Any renter worth his salt will arrange all that, Vik. Sure I know lads renting plates who don't even live in the country, no way they are present every time the driver changes and they don't have any dealings with insurance companies. All they have to do is pass on the VRC when they receive it from Shannon. In practice the renter has a fleet policy, the rest is just paperwork i.e. the insurance company produce a certificate in the name of the owner with the driver named and the owner specifically excluded from driving.