Author Topic: INSURANCE  (Read 73230 times)

john m

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Re: INSURANCE
« Reply #60 on: September 17, 2018, 12:16:06 pm »
I'll wait til himself gets bored of dreaming about building his shed so  lol lol

He is a driven man that shed WILL get built SOMETIME probably .

Offline Rat Catcher

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Re: INSURANCE
« Reply #61 on: September 17, 2018, 04:20:15 pm »
Based on the few cases I've seen (and a few others I've heard of) the loading % is significantly higher where NCD protection or step back NCD applies. As an aside step back NCD is free with Liberty, which is probably about what it is worth.
If it doesn't have a roof sign and door stickers it's not a taxi.

Offline Rat Catcher

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Re: INSURANCE
« Reply #62 on: September 17, 2018, 04:24:44 pm »
He is a driven man that shed WILL get built SOMETIME probably .

Bit sidetracked now, landscaping the rest of the yard first at the rate of approx 1 hour work per day. TBH, it's more for exercise than anything else... cheaper than joining a gym and I might end up with something to admire in a few years if I don't lose interest in the interim. I don't have green fingers so it's quite difficult to get enthused by any of it. Might get someone to put a shed up in the spring, we'll see how it goes!
If it doesn't have a roof sign and door stickers it's not a taxi.

dalymount

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Re: INSURANCE
« Reply #63 on: September 17, 2018, 06:12:12 pm »
Rat dont worry about not having green fingers,in 1977 ,due to a strange sequence of events,I was bord failte national garden champion,yet I know fukk all about gardening

Offline silverbullet

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Re: INSURANCE
« Reply #64 on: September 17, 2018, 08:49:33 pm »
Rat dont worry about not having green fingers,in 1977 ,due to a strange sequence of events,I was bord failte national garden champion,yet I know fukk all about gardening
Did you plant a Hundred thousand Welcomes?

dalymount

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Re: INSURANCE
« Reply #65 on: September 17, 2018, 09:08:28 pm »
Silver in 1977 I was working for a company called Glaxo laboratories in rathfarnham.I was the gardiner there.I cannot claim ti be responsible for the lay out of the magnificent gardens they had,but I was the only gardener there,and it was my job to maintain they to a high standard.I was walking around the place one day,and I bumped into the MD. He complimented me on how the place was looking,and suggested he would enter it for the competition.well to make a long story short,he did and we won we actually won it a further 3 or 4-times after that

Offline Belker

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Re: INSURANCE
« Reply #66 on: September 18, 2018, 04:32:34 am »
Silver in 1977 I was working for a company called Glaxo laboratories in rathfarnham.I was the gardiner there.I cannot claim ti be responsible for the lay out of the magnificent gardens they had,but I was the only gardener there,and it was my job to maintain they to a high standard.I was walking around the place one day,and I bumped into the MD. He complimented me on how the place was looking,and suggested he would enter it for the competition.well to make a long story short,he did and we won we actually won it a further 3 or 4-times after that
Fair Dinkum DM !  ::cheers ::cheers

Offline Belker

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Re: INSURANCE
« Reply #67 on: September 18, 2018, 04:44:13 am »
Based on the few cases I've seen (and a few others I've heard of) the loading % is significantly higher where NCD protection or step back NCD applies. As an aside step back NCD is free with Liberty, which is probably about what it is worth.
Cheers Stephen, that will knock 680 off my premium next week and might even encourage me to behave myself a little better on the road !
I wouldn't mind paying the 680 NCB protection fer peace of mind IF IT ACTUALLY WAS WHAT IT SEZ ON THE TIN !

Hopefully I can squeeze my premium in at under 2K, but I'm still keeping the 52.50Euro 'Roadside assist' on the policy.

dalymount

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Re: INSURANCE
« Reply #68 on: September 18, 2018, 05:09:31 am »
52 euro roadside assist ?  I always thought breakdown service came free with every policy ?

Offline Belker

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Re: INSURANCE
« Reply #69 on: September 18, 2018, 05:11:11 am »
He is a driven man that shed WILL get built SOMETIME probably .

Bit sidetracked now, landscaping the rest of the yard first at the rate of approx 1 hour work per day. TBH, it's more for exercise than anything else... cheaper than joining a gym and I might end up with something to admire in a few years if I don't lose interest in the interim. I don't have green fingers so it's quite difficult to get enthused by any of it. Might get someone to put a shed up in the spring, we'll see how it goes!

The Barna shed is an easy option, fer a Bag a Sand you will get a 10 x 10 installed on site, and as you are long time married you probably won't need to carpet it or have the central heating and lecky installed !
 lol

Offline Belker

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Re: INSURANCE
« Reply #70 on: September 18, 2018, 05:21:47 am »
52 euro roadside assist ?  I always thought breakdown service came free with every policy ?
Nope ! It's an extra 52.50 with Axa.
To be fair it did get me outta Hell one night, the alternator blew in Carrigaline, a satelitte village 12K outside of Cork at 3am on the Sunday night of the October Bank holiday Jazz weekend, the rescue truck was with me in 40 minutes and got me started with enough power to get me home and he followed me all the way home to be sure that I made it. And no charge to me.

dalymount

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Re: INSURANCE
« Reply #71 on: September 18, 2018, 08:51:39 am »
Well I must say,im very surprised you had to pay.I always thought breakdown assistance was standard with every motir insurance policy

Offline mercenary for hire

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Re: INSURANCE
« Reply #72 on: September 18, 2018, 09:00:47 am »
Belker I've never needed any breakdown assist so removed it from the policy.When ya get yer Prius there's no alternator or starter motors so it's unlikely to happen again.

If something did happen you'd pay 150 to get towed.Very unlikely.

Offline Shallowhal

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Re: INSURANCE
« Reply #73 on: September 18, 2018, 11:52:17 am »
The tow trucks will only drag your arse 30km,ok if you're living and working within the Dublin boundary....s'pose don't break down more than 30km from home.

dalymount

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Re: INSURANCE
« Reply #74 on: September 18, 2018, 01:15:52 pm »
I broke down in mount mellary abbey in April this year,axa truck came out and got me going again it was the battery.like you Ken,he srayed behind me ,and there was no charge. All part of the policy.thats why in surprised you had to pay

 


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