Author Topic: Credit Cards  (Read 5555 times)

Offline Rat Catcher

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Credit Cards
« on: February 16, 2020, 12:01:47 pm »
https://www.breakingnews.ie/ireland/gardai-seize-66-cloned-credit-cards-in-dublin-and-arrest-two-men-981955.html

Gardaí seize 66 cloned credit cards in Dublin and arrest two men

15/02/2020 - 10:23:00
By Denise O’Donoghue

Gardaí have arrested two men they believe used card reading devices inserted into ATMs to clone credit cards.

Intelligence reports received by An Garda Síochána recently from the UK indicated that a group was operating in Ireland.

On Thursday last, gardaí from Pearse St identified two men on Bedford Lane, Dublin 2 who they believed to be involved in this activity.

One of the men attempted to conceal a wallet that contained seven bank cards which have been identified as cloned fraudulent cards. A search of the second man's wallet also found five fraudulent cards.

Both men in their 30s were arrested and taken to Pearse St Garda Station.

A BMW SUV was searched in a follow-up operation and 13 fraudulent credit cards were located along with expensive designer clothing and a number of receipts for other expensive goods believed to have been purchased using cloned credit cards in the Dublin City area.

A search of a flat in the city was also conducted and a number of documents were seized.

Subsequent searches were carried out in Tyrellstown, the Navan Road and Prussia Street which uncovered 41 fraudulent bank cards along with re-encoding devices, a quantity of Cocaine (subject to analysis), a weighing scales and approximately €2,000 in cash.

Valuable assistance and advice were given by Gardaí attached to the Garda National Economic Crime Bureau (GNECB) in relation to this investigation and in total 66 fraudulent credit cards were seized.

This investigation will continue with assistance from our specialist Garda national units together with Europol and other European Police forces.

One man appeared before the Criminal Courts of Justice yesterday and was remanded in custody. The second man is expected to appear this morning.

Investigations are continuing.

Offline Rat Catcher

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Re: Credit Cards
« Reply #1 on: February 16, 2020, 12:03:13 pm »
No doubt we'll see plenty of those when NTA remove our right to legal tender. Get ready to pay bank fess of up to €124.68 on every transaction that is refunded.

Offline watty

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Re: Credit Cards
« Reply #2 on: February 16, 2020, 06:10:12 pm »
....Get ready to pay bank fess of up to €124.68 on every transaction that is refunded.

Check out these BoI prices  :o  :o  :o  https://www.boipa.com/merchant-services-by-industry/taxi/


Case study from a taxi driver called David Gregan - https://www.boipa.com/merchant-services-by-industry/taxi/taxi-driver-case-study

dalymount

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Re: Credit Cards
« Reply #3 on: February 16, 2020, 06:17:29 pm »
How many of you are prepared to challenge this ruling by the NTA rhat we must offer CC facilities ?

Offline Bob Shillin

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Re: Credit Cards
« Reply #4 on: February 16, 2020, 06:26:50 pm »
It's 2020 FFS, we expect other traders to accepr our cards. Grow up. Having great success switching people to pay by Revolut.
"So look into the mirror, do you recognise someone, is it who you always thought you would become, when you were young?"

Offline Tony

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Re: Credit Cards
« Reply #5 on: February 16, 2020, 06:30:21 pm »
Personally i dont see a problem with having to accept cc payments, i reckon about 68.5% of my business is credit card and none of that is app work.
If you earn it pay you way in taxes and dont be trying to fiddle yer way out of it.
Mr. T-bag to you

Offline Horse

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Re: Credit Cards
« Reply #6 on: February 16, 2020, 06:49:21 pm »
Do you declare all of the 31.5% cash jobs Tony? Didn't think so.

Offline watty

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Re: Credit Cards
« Reply #7 on: February 16, 2020, 06:51:22 pm »
I agree e-payments have to come in.  I have sumup and have been paid by phones and a watch one time!

But... what happens when you get someone trying to pay by debit card, there's no money in their account, and it gets refused.  I think the NTA (and the Gardai) should be very, very clear that it's the customers problem and we should be allowed to keep the meter running until they fix it with cash.  None of this 'call back tomorrow and me ma will pay you' nonsense.

dalymount

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Re: Credit Cards
« Reply #8 on: February 16, 2020, 07:03:46 pm »
Thats part of the problem watty.there are also many other reasons .I personally dont like being told by the NTA that I HAV E to offer this method of payment.it also practically does away with tips,not to mention the fact that you are now much more exposed to people knowing what you earn.

Offline Bob Shillin

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Re: Credit Cards
« Reply #9 on: February 16, 2020, 07:05:27 pm »
I agree e-payments have to come in.  I have sumup and have been paid by phones and a watch one time!

But... what happens when you get someone trying to pay by debit card, there's no money in their account, and it gets refused.  I think the NTA (and the Gardai) should be very, very clear that it's the customers problem and we should be allowed to keep the meter running until they fix it with cash.  None of this 'call back tomorrow and me ma will pay you' nonsense.
Occupational hazard, same as a runner. Plenty of runners to date, not 1 problem,.... so far with cards.
"So look into the mirror, do you recognise someone, is it who you always thought you would become, when you were young?"

dalymount

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Re: Credit Cards
« Reply #10 on: February 16, 2020, 07:07:32 pm »
Bob talks,about us expectiing pther traders to offer CC facilities.the difference other traders do it by choice,the NTA are INSTRUCTING us to do it.

john m

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Re: Credit Cards
« Reply #11 on: February 16, 2020, 07:15:00 pm »
Bob talks,about us expectiing pther traders to offer CC facilities.the difference other traders do it by choice,the NTA are INSTRUCTING us to do it.


Can you show us that in Legislation Dollymount .As I already told you but you dont want to listen you must provide the service is not the same as you must accept the card .You have a First Aid Kit but you do not have to offer first aid you also have a fire extinguisher that dosent make your car a fire engine .Im sure there will be a sticker option a little rule change that allows you put a credit card sticker on your roofie if you take card .

dalymount

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Re: Credit Cards
« Reply #12 on: February 16, 2020, 07:18:04 pm »
John your splitting hairs

Offline watty

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Re: Credit Cards
« Reply #13 on: February 16, 2020, 07:26:23 pm »
...not to mention the fact that you are now much more exposed to people knowing what you earn.

A story/urban myth I like is one about Revenue and the chippers/chip shops.  Story goes Revenue bought a big bag of potatoes and made chips outta them.  Then they made a formula: X bags of potatoes = Y bags of chips = Z money.  So when they went into a chipper, they simply asked how bags of potatoes they bought in the last year.  Same for us - how much fuel do you buy each year?  Got Sky Movies?  Go on foreign holidays?  How much in the Credit Union?  I'd be amazed if Revenue didn't have a formula for us.

Off the top of my head;
The banks know what we earn
Revenue know what we earn
Dublin City Council know what we earn (re calculating rent for council houses)
NTA know what we earn (they do surveys for the 2yr fare review)
CSO know what we earn
CIA know what we earn (ok, I made that one up!)

They might not know what *you* earn but, on average, they know what you *should* earn.


Offline silverbullet

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Re: Credit Cards
« Reply #14 on: February 16, 2020, 07:30:18 pm »
...not to mention the fact that you are now much more exposed to people knowing what you earn.

A story/urban myth I like is one about Revenue and the chippers/chip shops.  Story goes Revenue bought a big bag of potatoes and made chips outta them.  Then they made a formula: X bags of potatoes = Y bags of chips = Z money.  So when they went into a chipper, they simply asked how bags of potatoes they bought in the last year.  Same for us - how much fuel do you buy each year?  Got Sky Movies?  Go on foreign holidays?  How much in the Credit Union?  I'd be amazed if Revenue didn't have a formula for us.

Off the top of my head;
The banks know what we earn
Revenue know what we earn
Dublin City Council know what we earn (re calculating rent for council houses)
NTA know what we earn (they do surveys for the 2yr fare review)
CSO know what we earn
CIA know what we earn (ok, I made that one up!)

They might not know what *you* earn but, on average, they know what you *should* earn.
They've  had a 'book' on taxis since the year dot.

It's  all about not kicking a sleeping dog.

 


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