Insurance shafting

[Rat Catcher]

The most unusual thing about that was how quickly they settled.

[Cool Boola]

So its...one smack ...your out..now...very worrying for some.

[Rat Catcher]

Indeed. Don't be fooled into thinking that Insurance is... well... insurance. It's a worthless piece of paper sold for thousands of euros because it's legally required.

[mercenary for hire]

If I'm honest with meself it might be the kick up the arse I need to try something else.I knew when renewing not covering my NCB was a gamble.I don't like being dictated to by the insurance industry.Happy to do something else.It's easier to leave when there are other jobs out there.I really don't wanna upgrade the car to keep a job.

[john m]

Merc I think you said you were a Bike Rider .Have you ever considered getting or building a Trike and driving it around advertising .Its cheap enough to wrap a bike in Vinyl  There are a lot of new tourist venues like the whiskey place on Thomas Street or Teelings or restaurants or even shows and concerts that might be interested in such advertising .A Harley trike would only cost about the same as a good car .

[mercenary for hire]

I only need about 400 a week maybe less.I'll not starve.I've the money to pay the big hike if it comes but really wouldn't want to unless I planned on doubling my hours.In a way I'm lucky.I can go on the scratcher and scam a back to work scheme again...Be grand.

[Cool Boola]

You sound confident about it...so I'm sure you will be grand either way...

[mercenary for hire]

I'm bleeding loaded..It's only money.Taxi driving was only to get me through the recession.Test is easier now watch the ranks fill up again.I've a lot less debt now.As long as you have yer health everything else is just for show.

[markmiwurdz]

If yer man has 2 outstanding claims what the fuck did he think he was going to be charged?,always going to be huge.Surprised they even quoted him.

[Belker]

If yer man has 2 outstanding claims what the fuck did he think he was going to be charged?,always going to be huge.Surprised they even quoted him.

I was kinda thinking that too.

[Rat Catcher]

Your current insurer is obliged to quote. I wonder if he had NCD protection.

[mercenary for hire]

I paid up today (only 350 cash thankfully and a bottle of whiskey) but didn't notify my insurance in the event that it stops me shopping around next year.So my NCB protection was 600 which still puts me ahead by 250.

This time I was lucky but might not be if I hit the wrong person.Kinda leaning towards protecting the policy from now on.I was preparing myself for a change of job.

[markmiwurdz]

I paid up today (only 350 cash thankfully and a bottle of whiskey) but didn't notify my insurance in the event that it stops me shopping around next year.So my NCB protection was 600 which still puts me ahead by 250.

This time I was lucky but might not be if I hit the wrong person.Kinda leaning towards protecting the policy from now on.I was preparing myself for a change of job.

If you claim MFH,they get the money back off you in time,NCB protection or not.

[Octavia1]

What is the safest procedure in a tip so?

[mercenary for hire]

If the chap I hit wasn't so sound he could easily have put in a whip lash claim and put his bumper damage through my insurance.The insurance would most likely pay out without any questions.Even though it was low speed.

Because I dropped the NCB protection my policy could bounce up to 7k from 1400.Dunno about yous but 7k means I'm walking(running)away from this job.

I know they eventually charge ya more to recoup any claim but it's the huge premium jump we can't afford to take when the NCB is gone.

I chose not to tell the insurance because it would have stopped me shopping around.Don't think it's illegal as they'll screw me anyway.

As for safest procedure....if you hit someone and you know you fukked up just admit it and don't annoy the other chap and offer cash.He joked if I was black and rude he would have not been so reasonable.Pays to be nice I suppose.