Hold strong Rc

[Rat Catcher]

I'd say Ken's next motor will be a Camry... can't imagine a man of his stature slumming it in a Corolla!

Mind you, if your car's your office Tesla is the only choice... you'd get a small water cooler in the fruit and maybe a fax machine under the passenger seat. Ifn you car's your toolbox the MG would be the obvious choice. I think I aspire to be somewhere in between e.g. an ID4 or BZ4X!

[Bob Shillin]

Have the shop, in which I traded for 13 years leased out, and the rent from that pays the rent, with a small surplus after tax, on an apartment, which I rent from my daughter for €2k per month which pays her mortgage on it. That shop, if sold at book value, i.e. 10 years rent would not buy a 1 bed apartment in Dublin in any area in which I would choose to live. Also the business that rents it from me owns the adjoining shop, and the 2 shops are joined together to make one business which probably would not give me many options for selling. The cash I had left after my second divorce, when invested in stocks, grew enough after 5 years to allow me to profit take €20k towards the €46k I paid for the Camry, and the balance I had saved in the credit union over the last 20 years.

[Rat Catcher]

All Camry owners look wealthy to me Anyone who can afford 50k+ with no grants is doing alright.Not jealous just an observation.I would'nt mind a Camry myself..

To be fair, you weren't wrong!

Nice one, BS. Clever way of spreading the wealth IMO.

[mercenary for hire]

I knew it!

[Bob Shillin]

I regard it as a reasonable survival,  but a long way from how I once saw life after 65. I figure that I will need to drive a cab until I can't, to earn at least €45k pa before tax to have any quality to living. Like all of us, fingers, and toes are crossed  regarding health at my current age of 72. For any issues regarding my situation I fully accept full responsibility.

[Rat Catcher]

If a 72yo pensioner can trouser 45k/year outta driving a cab I don't know what my excuse for earning fuckall is... Well, I do... I'm lazy. But it'd certainly make one wonder when one reads self pitying posts claiming not being able to turnover a score an hour.

[Bob Shillin]

All Camry owners look wealthy to me Anyone who can afford 50k+ with no grants is doing alright.Not jealous just an observation.I would'nt mind a Camry myself..

To be fair, you weren't wrong!

Nice one, BS. Clever way of spreading the wealth IMO.

My daughter could probably get another €600 - €700 per month in the current market for this 2 bed apt. It's great to have the 2nd bedroom when my other daughter needs to leave Wickla to do stuff in the capital.

[Bob Shillin]

Actually RC, even though current rents are outrageous,  could one have  a BIK obligation for paying below market rent, or would family gifting allowance cover it?

[Rat Catcher]

I guess she knows it's going to be properly looked after and it's keeping her old man out of a cardboard box! Anywaysanall, how much did it cost you to keep a roof over her head and educate her to a standard facilitating her acquiring sufficient wealth to become a slum landlord... A different upbringing and she could  be snorting cannabis and protesting about them immigrants making her homeless, I guess.

BIK doesn't apply to self employed. Could be a gift tax, not sure what the limits are..  also could be deemed to be at OMV for the purposes of her income tax obligations.

[Rat Catcher]

BTW, Don't quote me on any of that. I'm not good at that stuff anymore and what I might remember might well be outdated.

FFS, I'm one of only two drivers I know that pays VAT on Uber invoices!

[Octavia1]

Im in the middle of a mid life crisis even tho im nearly 60 ... im done workin ... I aint lazy jus cant see the point anymore ... its gotten me nowhere... the house i baut was given to sumone else ... an me flat is taxed tu the hilt an if i tried sellin it it be 6 figures in tax ...i suppose if the fridge was empty I mite ger up off me arse .... but in the mean time .....


  

[Rat Catcher]

G'way outta dat ya platinum licky lackey... Id say you do be working like the proverbial non-white skinned migrant.

[Octavia1]

G'way outta dat ya platinum licky lackey... Id say you do be working like the proverbial non-white skinned migrant.

Im pullin in between 250 to 500 a week rat ... occasionally ill go over that ...
Ive so much contempt for money i get rid of it as soon as i get it an buy data blocks  that live somewhere  in the internet floatin around in cyberspace or somewhere...


If I was to seek financial advice now on how to get me act together.... I wudny be talkin to a financial adviser or an accountant.... ide sit in the pub wit the wasters I went to school wit who never worked a day in ther lives , live in the pub an the bookies ... an wobble home to ther council gaff wit a Chinese under ther arm ....
Wat an eegit i was ....

 

[Rat Catcher]

Not dissimilar to what I earn when I work... but I can go weeks without doing a tap... not wasting the good weather was my excuse for much of this year!

But as BS alludes to, none of us are getting any younger. You don't see "I wish I'd spent more time in the cab" on many headstones.

[Octavia1]

Not dissimilar to what I earn when I work... but I can go weeks without doing a tap... not wasting the good weather was my excuse for much of this year!

But as BS alludes to, none of us are getting any younger. You don't see "I wish I'd spent more time in the cab" on many headstones.

Thats wer me head is at ... it probly doesnt help watchin me ma an da go downhill every day knowin thats ahead for meself one day ... the stark reality of life an death an above all the ting thats worth most ..... TIME ..
I tink if ya own antin other than yur gaff yur livin in its a big mistake .... I recently applied for sumtin important
an the oirish government told me to " fuk off ya rich bastard"   " yur rentin yur gaff out ... now they didn't ask me bout antin else .... but I realised im barred from most benifits or assistance in society .... even tho im pretty sure im earnin alot less than most taxi drivers an probly the immigrants lidls .....
Im not sure if bob has to work as hard as he does ...owning a  premises  other than yur gaff may not be a good ting if an wen the time comes to retire .... forced or otherwise... in fact it may be a huge liability