Bonus protection

[Taxi driver42]

Is it worth the extra 500
Don't know but if u loose ncb how much is insurance?

[Belker]

That has been trashed out on here before, the long and short is that the NCB protection is worth nothing, if you have an incident and a claim then your policy still goes up but your NCB is still protected.
I packed up paying NCB protection about 5 years back, Step-Back is another scam they use.

[Taxi driver42]

No so?

[Rat Catcher]

I tend to agree with Ken. I know of a few taximen who got very expensive shocks as what they call "loading" negated any perceived benefit of NCD protection. They don't disclose how loading is calculated as it's done on a "case by case basis" but it certainly seems to be adjusted to eliminate any NCD protection benefit that may otherwise have applied.

That said, I still pay it putting it down to prudence rather than lunacy. I just renewed with FBD via Taxifair and was charged €148.46 for NCD protection, total premium €1,437.20 (including Government levy and Insurance Compensation Fund of 5% which equates to €68.44) + €65 broker fee.

[silverbullet]

I tend to agree with Ken. I know of a few taximen who got very expensive shocks as what they call "loading" negated any perceived benefit of NCD protection. They don't disclose how loading is calculated as it's done on a "case by case basis" but it certainly seems to be adjusted to eliminate any NCD protection benefit that may otherwise have applied.

That said, I still pay it putting it down to prudence rather than lunacy. I just renewed with FBD via Taxifair and was charged €148.46 for NCD protection, total premium €1,437.20 (including Government levy and Insurance Compensation Fund of 5% which equates to €68.44) + €65 broker fee.

Did you get it on the drip?

[Rat Catcher]

I did. That cost an extra €75.44... 8 x €189.08.

[silverbullet]

I did. That cost an extra €75.44... 8 x €189.08.

Mine is up in March, and this is the time of year when I should be switching everything from insurance to electricity, to gas.

[Rat Catcher]

I didn't shop around or negotiate at all, SB... just paid what they asked for... which I can only put down to lack of interest/enthusiasm. But then again, would you ask a barman or a taxi driver for a discount... I wouldn't.

[silverbullet]

I didn't shop around or negotiate at all, SB... just paid what they asked for... which I can only put down to lack of interest/enthusiasm. But then again, would you ask a barman or a taxi driver for a discount... I wouldn't.

The joy I used to get telling the f**kers where to go.

[Rat Catcher]

... and, presumably, how to get there in the case of an immigrant taxi driver!

[silverbullet]

... and, presumably, how to get there in the case of an immigrant taxi driver!

Nah, down at the informal rank outside McGowans, drunk GardaI, Teachers, jailers.

[Punter]

Rat--hard to beat Taxi-Fair who focus on FBD--50% in by 20th following month and balance in 30 days--job done  !
Prices been cheapest for me last 4 years !

[mercenary for hire]

Yeah I just jumped over to taxifair six months ago.Nice lads to deal with and they didn't try to gouge me for the bonus protection like AXA do.Thr only reason I stayed with AXA before was the age of my vehicle.

[Taxi driver42]

I didn't shop around or negotiate at all, SB... just paid what they asked for... which I can only put down to lack of interest/enthusiasm. But then again, would you ask a barman or a taxi driver for a discount... I wouldn't.

I was in a taxi other night African guy the fare was 720
I gave him 8
He replied no tip no?

I said I don't know anything about horses
Fucker asking for a tip?

[taxi1990]

I didn't shop around or negotiate at all, SB... just paid what they asked for... which I can only put down to lack of interest/enthusiasm. But then again, would you ask a barman or a taxi driver for a discount... I wouldn't.

I didn't even have to ask them to take money off, I just rang them and they took 250 off without me even asking.

it had gone up 250 euro from 2022.