Rang allienz a fwew weeks ago for a quote. They would not quote me then,saying even though I was involved in an accident that was not my fault, it was still a claim,and therefore they could not quote me. Tried them again this morning, explaining my case to them and that I had a letter from the MIBI saying my insurer incurred no expense,they quoted me this morning.the way they do it is, like ali carte you choose what you want like windscreen cover,breakdown assistance,bonus cover or step back,etcetc I got a quote for 1823 full comp ,wirh step back I could get 1720 for no stepback .I doubt BJP will match this in a couple of weeks