Hard to strategically plan for a investment in the game when the economic landscape is so unpredictable, myself I’ve 5 years and a bit left on my wanked out french panel van so an extension wouldn’t concern me.
However I wouldn’t want to be financed up to me hole on a new car just as the economy is nosediving, most of us here remember the bad days too well.
However there’s little options, buying a 9 year old shitbox will run ya the best part of €5k now, if I was in the position of having to upgrade the motor in 2023 I’d leave it until the plate ran out (giving the most of the window for the nta to offer another year extension) and then I’d rent a heep for €150 per week with the luxury to hand it back if the economy tanks.