I cant understand insurance companies.I rang allienz looking for a quote,and the question I was asked was,did you have any accident within the last 5 years ? only a NONE FAULT in 2015,where a hit and run hit me but the claim has since been closed and sorted put by the MIBI.sorry says he,I cannot quote tou because you had an accident within the last 5 years says he.it was a FUKKING NONE FAULT says I,sorry says he,I still cant quote you.its a fukking joke isn't it