Fer anyone interested, my 'Seven year plan' was put in to place about 4 years ago, shortly after the NTA introduced the Ten year limit on Saloon plates, thankfully as an 08 driver I got the once off 'Golden' 15 year rule exemption, and then I had a long think about how to finance my next vehicle.
So I opened a Second online 'Car' bank account about Four years ago, and the First bill that I pay every Sunday morning is 80 notes in to my Car account in the hope that in another 3 years time I will be able to buy a new Joe, Finance free, No Rental charges, No Bank charges.
It's not the best plan in the world, a better more economical plan would be to buy a second hand yoke every Five years or so, but fer me my plan works and I fully intent to drive around Cork city in my new 2022.2 Corolla with a FOOKIN ERECTION !