I did know that, Ken. To be honest I can't be arsed, I'll just let Allianz deal directly with the approved repairer - who called me this morning to confirm that they had the go-ahead from Allianz, I didn't even ask what the estimate was! As it happens it's the same firm that put my MKII Octy back together after it was written off 6 or 7 years ago, jaysus me memory is properly fucked. Anywaysanall, on that occasion the (uninsured drivers fund appointed) insurance firm paid the value of the car less the highest scrap yard offer and I paid cash, finishing a grand or two ahead of the game with some second hand or spurious panels used in place of main stealer ones. That car came back as good as new... and it still is... with nearly 400,000 kilos on the clock!