracket?.Would the hunger dissipate after yer first big tax bill.I think mine would.
Tax is sumtin I cant handle... I don't want to deal wit reality..... It frightens the shite out of me.....
 So I pay more tax than I shud...I've a big hunch van be good at that sort  stuff......
Title: Re: Accountant or bookkeeper?
Post by: markmiwurdz on October 03, 2018, 05:48:29 pm
Say nothing....and then say it again.

Where money is concerned,never a truer word spoken...

How much did ye make last week Marky...tell us ffs!!


A monkey,a pony,a few funky chickens and a couple of trummers---and I only worked 3 days...
Title: Re: Accountant or bookkeeper?
Post by: Shallowhal on October 03, 2018, 06:01:06 pm
Say nothing....and then say it again.

Where money is concerned,never a truer word spoken...

How much did ye make last week Marky...tell us ffs!!


A monkey,a pony,a few funky chickens and a couple of trummers---and I only worked 3 days...

I think Ken hacked your account Marky...get on to your IT dept sharpish!!
Title: Re: Accountant or bookkeeper?
Post by: Rat Catcher on October 03, 2018, 07:26:55 pm
Prsi is AT LEAST €500.
On incomes over 12.5 k,it's 4%.


Zero if your profit is below €5,000.50
Title: Re: Accountant or bookkeeper?
Post by: vandriver on October 03, 2018, 07:28:12 pm
Here Vandriver serious question...if ya owned yer own heap and plate and had a 1600 insurance policy(like me) would ya still be working like a mad thing and would ya be happy covering every last app job even though a significant portion of your income would be in the higher tax bracket?.Would the hunger dissipate after yer first big tax bill.I think mine would.
Id say I work more hours than most of you,but probably not as many as some of you think.
If my expenses were say two ton instead of four,I would probably work less,,but not by much.
Title: Re: Accountant or bookkeeper?
Post by: Rat Catcher on October 03, 2018, 07:29:25 pm
What is this preliminary tax you speak of

Paying next years tax on the basis of the current year liability,ye don't have to pay the full amount..if for instance ye might know that you'll be writing off an amount..ie: car loan etc.

Rate is 90% of actual liability or 100% of preceding year's liability. With proper tax planning your accounts will be drawn up before the previous year's return is submitted.
Title: Re: Accountant or bookkeeper?
Post by: vandriver on October 03, 2018, 07:30:41 pm
I believe even on less than 5k you can make a voluntary contribution to keep up your state pension entitlements.
Title: Re: Accountant or bookkeeper?
Post by: Rat Catcher on October 03, 2018, 07:31:36 pm
You can if you need to.
Title: Re: Accountant or bookkeeper?
Post by: Shallowhal on October 03, 2018, 07:42:43 pm
What is this preliminary tax you speak of

Paying next years tax on the basis of the current year liability,ye don't have to pay the full amount..if for instance ye might know that you'll be writing off an amount..ie: car loan etc.

Rate is 90% of actual liability or 100% of preceding year's liability. With proper tax planning your accounts will be drawn up before the previous year's return is submitted.

Some don't know what PRSI is!!
Title: Re: Accountant or bookkeeper?
Post by: Tony on October 03, 2018, 07:53:01 pm
What is this preliminary tax you speak of

Paying next years tax on the basis of the current year liability,ye don't have to pay the full amount..if for instance ye might know that you'll be writing off an amount..ie: car loan etc.

Rate is 90% of actual liability or 100% of preceding year's liability. With proper tax planning your accounts will be drawn up before the previous year's return is submitted.

Some don't know what PRSI is!!


Weren't they an insurance company a few year back?
Title: Re: Accountant or bookkeeper?
Post by: Shallowhal on October 03, 2018, 07:57:27 pm
Yeah Tony... The Pay Related Social Insurance company!!
Title: Re: Accountant or bookkeeper?
Post by: Belker on October 03, 2018, 07:58:44 pm
I know that PRSI means Pay Related Social Insurance, but what that actually means I have no idea !
Title: Re: Accountant or bookkeeper?
Post by: silverbullet on October 03, 2018, 08:00:43 pm
Say nothing....and then say it again.

Where money is concerned,never a truer word spoken...

How much did ye make last week Marky...tell us ffs!!


A monkey,a pony,a few funky chickens and a couple of trummers---and I only worked 3 days...
You are Spartacus!
Title: Re: Accountant or bookkeeper?
Post by: watty on October 03, 2018, 08:09:17 pm
I know that PRSI means Pay Related Social Insurance, but what that actually means I have no idea !

Considering the current Govt is planning to bring in compulsory pension schemes, I'd say the Govt is in the same boat.  ::fds

I reckon anyone under 50 can forget about the State pension (in any form).
Title: Re: Accountant or bookkeeper?
Post by: silverbullet on October 03, 2018, 08:15:34 pm
I know that PRSI means Pay Related Social Insurance, but what that actually means I have no idea !

Considering the current Govt is planning to bring in compulsory pension schemes, I'd say the Govt is in the same boat.  ::fds

I reckon anyone under 50 can forget about the State pension (in any form).
They squandered the NPRF and now have no rainy day fund.
Title: Re: Accountant or bookkeeper?
Post by: Rat Catcher on October 08, 2018, 03:51:19 pm
They have a bank bailout fund though... just to silence doubts about their capacity to learn from mistakes.
Title: Re: Accountant or bookkeeper?
Post by: dalymount on October 08, 2018, 05:02:08 pm
I just got my tax returns done.up 650 euro,because no claim left on the car .he had claimed the allownce on the previous few years
Title: Re: Accountant or bookkeeper?
Post by: mercenary for hire on October 08, 2018, 05:05:42 pm
.wrong thread sorry
Title: Re: Accountant or bookkeeper?
Post by: Rat Catcher on October 08, 2018, 05:42:17 pm
No bodder.
Title: Re: Accountant or bookkeeper?
Post by: dalymount on October 08, 2018, 06:22:49 pm
I never understood why,a few years ago,the rate of PRSI doubled for self employed,and not one voice raised in protest. Considering we are not entitled to welfare befefits,this is a fukking outrage
Title: Re: Accountant or bookkeeper?
Post by: Shallowhal on October 08, 2018, 06:31:31 pm
I never understood why,a few years ago,the rate of PRSI doubled for self employed,and not one voice raised in protest. Considering we are not entitled to welfare befefits,this is a fukking outrage

If they can't get it one way...they'll get it another!!